France Holiday Home Insurance
France Holiday Home Insurance
insurance for UK and overseas property.
The policy is tailored to the specific requirements of holiday home owners. Simple to understand insurance in plain English that covers holiday homes whether occupied, unoccupied or holiday let.
Get a French property insurance quote or call 01204 365080
French Holiday home insurance
Better to be safe than sorry One of your biggest purchases and greatest financial commitments is likely to be your holiday home in France. From fire to flood, frozen pipes to fallen trees, opportunistic burglars to legal liabilities - these are just some of the potential problems that your holiday home could encounter.Ignoring the need for adequate insurance to protect your French house and its contents could prove to be a costly mistake. Just because it is out of sight, it really mustn’t be out of mind.
Comprehensive insurance designed for French home owners
Schofields have tailored an insurance policy that covers holiday homes and second homes in France. The policy does not restrict cover when your house is left unoccupied and includes specialist cover for holiday letting. Policy documents are written in plain English, with no unreasonable exclusions, clauses or sneaky requirements inserted in the small print. All claims are handled in the UK by specialists with over 23 years extensive experience of the French market.
Please review the information on these pages for advice on insuring your house in France.
Keep your holiday home safe: 10 tips
A holiday home in France can be a source of great enjoyment, but they are vulnerable to numerous risks when occupied, unoccupied or holiday let. Here are 10 tips to keep your home in France safe.
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Insurance for your holiday home in France
A guide to insuring your holiday home in France
This article outlines what insurance cover owners of holiday homes in France need and what requirements might be placed on you, with regards to holiday letting, unoccupancy etc.... some of which may be unreasonable
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French gite insurance: How to protect gites in France
Letting French gîtes can be a rewarding experience for holiday home owners. After all, having a holidaymaker choose your property for their holiday is a great sense of achievement. However, property owners should be aware that there are associated insurance risks when holiday letting gîtes.
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Prepare your French holiday home for winter
Holiday homes, especially those that are let, are exposed to considerable wear and tear throughout the year. Whilst the weather is still warm and dry it’s a good time to start preparing your French holiday home for winter.
Simple tips...
Do you have adequate holiday letting insurance?
Holiday letting can be a risky business and the unforeseen can ruin your letting season. From floods to fires, bursts to burglaries, liability claims and possible legal action from injured renters, could all lead to expensive consequences should something go wrong.
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Your French holiday home: insurance and security
Some people are a little bit laid-back when it comes to thinking about their French holiday home and security. This could cost them dear if they don’t appreciate the reality.
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Does your holiday home insurance cover damage by UK guests?
Each individual’s insurance requirements are likely to be different, and it’s likely that you will only realise what is actually covered when you need to claim. When disaster strikes, you don’t want to discover that you aren’t insured for the incident, so check any policy restrictions thoroughly.
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Insuring your second home in France or the UK?
Although choosing insurance can be a tedious task, protecting your investment is vital, especially when it is in another country. UK owners of French holiday homes are faced with a common dilemma... should you choose an insurer based in the UK or France?
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Check your French home insurance covers burst pipe damage
Over the winter, some areas of France affected by freezing temperatures, and more could be on the way. Unfortunately, there will be some holiday home owners who will return to their properties to discover extensive water damage due to burst pipes.
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Does your French insurance protect your home from the elements?
As the last holidaymakers depart, many holiday home owners will be visiting their properties less frequently, or even locking them up for the winter. Check that your insurance protects you from the elements of winter.
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French property insurance: Does it cover flood and storm damage?
Many holiday home owners will be visiting their properties more frequently as we approach the summer. Unfortunately, some will discover damage caused by winter weather and may find that the level of flood and storm cover provided by insurance policies purchased in France is inadequate.
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French holiday home insurance
Insurance for your holiday home in France- designed specifically for you
If you are going to use your French property as a second home or holiday let it for investment income it is essential that you are protected with suitable home insurance. Specialist insurance designed for you – from Schofields.
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Get a Quote
Click "Get a Quote" to obtain your free online holiday home insurance quotation or phone 01204 365080.French holiday home insurance - designed for you
1. What are the policy exclusions during unoccupancy?
2. What happens when I have a claim in France - will you send a loss adjuster?
3. Is the policy wording in English?
4. Am I covered for holiday letting - accidental damage, loss of rent, public liability etc?
5. How do I cancel my policy - do I have to give notice?
6. What theft cover is included?
7. What are the security requirements - do I have to install shutters, certain locks?
Holiday Home Insurance Blog
For more guides, tips and discussions on the latest holiday home news - visit the holiday home insurance blog.
