Mortgages in France
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French Mortgages
There's also plenty of information on the types of mortgages on offer from Equity Release Mortgages to Buy-to-let Mortgages to Leaseback Mortgages.
We've helped thousands of people to buy a French property, and are now able to offer an exclusive mortgage brokers service through our partner. Our UK based French Mortgage partner have many years of experience and offer great rates, English speaking account managers, and the reassurance that you're dealing with a reputable company. You can Enquire now, or, if you're ready, fill in an applicationand our consultants will find the best rates and help you through the process of getting a French mortgage.
Mortgages in France, from The FrenchEntrée team
Key French mortgage vocabulary
The usual French word for a mortgage is: une hypothèque Un prêt is the word for loanTo take out a mortgage is prendre une hypothèque or faire un emprunt
More from FrenchEntrée Property....
Are you already living in France? Sorted out you tax returns? Visit our guide to French tax or our top French tax tips.Or perhaps you want to know whether your British pension will be taxed in France? Or, maybe you want to find out how other people have found the process of buying a house in France?
Best buy tables for French Mortgages
When selecting a mortgage for a property in the UK, an individual’s first port of call will often be UK mortgage best buy tables. You can now see best buy tables for French mortgages too, here. more...
There has rarely been a better time to take out a French mortgage
May 2013
British buyers in France can currently benefit from the lowest rates available in decades. more...
Your guide to French mortgages - Part 1
In the first of our three part French mortgage series to be published over the opening months of 2012, we are going to provide an overview of the processes involved in arranging a mortgage to purchase a French property.
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French mortgage rate update
Much like in the UK, in France there are plenty of different mortgage options available for those looking to make a property purchase. The various French lenders offer unique credit facilities which nevertheless tend to fall under one of a few categories.
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Securing a French mortgage
Give yourself the best chance
2012 has been an eventful year for the French economy. Banks have had to contend with the financial troubles affecting the eurozone, in addition to the uncertainty caused by the country’s own presidential elections. Consequently, some mortgage applicants have found banks to be more cautious with regards to their distribution of credit for French property purchases.
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FrenchEntrée Mortgage Services
The Benefits of Using a French Mortgage Broker
During the buying process, there are many benefits of conducting research yourself, and other areas that are best left to the professionals. French mortgages on the other hand, cover both grounds. Read this article to find out more about the benefits of using a broker, like FrenchEntrée Mortgage Services.
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Financing a French property purchase
Global financial markets have experienced a period of turbulence in recent times and UK residents looking to invest in France should understand how recent developments may have altered the ways a French property purchase can be financed.
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Fixed Rate French Mortgages
The economic challenges of the past few years have created uncertainty in the European financial sector. As a consequence it has become increasingly difficult to predict future patterns in Eurozone interest rate movements. The good news is that the French mortgage market is well equipped to protect borrowers against future interest rate fluctuations. more...Is a post-finance French mortgage for you?
Competition amongst buyers is increasing for properties as the late summer and autumn buying season gets under way and cautious buyers are starting to lose out. In France, the majority of lenders provide the option of a ‘post-finance’ mortgage. Read about the benefits...
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French Mortgages: A buyer's marketplace
As competition in the French mortgage market increases, buyers are faced with more options in choosing the right deal for them. Kim Cooper provides insight into some of the latest market trends
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Why use a mortgage broker to finance your French property?
If you’ve been thinking about purchasing a property in France for a while, or it is something that you are considering looking into in the New Year, you are no doubt likely to need to consider how you are going to pay for it.
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Re-mortgaging and releasing equity on French property
As the mortgage market in France evolves, it is becoming increasingly popular to look at the options surrounding re-mortgaging or raising equity against property in France.Learn more...
Leaseback Property Mortgages
Many people choose to buy a second property in France as an investment opportunity. In particular the popular holiday destinations such as the French Alps or Mediterranean coast are good locations to let out property.
Learn more...
Buying property from your partner
How a French mortgage may help resolve a difficult situation
Owning a property in France represents the realisation of a dream for countless British buyers. However, for those who have chosen to buy under joint names, the ownership of a French house can become problematic in cases of divorce or separation.
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For French Mortgage Assistance...
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French Mortgages: Frequently Asked Questions
Want to know more about the types of mortgages on offer? Or find out about the process you'll need to go through? Or if you're further along, maybe you need to know more about contracts and additional costs? Whatever your question, we hope to answer it here!
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French Mortgage Calculator
To see how much your French mortgage will cost you, use FrenchEntrée's mortgage calculator. Whatever your interest rate, LTV and purchase price, we can help you plan your mortgage budget with the French mortgage calculator.
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Pre-approve your mortgage
If your mortgage is pre-approved you'll be able to buy any house in France with your finance already in place, saving yourself time. Apply now.
Buying a property in France?
If you're buying a property in France, you will need to exchange a large amount of currency. 96% of our customers saved money by using the FrenchEntrée.com Currency Team. To save money on your currency exchange for property, click here.
Automate your regular overseas payments saving yourself time and money
Whether you are in the process of buying your property in France, or you have already made the purchase, you may need to make a number of overseas payments. Timing is crucial when you are buying a large amount of Euros – we can help you make your money go a lot further...
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What are the differences between French and UK mortgages?
There are little significant differences between a UK mortgage and a French mortgage. Lenders in both the UK and France use property as security for releasing mortgage funds and have set criteria regarding the necessary requirements for obtaining a mortgage.
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