Viewing 15 posts - 196 through 210 (of 231 total)
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  • #950504
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    berni
    Participant
    Joined: 30 Sep 2008
    Location: away with the fairies
    Total posts: 283

    Bored of this now.
    I have a uk plate car. French CT. French Insurance. Completly covered. Have had 3 incidents (none my fault!) fully paid out by French insurance…. je reste mon valise….
    Stop worrying un necessarily folks, c’est la vie


    #950505
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    sawyer
    Participant
    Joined: 15 Mar 2008
    Location: Bastille
    Total posts: 662

    Berni, if they weren’t your fault it would not have been your insurance that paid out.


    nora.sanglante

    #950506
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    fleurignacois
    Participant
    Joined: 26 Nov 2008
    Location: 16 La Rochefoucauld
    Total posts: 485

    Berni maybe you can answer a question that’s been troubling me for a while.
    If you hit my car then drive off (this is hypothetical of course) and I am able to take your number then would it be possible for me or the police to trace your vehicule?


    Bonne journée à tous

    #950507
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    davecooper57
    Participant
    Joined: 03 Oct 2010
    Location: Chassat, Nr Argentat, Correze (formerly Suffolk and Essex)
    Total posts: 190

    Surely the operative thing is that that car is insured in the place where it is used, not whether the person is resident there? People who live in two countries for half a year each or thereabouts must be able to insure in two countries or more? It is only the act of living most of the time in one country while claiming to live in another for insurance purposes that is outside Directive 72/166/EEC in my view.


    #950508
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    steve
    Member
    Joined: 15 Mar 2003
    Location: Vieux Mareuil, Dordogne
    Total posts: 425

    Bored of this now.
    I have a uk plate car. French CT. French Insurance

    why?

    Just off to UK to buy a land cruiser, a genuine European one, and not a grey import, just so I can register it here…….
    Steve ;)

    #950509
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    mbev51
    Participant
    Joined: 09 Apr 2007
    Location: 87
    Total posts: 223

    hi
    I have a uk reged car at our uk house and a french reged car at our french house. Not too difficult, works well, just need to drive carefully in france so as not to get points as we are u resident with uk licence.


    #950510
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    painterlady
    Participant
    Joined: 09 Dec 2009
    Location: x
    Total posts: 1272

    @berni wrote:

    Bored of this now.
    I have a uk plate car. French CT. French Insurance.

    Why bother with the CT? Surely it’s a waste of money, a ct is not required on a UK reg car? Serious question.


    #950511
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    debra
    Participant
    Joined: 05 Dec 2008
    Location: Charente
    Total posts: 5278

    @lindal1000 wrote:

    @Debnfamily wrote:

    @lindal1000 wrote:

    So it can’t be illegal for a non UK resident to insure a UK registered car in the UK then.

    Why?

    Well if you can legally insure a French vehicle in france as a non french resident then I would assume that under European law you can do the same thing in UK.

    European law doesn’t (yet) override all UK law so not necessarily. The celebs you mention may have their cars set up as company cars.


    #950512
    AnOther
    AnOther
    Participant
    Joined: 11 Jan 2008
    Location: W of Cahors (46)
    Total posts: 9455

    @mbev51 wrote:

    just need to drive carefully in france so as not to get points as we are u resident with uk licence.

    If you are not French resident then you cannot be forced to exchange your licence only fined or in a worst case have it confiscated.


    #950513
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    newbhoy
    Member
    Joined: 14 Dec 2010
    Location: 46
    Total posts: 302

    This has become a typical TF thread, 14 pages of drivel mostly unrelated to the original subject.

    n.


    #950514
    Grumpy Yorkie
    Grumpy Yorkie
    Participant
    Joined: 30 Jan 2008
    Location: Villeréal, Lot et Garonne
    Total posts: 6782

    @newbhoy wrote:

    This has become a typical TF thread, 14 pages of drivel mostly unrelated to the original subject.

    n.

    Finished off by your usual eloquent contribution! :)

    Stuart


    Flat cap, whippet, Panda, V8 Jaguar, V12 Mercedes and a '54 Sunbeam Talbot 90 called Josephine (obviously) ................... bloody grand!

    #950515
    cardi
    cardi
    Participant
    Joined: 16 Feb 2007
    Location: West Wales, Villefagnan 16 and Niteroi, RJ.
    Total posts: 1846

    @newbhoy wrote:

    This has become a typical TF thread, 14 pages of drivel mostly unrelated to the original subject.

    n.

    No, no let’s have fewer of those negative vibes and let’s stir up the drivel. This thread still has need of a few spanners in the works.
    Here’s mine.

    It is quite pythonesque to hear people talk of ‘illegal’ residency and vehicles, one can imagine houses being arrested by insurance companies.

    The problems arise from the badly conceived Euro Directive on vehicle registration and taxation. Many of the proposals are unworkable and have not been incorporated into any national law as required.

    One of the proposals is that vehicles should be insured in the country of registration but, as we know, UK insurance companies don’t like this if you tell them you live elsewhere. However, if you say nothing and just give them the UK address of the vehicle you will be insured.
    Should you be fully comp and have a claim they will try to squirm out if they discover you have more miles than allowed, fitted spot lights, fitted a spoiler, wrong tyres, 1 day out of MOT etc.
    If they tried to squirm out on your residency they would have to show that you were not actually resident on the day you took the insurance AND that your intentions were fraudulent for yourself or another. Just purchasing insurance which a company should normally, by the Directive, offer anyway would not be fraud nor would any insurance company risk taking on the Ombudsman and European Commission.
    In practice they do insure non residents as we know.

    As Bob Dylan sang:-

    “Though the rules of the road have been lodged
    It’s only peoples’ games that you gotta dodge”


    Criminals are never very amusing. It's because they're failures. Those who make real money aren't counted as criminals. This is a class distinction, not an ethical problem. Orson Welles

    #950516
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    debra
    Participant
    Joined: 05 Dec 2008
    Location: Charente
    Total posts: 5278

    Someone just put on a Facebook group I’m on that they got their Renault Clio CT’d with no certificate of conformity (giving the lie to the original post question), just the ‘European Number’ (what’s that exactly?) on the V5 – and that they registered it at Angouleme prefecture without the COC too.

    Is this only possible for cars with this ‘European Number’ on or of a certain age? Sorry if that’s already been covered in this thread but it IS rather long to go back and check!


    #950517
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    debra
    Participant
    Joined: 05 Dec 2008
    Location: Charente
    Total posts: 5278

    @redbidet wrote:

    It is a simple fact that a CT station in France will no longer CT a non French registered vehicle without presenting a Cert of Conformity

    Apparently not, at least in our area.


    #950518
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    debra
    Participant
    Joined: 05 Dec 2008
    Location: Charente
    Total posts: 5278

    Mercedes, Peugot 807 and Laguna also successfully re-registered without COC’s too…..(all RHD)


Owning a vehicle in France
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