Welcome to these pages on the topic of holiday home insurance, supplied by Schofields. They specialise in holiday home insurance for UK and overseas property in France, Spain, Portugal and Italy owned by UK residents.
One of your biggest purchases and greatest financial commitments is likely to be your holiday home in France. From fire to flood, frozen pipes to fallen trees, opportunistic burglars to legal liabilities - these are just some of the potential problems that your holiday home could encounter.
Ignoring the need for adequate insurance to protect your French house and its contents could prove to be a costly mistake. Just because it is out of sight, it really mustn’t be out of mind.
Comprehensive insurance designed for French home owners
Schofields have tailored an insurance policy that covers holiday homes and second homes in France. The policy does not restrict cover when your house is left unoccupied and includes specialist cover for holiday letting.
Policy documents are written in plain English, with no unreasonable exclusions, clauses or sneaky requirements inserted in the small print. All claims are handled in the UK by specialists with over 23 years extensive experience of the French market.
Please review the information on these pages for advice on insuring your house in France.
This article outlines what insurance cover owners of holiday homes in France need and what requirements might be placed on you, with regards to holiday letting, unoccupancy etc.... some of which may be unreasonable
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Holiday letting can be a risky business and the unforeseen can ruin your letting season. From floods to fires, bursts to burglaries, liability claims and possible legal action from injured renters, could all lead to expensive consequences should something go wrong.
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Although choosing insurance can be a tedious task, protecting your investment is vital, especially when it is in another country. UK owners of French holiday homes are faced with a common dilemma... should you choose an insurer based in the UK or France?
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Insurance for your holiday home in France- designed specifically for you
If you are going to use your French property as a second home or holiday let it for investment income it is essential that you are protected with suitable home insurance. Specialist insurance designed for you – from Schofields.
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French holiday home insurance - designed for you
The policy is underwritten by Lloyd's of London, one of the world's largest insurers, and is tailored to the specific requirements of holiday property and second home owners.
Need Advice?
Read our guide to insuring your holiday home in France.