You can still get a twenty year fixed rate mortgage at 2.15%. And house prices in France are still low. If your ten or fifteen year dream has been to move to France – or buy a holiday home –…
Mortgages in France
Welcome to our comprehensive guide to French Mortgages, your complete online resource for information about mortgages in France and financing your dream property purchase.
Whether you are looking for a French mortgage to fund the purchase of your main residence or a holiday home in France, our articles will explain the different types of French mortgages, how UK mortgages differ from mortgages in France, interest rates and much more. Click here to apply for a French mortgage >>
If you can't find what you are looking for in this section, then please scroll down the page where you will find more articles about mortgages in France.
An Introduction to Mortgages in France
An in-depth look at the different types of French mortgages.
The different types of French Mortgages
Help with choosing the right type of French mortgage.
Latest French Mortgage Articles
Mortgage rates in France have hit a new historical low – the lowest ever in 70 years.
If you’ve read our recent articles or have been carrying out your own research, you’ll know that French fixed-rate mortgages are available at very low rates. However, fixed- rate mortgages tend to charge borrowers heavily if they want to make over-payments…
For those of you who are seduced by the idea of a property renovation project, let’s take a quick look at the main factors to bear in mind if you choose to finance it with a French mortgage.
Buying a property in France is all about timing. The best way to avoid a picky French bank tripping up your buying process is to start early.
With French mortgage rates recently at historic lows, there’s rarely been a better time to take out financing on a property in France.
For British people, the prospect of purchasing a new property in France can inspire excitement and apprehension in equal doses. Owning your own little corner of France is often a dream waiting to come true, but the process of completing…
You can apply for your mortgage right here online by completing our simple application form. Once your form has been submitted our mortgage advisors will be in touch.
There are a few differences worth noting between a UK mortgage and a French mortgage, and the advantages can pay off.
British buyers in France can currently benefit from the lowest rates available in decades.
To see how much your French mortgage will cost you, use FrenchEntrée’s mortgage calculator. Whatever your interest rate, LTV and purchase price, we can help you plan your mortgage budget with the French mortgage calculator.
Much like in the UK, in France there are plenty of different mortgage options available for those looking to make a property purchase. The various French lenders offer unique credit facilities which nevertheless tend to fall under one of a few categories.
Certain criteria must always be met in order for a buyer when securing a French mortgage with a French lender. For example, when taking into account the future French mortgage payment, all contractual outgoings must not exceed one third…
Buying a property in France can be a very daunting process. We hope that the first two parts of our French mortgage guide have given you a good idea of what to expect when arranging financing on your purchase.
In the second of our three-part French mortgage series, we’re going to look more closely at the French mortgage products that are currently available for non-resident buyers.
In the first of our three part guide to French mortgages, we are going to provide an overview of the processes involved in arranging a mortgage to purchase a French property.