Buying a property in France is all about timing. The best way to avoid a picky French bank tripping up your buying process is to start early.
French mortgagesFinancing your dream property purchase in France
LATEST FRENCH MORTGAGES ARTICLES
Mar Bonnin-Palmer runs down the basics of planning a trip to check out likely French dream homes and explains the advantages of getting your budget sorted out beforehand
Simon Smallwood explains why, before buying your dream home in France, understanding the basic differences between UK and French mortgages can pay dividends in the long run…
If you are considering taking a viewing trip, make sure you are as prepared as possible, so that when you find your property you are in the perfect position to snap it up!
Mortgage rates in France have hit a new historical low – the lowest ever since 1940.
You can apply for your mortgage right here online by completing our simple application form. Once your form has been submitted our mortgage advisors will be in touch.
There are a few differences worth noting between a UK mortgage and a French mortgage, and the advantages can pay off.
British buyers in France can currently benefit from the lowest rates available in decades.
To see how much your French mortgage will cost you, use FrenchEntrée’s mortgage calculator. Whatever your interest rate, LTV and purchase price, we can help you plan your mortgage budget with the French mortgage calculator.
Much like in the UK, in France there are plenty of different mortgage options available for those looking to make a property purchase. The various French lenders offer unique credit facilities which nevertheless tend to fall under one of a few categories.
2012 has been an eventful year for the French economy. Banks have had to contend with the financial troubles affecting the eurozone, in addition to the uncertainty caused by the country’s own presidential elections. Consequently, some mortgage applicants have found banks to be more cautious with regards to their distribution of credit for French property purchases.
Buying a property in France can be a very daunting process. We hope that the first two parts of our French mortgage guide have given you a good idea of what to expect when arranging financing on your purchase.
In the second of our three-part French mortgage series, we’re going to look more closely at the French mortgage products that are currently available for non-resident buyers.
In the first of our three part French mortgage series to be published over the opening months of 2012, we are going to provide an overview of the processes involved in arranging a mortgage to purchase a French property.
The economic challenges of the past few years have created uncertainty in the European financial sector. As a consequence it has become increasingly difficult to predict future patterns in Eurozone interest rate movements. The good news is that the French mortgage market is well equipped to protect borrowers against future interest rate fluctuations.
Owning a property in France represents the realisation of a dream for countless British buyers. However, for those who have chosen to buy under joint names, the ownership of a French house can become problematic in cases of divorce or separation.
During the buying process, there are many benefits of conducting research yourself, and other areas that are best left to the professionals. French mortgages on the other hand, cover both grounds. Read this article to find out more about the benefits of using a broker, like FrenchEntrée Mortgage Services.
Competition amongst buyers is increasing for properties as the late summer and autumn buying season gets under way and cautious buyers are starting to lose out. In France, the majority of lenders provide the option of a ‘post-finance’ mortgage. Read about the benefits…
Global financial markets have experienced a period of turbulence in recent times and UK residents looking to invest in France should understand how recent developments may have altered the ways a French property purchase can be financed.
As competition in the French mortgage market increases, buyers are faced with more options in choosing the right deal for them. Kim Cooper provides insight into some of the latest market trends