Mortgages in France

Mortgages in France

Welcome to our comprehensive guide to French Mortgages, your complete online resource for information about mortgages in France and financing your dream property purchase.

Whether you are looking for a French mortgage to fund the purchase of your main residence or a holiday home in France, our articles will explain the different types of French mortgages, how UK mortgages differ from mortgages in France, interest rates and much more. Click here to apply for a French mortgage >>

If you can't find what you are looking for in this section, then please scroll down the page where you will find more articles about mortgages in France.

An Introduction to Mortgages in France

An in-depth look at the different types of French mortgages.

The different types of French Mortgages

Help with choosing the right type of French mortgage.

Latest French Mortgage Articles

Brexit - mortgages

Mortgages in France after Brexit

You can still get a twenty year fixed rate mortgage at 2.15%. And house prices in France are still low. If your ten or fifteen year dream has been to move to France – or buy a holiday home –

Variable rate French Mortgage ©Tameek

A ‘variable rate’ French mortgage, but not as you know it

If you’ve read our recent articles or have been carrying out your own research, you’ll know that French fixed-rate mortgages are available at very low rates. However, fixed- rate mortgages tend to charge borrowers heavily if they want to make over-payments

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Apply for a French Mortgage

You can apply for your mortgage right here online by completing our simple application form. Once your form has been submitted our mortgage advisors will be in touch.

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French Mortgage Calculator

To see how much your French mortgage will cost you, use FrenchEntrée’s mortgage calculator. Whatever your interest rate, LTV and purchase price, we can help you plan your mortgage budget with the French mortgage calculator.

Villa in Provence

Securing a French mortgage

  Certain criteria must always be met in order for a buyer when securing a French mortgage with a French lender. For example, when taking into account the future French mortgage payment, all contractual outgoings must not exceed one third

Photo by Geralt

Your guide to French mortgages – Part 3

Buying a property in France can be a very daunting process. We hope that the first two parts of our French mortgage guide have given you a good idea of what to expect when arranging financing on your purchase.

French mortgages guide

Your guide to French mortgages – Part 2

In the second of our three-part French mortgage series, we’re going to look more closely at the French mortgage products that are currently available for non-resident buyers.

France from above

Your guide to French mortgages – Part 1

In the first of our three part guide to French mortgages, we are going to provide an overview of the processes involved in arranging a mortgage to purchase a French property.

Real estate investment

Fixed Rate French Mortgages

The economic challenges of the past few years have created uncertainty in the European financial sector. As a consequence it has become increasingly difficult to predict future patterns in Eurozone interest rate movements. The good news is that the French mortgage market is well equipped to protect borrowers against future interest rate fluctuations.

Divorce

Buying property from your partner

Owning a property in France represents the realisation of a dream for countless British buyers. However, for those who have chosen to buy under joint names, the ownership of a French house can soon become problematic in cases of divorce