Retiring to France
France is one of the most popular destinations for retirees. However, moving to a new country means taking account of certain issues - from the emotional to the more practical.
For people retiring to France one of the biggest concerns is finance; in this zone we have a number of stories on how to handle your pension
, savings and investments
and the impact of France's wealth tax.
If you're still on the hunt for a property, FrenchEntrée also has plenty of advice and properties for you to take a look at. Check out our complete Property Buying Guide
Still looking for your dream retirement home...?
.....then consult our huge property database
, which has many different styles and types of property from all over France.
Not sure where to look? Check out our guide to the different French regions
and what they have to offer.
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Many Britons are thinking of moving to live in France when they retire. We look at the options for those resident in France and living – or intending to live - on a UK pension. more...
Courtesy of Siddalls • April 2013
Retiring to France is a dream but high taxes can make you hesitate. We look at how spending your golden years in France might actually work to your financial advantage.
There is a lot of planning to do on making the move to France, part of this should be to organise your finances so that your future wealth is protected and you can truly get down to enjoying the French life, free from the worry of money problems...
The Villages Group is the first active living resort in France dedicated to the over 50’s. Designed for living, the Villages offer one-level eco-friendly homes set within outstanding natural environments with full on-site amenities including tennis courts, indoor pool, gymnasium and a quality entertainment programmes.
Around 70% of prospective overseas buyers are aged 50 or over and with 59% stating emigration for retirement as the purpose for their overseas property purchase, France remains one of the most popular destinations for those in their “third age”.
Although France and the UK are a little over half an hour away from each other by train, there is a significant loss or rather, a significant missed opportunity if expats do not manage their pensions to their maximum potential...
Fine wine, exquisite cheeses, access to one of the best healthcare systems in the world... and a totally different taxation system await you.
You will have seen in recent months mention of QROPS and the potential attraction to non-UK residents. QROPS were introduced in April 2006 as a means to allow individuals with UK pension funds to transfer their pension funds abroad.
Need to make regular international pension transfers?
If so, you may have been faced with some testing issues over the last few months... For those who have retired to France there is a necessity to make the most of their ongoing currency transactions, and maximise the potential of their UK pension. Experts from Moneycorp explain how their RPP can help.more...
As a consequence of the weak pound, some pensioners in France are receiving UK pensions so low that they are now eligible for French government financial aid.
French taxes are renowned for being high, what with income tax and social charges on all forms of income, as well as an annual wealth tax. However, although the headline rates sound high (52.1%!), it is often unlikely that a retiree would have to pay such high taxes.
There are a number of issues you may need to take advice on before you move, and when living in France. Here are a couple of case studies which highlight some of the financial issues that Siddalls have helped expats with.
If you are approaching retirement and looking to draw an income from your UK personal pensions, there are several options. Vincent Molloy, a pensions specialist at financial experts Siddalls, takes a look – including ways to avoid being hit by currency fluctuations.
As David Anderson, solicitor and chartered tax adviser at Sykes Anderson LLP explains, the tax status of your UK pension in France can be a more complicated issue than it first appears
Many people who move to France have investments in the UK. David Franks of Blevins Franks looks at what the tax implications are for such investments and explains what happens with Premium Bonds winnings if you are tax resident in France
Everything from the emotional to the practical concerns of retiring and living to France. For guides to utilities and connecting to the internet, see above left
Frances and David Wilkinson retired to France in 2006 and love their new life which is full of new things as well as more time, less stress and good friends - French and British. Read their inspiring stories...
Moving to France is a big step whatever age you are. But there are some issues that are more like to affect those retiring or planning to retire. Psychologist Elaine Douglas gives advice on what to expect and how to deal with it.
French Taxes - Confused?
Retiring to France but unsure what to do about tax? Download the Siddalls help sheets for "your new life in France"Read more.
Need French healthcare?
Exclusive Healthcare offer Top Up health insurance to residents and home owners in France. Private health cover is also available. Learn More
Fed up of high UK taxation?
Tax planning is essential if you are to avoid paying on to Caesar more than is due to him. Blevins Franks mini-site explains more
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