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12th March 2010
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Retiring to France

Retirement Zone
France is one of the most popular destinations for retirees. However, moving to a new country means taking account of certain issues - from the emotional to the more practical.

For people retiring to France one of the biggest concerns is finance; in this zone we have a number of stories on how to handle your pension, savings and investments and the impact of France's wealth tax.

France's legal system can also effect your new life - check out out information on whether you will be affected by France's succession laws, and in particular their impact on your will.
We also have information on opening a French bank account, affliating to the French health system, setting up a home and finding an artisan to do it up plus everyday language phrases and tips on finding a removal firm.

If you're still on the hunt for a property, FrenchEntrée also has plenty of advice and properties for you to take a look at. Check out our complete Property Buying Guide.

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.....then consult our huge property data base, which has many different styles and types of property from all over France. france french colours Not sure where to look? Check out our guide to the different French regions and what they have to offer.

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Retiring to France

To help you research your retirement in France, this zone has been split into different topic areas. In each there are stories from a number of different contributors, together giving you a broad range of information and advice.

+++++ LET'S TALK MONEY+++++

When retiring to France it's very important that you know exactly what will happen to your pension and other investments

Retiring to France – protect your wealth and enjoy the French life!

Enjoying life in FranceThere is a lot of planning to do on making the move to France, part of this should be to organise your finances so that your future wealth is protected and you can truly get down to enjoying the French life, free from the worry of money problems...
more...

Pensions – A Review

Pension ReviewIt is just over three years since UK pensions rules were ‘simplified’, on the 6th April 2006 (known as ‘A’ day) where all the previous pension legislation was swept away, and a new regime was introduced. Here's a review of those changes... more...

Tax, pensions, healthcare – what you need to know if retiring to France

retirement - chairs and umbrella smallFine wine, exquisite cheeses, access to one of the best healthcare systems in the world… and a totally different taxation system await you. more...

Qualifying Recognised Overseas Pension Schemes (QROPS)

sunset QROPS were introduced in April 2006 as a means to allow individuals with UK pension funds to transfer their pension funds abroad.... more...

An even warmer welcome from the French

Wealth tax breakThe French have always welcomed the British becoming resident in their country but they have just made this welcome even warmer by offering a significant tax break to all new residents...more...

Paying tax when you retire to France

retirement coupleRetiring to France is a dream that many share. However, because France is viewed as a high tax jurisdiction many are put off when it comes to taking the plunge. We look at how spending your golden years in France can actually work to your financial advantage... more...

Do you need to make regular international pension transfers?

deckchair illustrationIf so, you may have been faced with some testing issues over the last few months... For those who have retired to France there is a necessity to make the most of their ongoing currency transactions, and maximise the potential of their UK pension. Experts from Moneycorp explain how their RPP can help.more...

Help is at hand for expat pensioners in France

euros hand largeAs a consequence of the weak pound, some pensioners in France are receiving UK pensions so low that they are now eligible for French government financial aid. more...

Pensions & the Euro

Siddalls video stillAt The France Show the FrenchEntrée team decided to interview some of their key clients who were exhibiting. We asked Duncan Campbell of Siddalls if he had any key advice for those retiring to France. He discusses how you can convert your pension fund into euros... View video...

Is French tax really all that taxing for retirees in France?

Tax timeFrench taxes are renowned for being high, what with income tax and social charges on all forms of income, as well as an annual wealth tax. However, although the headline rates sound high (52.1%!), it is often unlikely that a retiree would have to pay such high taxes. more...

Expat tax case studies

Retire to FranceThere are a number of issues you may need to take advice on before you move, and when living in France. Here are a couple of case studies which highlight some of the financial issues that Siddalls have helped expats with. more...

Retiring to France still makes financial sense

Retiring in FranceThe gloomy headlines and the strong Euro may be making some people planning to retire abroad think twice. New figures by Siddalls, specialist independent financial advisers, show that household costs are less than a 1/3 of those in the UK and your money still goes a lot further than you might think in France. more...

What can I do with my UK pension fund when retiring to France?

coinsIf you are approaching retirement, and looking to draw an income from your UK personal pensions, there are several options. Robert Brealey, a pensions specialist at financial experts Siddalls, takes a look – including ways to avoid being hit by currency fluctuations more...

Pensions: your tax-free lump sum and France

France pension tax The good news is that tax-free lump sums from the UK are not currently taxed in France; the bad news is that this might be about to change. David Franks of Blevins Franks explains. more...

Retiring to France – what you need to consider

couple walking along beachMany Britons are thinking of moving to live in France when they retire. Here Robert Brealey of tax experts Siddalls looks at the options for people who are resident in France but are living – or intending to live - on a UK personal or state pension more...

Will your British pension be taxed in France?

piggy bankAs David Anderson, solicitor and chartered tax adviser at Sykes Anderson LLP explains, the tax status of your UK pension in France can be a more complicated issue than it first appears more...

What happens to your UK investments if you move to France?

money red ribbonMany people who move to France have investments in the UK. David Franks of Blevins Franks looks at what the tax implications are for such investments and explains what happens with Premium Bonds winnings if you are tax resident in France more...

Wealth Tax – Not Just For The Wealthy?

wealth taxLawyer Sarah Bright Thomas warns that French wealth tax can affect a surprisingly large number of people – though new rules in 2007 may help Britons to reduce the burden for a limited period more...

Is your French home subject to Capital Gains Tax?

This is one of the most frequent questions asked by British expatriates, since the rules were always complicated and were changed dramatically this year. The basic principal is that property in ... more...

+++++LEGAL ISSUES+++++

How will French law affect you?

Beware: French succession law can override your will

will and gavelOne thing that anyone buying property in France needs to be aware of is French succession law...it is very different from the way things happen in Britain more...

An Introduction to Insurance in France

Insurance documents franceWhile you will be familiar with home and car insurance, in France you also have to know about civil liability and other policies that may be new more...

+++++ FRENCH HEALTHCOVER +++++

Information on how French healthcare cover works

Healthcare for those retiring to France

health staff illustrationProper healthcare cover is a must-have when retiring to France. While some retirees will be able to affiliate into the French healthcare system, others will be legally obliged to take out private health insurance more...

How to affiliate to the health system

health illustrationThe French health system, while expensive to run, is one of the best in the world. Here's what you need to do to access is whether you're retired in France or own a holiday home here...more...

+++++PRACTICAL MATTERS+++++

Everything from the emotional to the practical concerns of retiring and living to France. For guides to utilities and connecting to the internet, see above left

'Learning to live in France - and together!'

david and frances wilkinson Frances and David Wilkinson retired to France in 2006 and love their new life which is full of new things as well as more time, less stress and good friends - French and British. Read their inspiring stories... more...

Retiring to France? What you need to think about

smiling woman abstract Moving to France is a big step whatever age you are. But there are some issues that are more like to affect those retiring or planning to retire. Psychologist Elaine Douglas gives advice on what to expect and how to deal with it.
more...

Opening a French bank account

euros handResident and non-resident account? Current or Deposit? These questions answered, plus information on everything else you need to know about opening a bank account in France.more...

Retiring to France – the removal process

Removals home FrenchThe physical act of moving to France can seem daunting, even if you’ve moved home several times before. Here James Tennant, director of Movecorp.co.uk, gives some practical advice more...

Your Step-by-Step Guide to Hiring an Artisan

artisan illustration smallUnfortunately today in France there are a number of unscrupulous artisans, a number of them British. To help you find the artisan who will help you realise your dream of living in France - rather than wreck it - Topic Host Karen Johnson gives some advice on choosing an artisan, as well as what to do if it does go wrong. more...

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Save a fortune on currency exchange
Euro NotesIf you need advice or a currency exchange quote, make a no obligation enquiry to Moneycorp, FrenchEntrée's Currency Partner. Apply now to open a currency account

French Taxes - Confused?
Retiring to France with SiddallsRetiring to France but unsure what to do about tax? Duncan Campbell of Siddalls has some handy hints for before and after your move. Read more.
New inheritance laws passed
Tee France - French Legal AdviceUnder French law you cannot necessarily leave your assets to who you choose. But new laws are more flexible. Find out more
Weekly removals to France
Removals CorpWeekly service to all areas of France, Part loads, Full loads get a Free online quote. Just a few Boxes? We can ship boxes door to door ONLY £24.95 each in 3 days! Get your free quote!
Need new glasses?
Glasses offerExclusive Healthcare know how expensive the cost of glasses can be in France and are now working with leading eye-care companies in order to offer their customers discounted glasses. Find out more.
Fed up of high UK taxation?
Blevins Franks tax meetingSpeak to the tax experts at Blevins Franks to explore your tax saving options in France.

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