The Personal CFO You Didn’t Know You Needed

Managing personal finances isn’t just about checking your bank balance or filing your tax return on time—it’s about understanding your whole financial picture and making it work for your lifestyle, your goals, and your future. But let’s face it: financial admin is time-consuming, often confusing, and all too easy to push to the bottom of the to-do list.

That’s where a Financial Personal Assistant (PA) comes in—and at annabel, we’re experts at making the complicated feel simple.

What Does a Financial PA Actually Do?

A financial PA supports clients in managing and maintaining their financial affairs with clarity and control. It’s not about giving financial advice (that’s your accountant or financial advisor’s job)—it’s about making sure everything is well-organised, up to date, and ready when you need it.

From young adults navigating their first budgets, to families managing household costs, to retirees streamlining their finances for legacy planning—everyone can benefit from the steady hand of a financial PA.

Financial admin doesn’t have to be daunting. annabel can help you feel more organised, empowered, and in control by providing help in the following areas:

1. Day-to-Day Financial Admin

• Help with online banking tasks
• Logging into government portals like HMRC’s Personal Tax Account
• Keeping records of your UTR and NI number for tax purposes
• Organising payroll or pension information (including schemes like NEST)

2. Budgeting & Spending Reviews

• Creating simple, visual tools to understand needs vs. wants and savings vs. spending
• Reviewing monthly and annual income & expenditure—whether that’s for running a household, planning for travel, or tracking property costs

3. Asset Registers & Share Portfolios

• Maintaining a quarterly register of personal wealth, from property to pensions, investments, and even valuables like art or jewellery
• Tracking individually held shares outside of managed financial portfolios
• Keeping a digital log of all your documents, scanned and filed for easy access

4. Tax Prep Made Easy

• Assisting in compiling UK self-assessment documentation for your accountant
• Helping gather data for international tax returns (alongside your accountant’s guidance)
• Providing templates and checklists to make it less stressful, especially if you’re new to it

5. Mortgage & Property Admin

• Support with preparing documents for first-time mortgage applications
• Helping gather proof of income, expenditure, and ID requirements
• Offering guidance on cleaning up bank statements in the run-up to an application
• Diarising and managing renewal dates, liaise with brokers, and store related documents securely

6. The Handover File – as introduced in detail in this previous article (link here) 

Created by annabel, the Handover File is a structured, secure digital file that brings together your legal, financial, and household admin in one place. It’s designed to be shared with trusted people—like your solicitors or executors—and makes future planning more straightforward for everyone involved.

It includes:

• A full breakdown of your assets
• Personal admin details (passports, insurances, etc.)
• Digital legacy and contact information
• Personal wishes and guidance for your loved ones

Why Choose annabel?

We understand that every individual’s financial life is different. Some of our clients want help setting up systems and structures, while others need ongoing support with the day-to-day. Whether it’s a one-off project or regular assistance, our consultants are discreet, capable, and tailored to your needs.

We’re not financial advisors—but we are the perfect team to help you get your financial affairs in order, communicate clearly with your accountant or solicitor, and keep things ticking over smoothly. We’re your personal CFO.

Whatever your administrative needs are, annabel can help you to lighten the load.

Explore our financial PA services →