The Handover File: Planning Ahead for Peace of Mind

We often plan for the big moments in life—careers, weddings, children, retirement. But what about the inevitable? As Freud once said, “If you want to live a life, get prepared for death.” At annabel, we believe one of the most thoughtful and practical things you can do for yourself and your loved ones is to create The Handover File.

Designed by experienced executors who understand firsthand the complexity of managing estates, the Handover File is a secure, comprehensive document that consolidates everything someone would need to know if you were to become incapacitated or pass away. It’s not about being morbid—it’s about being prepared.

What is The Handover File?

It’s a password-protected digital file that brings together all the essential information needed for legacy planning and estate management. From wills and power of attorney details to financial records, digital logins, and funeral wishes, The Handover File is a clear roadmap for your executors and loved ones. It avoids frantic searches, unanswered questions, and costly delays when clarity is most needed.

Importantly, it’s not financially intrusive—you don’t need to disclose figures or balances. Instead, it’s about structure: where things are, who to contact, and how your life is managed—digitally and practically.

Why Everyone Needs One – Not Just the Elderly

You don’t need to be in your 70s to benefit from this. A sudden illness, accident, or life change can happen to anyone. Whether you’re in your 30s and raising a family, in your 50s and thinking about succession planning, or recently retired, The Handover File helps organise your affairs and gives your loved ones the gift of guidance when it matters most.

How annabel Can Help

We know this kind of preparation can feel overwhelming. That’s why annabel offers a bespoke service to guide you through it:

• A 2-hour consultation to get you started and introduce you to the file’s structure and contents (£500 + VAT).
• Expert, hourly support (£55/hr + VAT) to help gather, organise, and format your information.
• A suggested annual update to keep everything current and relevant.
• Ongoing, discreet support tailored to your pace.

Our clients often describe it as “the greatest gift” they can give their family. One said, “What would have taken me weeks to pull together was done in a few sessions with the help of your knowledgeable consultant.”

Ready to give your loved ones peace of mind—and yourself clarity and control?
Contact Annabel today to start your version of The Handover File. Because preparation isn’t just practical—it’s an act of care.

Whatever your administrative needs are, annabel can help you to lighten the load.