Managing Your Finances in France Checklist: Your To-Do List

Everything you need to know about opening and managing a bank account in France.

• First things first—read our Beginner’s Guide to Banking in France to understand the basics and find out everything you need to open a French bank account.
• Find out whether you qualify for a resident account or follow our guide to opening a non-resident bank account in France.
• Compare account options, fees, and services, and choose the best French bank for you.
• Make an appointment at your local bank branch to open a current account (read about the whole process in our article on Opening a French Bank Account).
• Prepare the required documents—you’ll need your passport, proof of address, and proof of income.
• Discuss your options with your bank advisor during your meeting and decide upon the best account and ‘formule’ for you. This is the time to request a debit card and chequebook too.
• Complete the application form, sign the contract, and open your French bank account.
• Once your bank account is open, familiarise yourself with your bank’s mobile banking app—learn how to make transfers (virements) and set up direct debits.
• Read our guides to writing a cheque in France, cashing a cheque in France, and using your French bank RIB.
• Consider opening a savings account in France.

Expats and retirees in France often have unique needs when it comes to managing their finances. Whether you’re managing cross-currency income or investments, receiving an overseas pension, or looking to protect your wealth when moving to France—we can point you in the right direction.

• If you receive income or have savings in a currency other than the Euro, head over to our Currency Exchange Zone and learn how to get the best rates.
• Retiring to France and receiving an overseas pension? Head to our Pensions Zone to learn more about your options.
• Want advice on protecting your wealth and investing your money wisely in France? Our Wealth Management Zone has all the answers.
• Looking to finance a French property purchase with a French mortgage? Visit our Mortgages Zone to assess your eligibility and prepare your mortgage application.
• Living in France or running a French business? Find out what French taxes you need to pay in our French Tax Zone.