Brexit - mortgages

Mortgages in France after Brexit

For those wondering about the chances of getting a mortgage in France after Brexit, you can still get a 20-year fixed rate mortgage at historically low rates, and house prices in France are still affordable. If your dream has been

French Entrée Mortgage Services

FrenchEntrée is a French property and lifestyle resource, curated by real people who have lived and worked in France. We have a network of multilingual lenders and brokers with whom we work to provide our clients with the best options to finance their plans.

French Mortgages

Mortgages in France Welcome to our comprehensive guide to French Mortgages, your complete online resource for information about financing your dream French property purchase. Whether you are looking for a French mortgage to fund the purchase of your main residence

Euros under model house

Re-Mortgaging and Releasing Equity on French Property

“There is no need to keep all your assets tied up in one property” It is becoming increasingly popular to look at the options surrounding re-mortgaging or raising equity against property in France. During the UK property boom of the

Variable rate French Mortgage ©Tameek

A ‘variable Rate’ French Mortgage, but Not as You Know It

If you’ve read our recent articles or have been carrying out your own research, you’ll know that French fixed-rate mortgages are available at very low rates. However, fixed- rate mortgages tend to charge borrowers heavily if they want to make over-payments

model house created with euros and keys dangling in front of it representing rental in France©Migfoto

Tax Liability on Rental Income in France

When thinking about buying a property in France you may well consider the possibility of letting the property when you are not using it. It could be that you already have a holiday home there which you rent out or

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French legal glossary

Finding your way around French legal terminology is not always easy. Here is a glossary of some of the most commonly used phrases and terms…

luxury tax text with a gold ring on a monopoly board

Wealth Tax in France – Get the Facts About ISF

  Wealth Tax in France or Impôt de Solidarité sur la Fortune is an annual tax on the sale value of your assets, based on their value on the 1st January each year. Who is affected? The taxable threshold for

Apply for a French Mortgage

You can apply for your mortgage right here online by completing our simple application form. Once your form has been submitted our mortgage advisors will be in touch.

Currency Implications of Setting up a Business in France

It’s important to find a way to fund your French dream. However, before you rush to get a job and find yourself in the same old rat race just in a different place, why not consider working for yourself and setting up a business?

French Property Raises Appeal for Brits

Don’t miss out. French property buyers are set to benefit after a recent government announcement reduced the qualifying ownership period to be eligible for an exemption from real estate capital gains tax.

Squeeze the most out of your sterling

Get the Most out of Your Money Transfers

Making money transfers to and from France – the cost effective way! If you need to send money to or from France, perhaps for property or maintenance costs, the timing …

Getting married in France

In France a civil ceremony is the only legally binding ceremony often followed by a religious ceremony. Here we discuss the French marriage process, options and documentation needed.

French Mortgage Calculator

To see how much your French mortgage will cost you, use FrenchEntrée’s mortgage calculator. Whatever your interest rate, LTV and purchase price, we can help you plan your mortgage budget with the French mortgage calculator.

An Antipodean property search

Ange and Bruce intended to move to Finland. After four years in France, one beautiful daughter and a baby on the way, they share the story of the road that led them to Agen – an acronym of Ange… coincidence?

House split represented by paper ripping

Case Study: Buying Property ‘en indivision’

Unmarried persons who are not in either an English civil partnership or have entered into a French PACS (which can only be done if both parties are resident in France) should always try to ensure simplicity and clarity in respect of a purchase of French property.

Is French tax all that taxing for retirees in France?

French taxes are renowned for being high, what with income tax and social charges on all forms of income, as well as an annual wealth tax. However, although the headline rates sound high (52.1%!), it is often unlikely that a retiree would have to pay such high taxes.

Villa in Provence

Securing a French Mortgage

  Certain criteria must always be met in order for a buyer when securing a French mortgage with a French lender. For example, when taking into account the future French mortgage payment, all contractual outgoings must not exceed one third

French mortgages for Americans

France has always been a popular second home destination for many Americans, whether it is the chic central districts of urban Paris or the emerald blue sea of the Côte d’Azur. Certain economic challenges over the last few years have