Relocating to France is an exciting adventure—cultural discoveries, beautiful landscapes, and vibrant city life await. However, moving to a new country also involves careful planning, especially when it comes to healthcare. At Lonemi, we understand the importance of peace of mind during this transition. That’s why we offer specialized visa-compliant health insurance policies, private health insurance, and temporary coverage options designed to meet the unique needs of expatriates, students, professionals, and businesses moving to France.
Why Health Insurance Matters When Moving to France
France boasts a world-renowned healthcare system but navigating it as a newcomer can be challenging without proper coverage. Whether you’re arriving for to relocate, work, study, or a temporary stay, having the right health insurance ensures you access quality care without unexpected financial burdens. Our comprehensive solutions are designed to support you from your first day in France through your longer-term stay, providing security and peace of mind.
Our Range of Services
At Lonemi, we specialise in a variety of health insurance plans tailored to your circumstances:
- Visa-Compliant Health Insurance: We provide insurance policies that meet the requirements for French visas, whether you’re relocating on a permanent basis, moving temporarily for work, study, or short-term stays up to 12 months. Our plans ensure you fulfil all mandatory health coverage criteria, making your visa or residency application process smoother and hassle-free
- Temporary Health Insurance for New Arrivals: Moving to France involves a transitional period before obtaining your French social security number. During this time, our temporary health insurance provides essential coverage, protecting you until your social security registration is complete.
- Short to Medium-Term Coverage: For stays of up to 12 months—such as temporary work assignments, internships, or extended visits—we provide flexible health insurance options that keep you protected throughout your stay.
- Business and Employee Benefits: For companies operating in France, we offer specialised solutions for corporate health plans (santé collective) and employee benefits schemes (prévoyance). Our tailored packages help a bilingual businesses support their staff’s health and well-being, fostering a healthier, more motivated workforce.
Why Choose Lonemi?
- Expertise and Local Knowledge: As a dedicated broker, we have a deep understanding of French healthcare regulations and insurance requirements, including the specific criteria needed for visa applications. Our team guides you through the entire process, helping you select the right plan for your needs—whether for a temporary stay, study, work, or permanent relocation—ensuring your insurance meets all necessary requirements for your visa or residency application.
- Tailored Coverage: No two relocations are the same. We customise policies to match your personal situation, whether you’re a student, a professional, or part of a family.
- Personalised Solutions: Based on your individual circumstances and budget, we will present you with tailored insurance options from trusted providers. We aim to make the process straightforward and hassle-free which allows you to focus on preparing for your new life, while we handle the details behind the scenes
Make Your Transition to France Smooth and Secure
Moving to a new country is an exciting chapter, but it’s natural to have questions and concerns about healthcare coverage. With Lonemi, you’re in safe hands. Our comprehensive health insurance solutions are designed to meet the demands of expatriates and businesses alike, ensuring you’re protected from day one.
Don’t let uncertainty hold you back. Whether you’re arriving temporarily, planning a longer stay or relocating permanently, our insurance plans adapt to your changing needs. From visa compliant policies to short-term coverage and private health insurance, we provide peace of mind so you can focus on exploring your new home.
Contact Us Today
Start your journey to France with confidence. Reach out to Lonemi for a personalised quote tailored to your specific circumstances. Our team is here to guide you through the options and help you choose the best coverage for your move.
Your health and safety are our top priorities. Let us help you make your transition to France seamless, secure, and worry-free.
Your new life in France begins here—with Lonemi by your side.
A nationwide union demonstration has caused scattered disruptions across schools, transport and public offices, the government has moved to end free healthcare access for non-EU pensioners, Paris has cancelled its traditional New Year’s Eve concert on the Champs-Élysées due to safety concerns, and ministers have unveiled a long-term plan to boost reading among young people. Here are the headlines from French newspapers this week.
Disruptions Caused by Union Demonstration to End
CGT, FSU and Solidaires took part in an organised protest against the proposed 2026 French budget, which was debated in the Assemblée Nationale this week. The strike led to limited public transport disruption, mainly affecting a few local services. Numerous education unions joined the movement, resulting in widespread class cancellations. Certain administrative offices represented by the CGT Federation, including town halls and tax centres, also closed for the day. Affected services are expected to return to normal tomorrow.
Government Votes to Cut Free Healthcare for Non-EU Pensioners
The French government has voted to end free healthcare for foreign pensioners, after winning a vote in parliament last month. The law plans to close the loophole that allows non-EU pensioners, including American and British expats, to use the free healthcare system after 90 days of residence. This law is likely to be passed by the government early next year.
New Year’s Concert on Champs-Élysées Cancelled
The traditional New Year’s Eve concert at the Champs-Élysées has been cancelled this year, due to serious safety issues linked to massive crowds. The celebration typically draws up to a million people to the monument. The midnight fireworks show will still go ahead, and France 2 will air a pre-recorded concert filmed in late November at Place de la Concorde.
EU Driving License Rule Changes
The EU will introduce new driving license rules by 2030 to boost road safety and standardise regulations across member states. Changes include the introduction of digital licenses, updated driving tests with a greater focus on risk awareness and safety, a two-year probationary period for new drivers, optional health self-assessments, and improved tracking of serious offences across the EU. Licence validity will generally be 15 years, with shorter periods for older or special-category drivers. France’s driving rules will be largely unaffected, as many of these measures are already in place.
Education Ministers’ Plans to Encourage Children to Read More
A recent study by France’s national book centre showed that children aged seven – 19 spend an average of 19 minutes reading per day, and 38% of teenagers aged 16-19 reported not reading at all. Education and Culture Ministers have proposed a decade-long strategy built around 15 measures aimed at encouraging children to read more.
Many travellers remember their first encounter with French fashion not from the boutiques of Paris, but from a single moment: spotting someone in the street and thinking “How do they make something so simple look so good?” That effortless blend of structure and ease: a perfectly cut coat, a soft leather bag, a scarf tied without trying, is what makes French style so distinctive. And for non-UE visitors, bringing home a piece of that look is easier (and more affordable) than it seems, especially with the VAT refund system.
Here’s how to shop smart, make the most of your purchases, and bring a touch of French chic home with you, tax-free.
1. Know where (and what) to buy
Paris remains the heart of French fashion, but great finds await in every city.
- The contemporary labels: Sandro, Maje, Ba&sh, and Sézane capture the effortless French aesthetic at more accessible prices. These brands are widely available in France but limited (and more expensive) abroad.
- The accessories: from Longchamp’s heritage leather bags to Maison Michel’s Parisian hats, accessories are the easiest, and most rewarding, way to bring home authentic French craftsmanship.
2. Venture beyond Paris
While the French capital is fashion heaven, regional cities offer unique treasures and fewer crowds. In Lyon, look for silk scarves made by local artisans; in Bordeaux or Lille, browse independent concept stores that spotlight new designers. Prices can be lower than in Paris, and these purchases still qualify for VAT refund.
3. Take advantage of VAT refunds
Non-EU residents are eligible to reclaim the Value Added Tax (VAT, or “TVA in French) on most goods purchased in France, including clothing, electronics, and jewelry. That means save up to 90% of the VAT price, on your purchases, once you claim your refund.
To simplify the process, the Zapptax app offers a fully digital way to handle tax-free shopping:
- Ask the store for an invoice made out to Zapptax and upload it to the app.
- Have your tax-free form validated by customs before leaving the EU.
- Receive your refund from Zapptax to your bank account or PayPal, no queues, no paperwork, no stress.
4. Why it’s worth it
Between the price differences, exclusive collections, and VAT refunds, shopping in France can offer real savings. A Sézane coat or Longchamp handbag purchased in Paris might cost hundreds less than abroad.
With VAT refunds made easy through Zapptax, that indulgence comes with a clever bonus: saving money while taking a piece of France home with you. Don’t wait any longer and download the app!
After decades of globetrotting, Justin Wescombe finally settled in Saumur in the Loire Valley. He tells Annaliza Davis why…
When you find yourself unexpectedly in a new town in France, it’s natural to go exploring; it’s a little more unusual to fall in love with an historic home and buy it, but that’s what happened when Justin Wescombe found himself in Saumur in 2019. “I’d been living in Geneva, but after my marriage fell apart, I didn’t want to stay there. I’ve always had an affinity for France and loved the Loire so I started looking in Nantes, although it quickly became clear that the suburbs of a city weren’t for me.
“One Saturday morning, fed up with househunting, I caught a train to have lunch in Chinon. Once on board, I realised that it was quite a trek and I’d have to change trains. Laziness took over and for no particular reason I got off in Saumur. I walked into Place St-Pierre to find that it was market day, and I was hooked. Sitting on the terrace of the old Café St-Amour (now Café de la Ville), I asked the patron if she knew of any property for sale, and she pointed to a house a couple of doors away. I checked into a local hotel, viewed the property and that was that. By Monday, I had started the buying process and was looking forward to moving to Saumur.”
The property that Justin fell for sits just beyond the market square, and dates from at least the 1400s. Built from the pale tuffeau stone quarried locally, it still has countless original features, including ancient oak doors that have been intricately carved by hand and vast oak beams that are centuries old.
CHÂTEAU CONNECTION
In the main living space, there are two fireplaces that seem to date from when the property was built 600 years ago, and Justin has since learned that his home was closely connected to Château de Saumur, a gleaming castle with an iconic silhouette that overlooks the town. “I’ve been told this was originally the greffe de la sénéchaussée, which means it was the property from which the day-to-day management of the nearby château took place,” says Justin. “You can still see parts of the original town walls connected to the house, and the two turrets apparently would have been used as lookout posts for the gates to the town, so it must have played a key role in protecting the château and the town itself.
“Along the staircase, there are several blocked-up entrances and on each floor of the house there are doorways that now lead nowhere but must have connected to other buildings at one point. There’s another house nearby that has wooden walkways attached to the outside walls, and I suspect this house used to have similar outdoor stairs to access the upper floors. There’s a talented architectural artist named Marcus Deakin who has a house in Saumur, and a couple of years ago he gave me a wonderful sketch of what the house might have looked like with its original external walkways. Given that this was a public building back in the day, those outdoor thoroughfares would make sense, as it would have given access to different areas without people being able to get into the living quarters.”
The thick stone walls and high ceilings certainly give the impression of grandeur, while the stone spiral staircase that winds its way up to the turrets lends a fairytale air to the everyday act of going upstairs. “When you live in a place with such a long past, you certainly have a sense of the continuity of history,” says Justin, “and you can’t help wondering about the lives of all the people who have passed through here. Whose hands touched the door that you are opening? Who carved those intricate details into the oak panels? Who scratched their initials in the cellar walls, and why? What was going on in their lives that meant they had the time to scratch on the walls in the deepest cellar?”
A PRACTICAL HOME
It has been many years since Justin’s home was a lookout for the château, and these days it has a practical layout that works well for a modern family. As you come in off the market square, the ground floor leads to a self-contained, three-bedroom flat that is ideal for visits from Justin’s grown-up children and their many friends, giving them independence whenever they come to stay.
Up on the first floor is the main hall – a grand living space with windows overlooking both sides of the town and the kitchen, which is far more modern than its period setting. Finally, on the top floor, there are two more bedrooms, a study, a bathroom and a spacious roof terrace ideal for apéritifs and summer barbecues. “I have to confess that when I first bought the house, I didn’t even realise that it had this outdoor space,” laughs Justin, “so that was a very pleasant surprise when I moved in!”
In addition to the three storeys of living space, there are steps leading down to the cellars, perfect for storage, utilities and laying down the odd bottle of local wine. Saumur is, after all, surrounded by vineyards and produces Bourgueil, Chinon, St-Nicolas de Bourgueil and Saumur-Champigny, as well as the sparkling crémant for which the town is renowned.
GOLDILOCKS TOWN
“Even though I found the house on a whim, Saumur suits me and I think of it as a Goldilocks town – not too big and not too small. I am a complete townie. The only criteria I have when choosing a house is that I have to be able to walk to get a coffee and here I can take my pick. “At its heart, Saumur is a medieval hub with the requisite market, restaurants and independent shops, and on the outskirts are all the big-box retailers for gardening stuff and home renovation. It helps that the Loire flows through the town, because a walk by the river clears the mind better than any self-help courses.
“There is a romantic side to living in the Loire Valley with the beautiful châteaux, wine, superb restaurants and all the pretty villages. I love the layers of history. Twenty minutes away at Fontevraud is the necropolis of the Plantagenet dynasty, an hour away at Amboise is the burial place of Leonardo da Vinci and several churches in the area have a plaque showing Joan of Arc’s fateful voyage through this area; indeed, her famous meeting with the French king took place in nearby Chinon.
“One of the most amazing stories of the town dates from 1940 and concerns the famous horse-riding Cadets of Saumur. Approximately 2,500 new trainee officers at the town’s Cavalry and Infantry School, along with a number of regular soldiers, held up about 40,000 German troops for three days along the Loire between Gennes and Montsoreau. It was an incredibly courageous act, and there’s a plaque that commemorates their bravery displayed in Les Invalides, near Napoleon’s tomb.”
A FOREVER HOME?
Justin is clearly passionate about his adopted hometown, although he has lived all over the world. Born in New Delhi, India, he lived for 10 years in Asia, 10 more in Australia, the Middle East, Somalia, the USA and Geneva and also spent five years living in La Celle-St-Cloud near Versailles. Given his track record of globe-trotting, this historic building may not be a forever home, but Justin certainly appreciates the advantages of living in the centre of Saumur.
“On a practical level, the rail connections are great, the nearby A85 connects the town to all of France and I’m only a three-hour drive from Normandy or from Paris. “There are events all year round, amazing local restaurants and about 450 vineyards, and the town is not overrun by expats, although I have plenty of English-speaking friends here. My French is not the best but it can still take 20 minutes to walk across Place St-Pierre because I stop to chat with so many people. All I can say is that since finding this house, I smile more than I frown.”
For someone who bought a property spontaneously during an unplanned visit to the town, everything has certainly worked out very well for Justin in his historic Saumur home.
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
Le marché is at the heart of French daily culture. Carolyn Reynier picks out three market towns offering a vibrant lifestyle including Dinan, Louhans and Niort…
Last year saw the seventh season of Votre Plus Beau Marché produced by television channel TF1 in partnership with regional daily newspapers. The series highlights some beautiful French towns, all with vibrant markets of course. Here I’ve picked three of my favourites wonderful places to own a holiday or permanent home.
Number six, located in Côtes-d’Armor, Brittany, was subprefecture Dinan. Surrounded by ramparts this Ville d’Art et d’Histoire (twinned with Exmouth) lies inland from the Emerald coast at the head of the Rance river. Its château was built in the 14th century and the houses are half-timbered with corbelling. There was an important English colony here (1800-1940) and you can sail from the port along the estuary to St-Malo and Dinard.
Louhans, a Plus Beaux Détours de France town in Saône-et-Loire, Bourgogne-Franche-Comté, came in third. It’s in the heart of the Bresse Bourguignonne in southern Burgundy – with the Côte-d’Or vineyards to the northwest, Mâconnais to the southwest, and to the east the wines, valleys and lakes of Jura. This medieval town on the navigable Seille river is renowned for its all-singing, all-dancing Appellation d’Origine Protégée chicken, the poulet de Bresse. And the winner was… Niort, prefecture of Deux-Sèvres in Nouvelle-Aquitaine, twinned with Wellingborough in Northamptonshire. It sits on the edge of the 207,430-hectare Parc Naturel Régional du Marais Poitevin, the most important wetlands on the Atlantic coast, which also straddles Vendée and Charente-Maritime. Architectural heritage includes Henry Plantagenet’s 12th-century military fortress; Renaissance, Art Nouveau and Art Deco buildings; plus contemporary graffiti and mural street art.
Follow the Voie Verte along the banks of the fish-filled River Sèvre on foot, bike or horseback; explore the Venise Verte area of the Marais in a traditional barque; walk along ancient rural paths around the town through marshland, plains and bocage (a patchwork of woodland, heath, small fields and tall hedgerows).
DINAN: RIVER AND COASTLINE
What’s interesting about Dinan is that we’re not far from the coast, Cassady Cooper at Agence Arguenon tells me. “The Rance estuary lies between Dinard and St-Malo, so we have the maritime Rance then a beautiful, slightly undulating landscape upstream to Dinan,” she says. Here, the river transforms into the canal. Dinan sits up above with an unbeatable view over the port, viaduct and valley from the Jardin Anglais on the upper ramparts (from when a large English community lived here).
You reach the port via the steep, picturesque Rue du Jerzual with its terraced and detached stone and timber-framed houses (à pan de bois). Locals aren’t keen on buying here – no cars so you can’t unload shopping – but it does appeal to foreign buyers, which creates “une identité sympa”, says Cassady. There are gardens, lovely views and artists have their ateliers at street level. “C’est plutôt chouette.” (Not an owl in this sense but meaning nice, great).
Inside the ramparts – intra muros – in the historic centre, fine, granite, terraced bourgeois houses (with no more than three storeys) have been converted into apartments with shops at street level. Cassady recently sold a renovated studio on the market square with a view of the ramparts for €115,000. Some townhouses have remained intact. A large maison de maître with garden and in good repair sold for about €700,000.
Dinan is busy year-round so there’s good potential for the investor, however, there is now a quota on authorisations for short-term lets. Intra muros, each house and certain historic areas are listed according to their architectural interest and different rules apply depending on their classification, explains Cassady. You might buy in a building where you can’t touch anything or you might be in one where certain modifications are permitted by the Bâtiments de France architect “qui veille au grain” (keeps a weather-eye open). This has resulted in a “centre-ville magnifique”. Down the valley, you’ll find pretty stone properties, fishermen’s cottages and farms.
At Plouër-sur-Rance, Cassady recently sold for €320,000 a farmstead (corps de ferme) with two bedrooms and outbuilding for conversion, giving a potential of 300m² living space plus 6,000m² of land. Prices are lower in the countryside. Cassady lives in a small quiet old street in the centre of the town, yet can easily access nature by walking down to the port. “There you’re on the tow paths surrounded by greenery, birds, c’est super.”fishermen’s cottages and farms. At Plouër-sur-Rance, Cassady recently sold for €320,000 a farmstead (corps de ferme) with two bedrooms and outbuilding for conversion, giving a potential of 300m² living space plus 6,000m² of land. Prices are lower in the countryside. Cassady lives in a small quiet old street in the centre of the town, yet can easily access nature by walking down to the port. “There you’re on the tow paths surrounded by greenery, birds, c’est super.”
LOUHANS: VINEYARDS AND POULET
Subprefecture of Saône-et-Loire, Louhans is the city of 157 arcades, says Fabrice Oudot of Neyrat Immobilier. Under these arcades, in terraced stone and sometimes timber-framed buildings, are ground-floor shops. Above, some folk have maintained and done up apartments – Fabrice has just sold a 48m² example under the arcades for €69,000 – others haven’t and use them for storage space. “There’s quite a lot to be done under the arcades,” he says – good news for the bricoleur.
Just behind are terraced townhouses with interior courtyards; a few hundred metres further away from the centre you’ll find small pre- and post-war detached properties with small courtyards and garages priced from €200,000. Fabrice is selling a compact townhouse with an interior courtyard, terrace, garage and no double glazing for €100,000. “It’s a bit vieillot (outdated), but it’s liveable straight away.”
In the surrounding countryside are long timber-framed, red-brick properties – fermes Bressanes. Expect to pay €250,000-€300,000 for a renovated example. Fabrice has one for sale at €89,000, “but everything needs redoing from A to Z”. Farmhouses may come with land although, upon retirement, owners often rent out parcels to other farmers.
If you’re hankering after a house with hectares, you need to know about rural law and the SAFER. Les Sociétés d’aménagement foncier et d’établissement rural allows anyone with a viable project to establish themselves in a rural milieu. If farmland has been rented out by the original owners for such a purpose, you might not get it back. However, Fabrice says you still find farms with anything from 3,000m² to a couple of hectares.
In summer, the tourist board organises ‘Garçon, la note’! Two nights a week, you can listen to a band at a local bar or restaurant in the Bresse bourguignonne. “We have an apéro, there’s a reasonably priced menu, we listen to the music and have a good evening,” says Fabrice. “Then there’s the history attached to our Monday market; stands everywhere, folk are outside, they have a drink, they eat tête de veau,” he continues. “And people come to see the poultry, to experience some of the rural ambiance.” There are lots of gîtes and chambres d’hôtes. “We have a good quality of life, little traffic, nature,” says Fabrice. From Louhans, you can cycle along the 70km Voie Verte La Bressane to Lons-le-Saunier or west to Chalon-sur-Saône. He canoes on the Seille, which flows through Louhans joining the Saône south of Tournon. “Il fait bon vivre ici.”
Photo: Shutterstock
NIORT: CITY VIBES
Nicolas Samuel of 203 Niort Immobilier says you’ll find 18th- and 19th-century terraced houses in the centre of Niort, usually with two upper floors but no outside space. There are “hidden treasures” in certain streets where you open the front gate and come upon majestic properties with lots of charm and history. The price range is €2,500/m²-€3,000/m². Art Nouveau architecture with its long, sinuous lines appeared in the 1890s followed by geometric Art Deco from the 1910s on. Nicolas recently sold a central 150m² 1923 Art Deco property for €140,000. “It needed complete renovation, but sold for less than €1,000 per square metre.” The house is in a conservation area, so the Bâtiments de France architects visited before it went on the market. “They said, the staircase stays, the fireplace stays, the mullion stays…”
If you prefer a town-centre apartment in an old building with cachet, you’ll pay from €120,000 for a renovated two-bedroom example. Apartments in residences dating from the 2000s on the Quai Métayer along the canal cost €2,300/m² to €2,800/m². Prices for three-bedroom houses with garden start in the region of €180,000. Prices in Niort remain more accessible than in other large cities, providing a rare opportunity for first-time buyers, families “looking for space without exploding their budget” and investors.
Niort is the capital of the mutuelles insurance companies. Accommodation is regularly needed for visiting service providers and short-term apartment lets are cheaper than hotels. If you fancy doing up an apartment for renting out, Nicolas has more properties on his books for renovation/freshening up than renovated.
He has lots of foreign buyers – Dutch, Belgians and British who have invested in gîtes around Magné and Coulon at the entry to the Marais Poitevin. Other villages worth investigating include Sansais and Arçais. There are fewer amenities in these hamlets, but prices are lower and you get more space. To the south, Frontenay is popular because it’s on the Niort-La Rochelle main road, but if you want to be en pleine nature, the Marais is number one, says Nicolas.
Paris is under two hours away and on sunny Sundays Nicolas’ family drive for 40 minutes to Charente-Maritime prefecture La Rochelle and the seaside. Niort town centre is lively with the Apéros du mardi, the Jeudis Niortais concerts and outdoor film projections during summer. “We have lovely green spaces, great cycle rides, we can rent electric boats on the Sèvre Niortaise to explore the Marais,” he says. “C’est sympa.”
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
Getting bitten by a dog is horrible wherever you are. Add a foreign language, unfamiliar systems and the worry of “what if it’s serious?” and it can feel quite overwhelming.
The good news is that in France there are clear rules, good medical care and a legal framework that usually places responsibility on the dog’s owner, not on you. Serious complications are rare if you act promptly.
1. First things first: look after the wound
Treat any bite that breaks the skin as something that needs medical attention.
As soon as you can:
- Rinse the bite thoroughly under running water for several minutes
- Use soap if you have it, and gently clean around and inside the wound
- Pat the area dry with something clean
- Cover with a sterile dressing or a very clean cloth
2. Getting medical help in France
You should get a professional to look at the bite as soon as possible, ideally within a few hours. Where you go depends a little on the severity and on where you live.
If you are already living in France
- Contact your médecin traitant (registered GP) and explain it is a recent dog bite
- If they cannot see you quickly, try another médecin généraliste nearby or a Maison de santé
- If the wound is serious, very dirty, on the face or you feel unwell, go straight to the urgences (A&E) at the nearest hospital
Remember your carte Vitale and any mutuelle details.
If you are visiting France
- For anything more than a superficial nip, it is sensible to go to urgences or a local médecin généraliste
- In a genuine emergency, you can call 112 (EU-wide emergency number) or 15 (SAMU, medical emergencies)
If you are visiting from the UK, medically necessary care in the state system is usually covered if you have a GHIC or old EHIC, although you may need to pay up front and claim later. Travel insurance may also help with private fees or extra costs.
What the doctor is likely to do
Depending on the bite, the doctor will usually:
- Clean the wound more thoroughly
- Decide whether you need antibiotics
- Check your tetanus status and give a booster if needed
- Assess your rabies risk and arrange post-exposure vaccination if there is any concern
- Provide a written report or prescription that will be useful later for insurance or any legal claim
Do not be shy about asking: “Do I need to worry about rabies?” and “Is my tetanus up to date?”.

3. Rabies: real risk, or just a scary word?
Rabies is one of those words that immediately raises the heart rate. The reality in mainland France is more reassuring. France is considered free of rabies in pets such as dogs and cats, with very rare, imported cases or infections in bats. That means the risk from a normal pet dog that lives in France is very low indeed.
However, the standard advice from both French and UK health authorities is clear. If you are bitten, scratched or licked on broken skin by an animal abroad, you should:
- Wash the wound thoroughly
- Seek medical advice promptly, rather than waiting until you are back in the UK
Rabies vaccines given after an exposure are highly effective if started early. If your doctor thinks there is any doubt, they may recommend a course. It is unpleasant but quite straightforward and is infinitely preferable to worrying.
4. Information to collect at the scene
If the situation is calm and you feel safe, try to gather some basic details before you leave.
Useful information includes:
- The name, address and phone number of the dog’s owner or keeper
- Any details from the dog’s collar tag
- If offered, a look at the dog’s vaccination record (carnet de santé), especially rabies
- The exact place, date and time of the incident
- Names and contact details of any witnesses
- Photos of your injuries, the dog and the location, if that feels safe and appropriate
If the owner is defensive or unpleasant, do not argue; your first priority is to get away and get treatment. You can still report the incident without all of the details.
5. Reporting a dog bite in France
French law requires that dog bites are taken seriously and there is a specific procedure to follow.

Declaration at the mairie
Under French rules, any dog that bites a person must be declared to the mairie (town hall) where the owner lives, or, if the owner is unknown, where the bite took place. The declaration can be made by:
- The owner or keeper of the dog
- A doctor or vet
- In practice, sometimes by the victim or their family if no one else has done it
Once notified, the mairie will usually require that the dog undergoes veterinary surveillance for 15 days, with three vet visits. This is mainly to check for signs of rabies and to assess the dog’s behaviour.
- The first visit must be carried out within 24 hours of the bite.
- The second visit must be carried out no later than 7 days after the bite.
- The 3rd treatment should be carried out on the 15th day after the bite.
As the person who has been bitten, you are not in trouble. The system exists to protect public health and to identify problem animals, not to blame the victim.
Police or gendarmerie
If the bite is serious, the dog was clearly out of control or the owner was negligent or aggressive, you can also:
- Make a complaint at the gendarmerie or police station (porter plainte)
This creates a formal record of what happened. If you are not confident in French, it can help to write out the main facts in advance in simple French, and bring any medical reports or photographs with you.
Owner liability
Under the French Civil Code, the owner or keeper of an animal is generally responsible for damage it causes. You usually do not have to prove they were “at fault” in the way you might in the UK. It is enough to show that their dog caused the injury.
Insurance in France
In France, this type of damage is usually covered by responsabilité civile, which is normally included in standard home insurance policies.
So, in principle:
- The dog owner should declare the incident to their insurer
- Their insurer may then cover your medical expenses that are not reimbursed by the health system, plus things like lost income or ongoing damage
If you live in France yourself, your costs will typically be partly reimbursed by Sécurité sociale, with the remainder potentially covered by your mutuelle or claimed from the dog owner’s insurance. Make sure you report the bite to your CPAM (health insurance fund), you can do this on your Ameli.fr account.
If the owner has no insurance, or simply refuses to cooperate, you are still allowed to pursue compensation. This is where you may want to talk to a French lawyer, a victim support association or your own insurer for advice.
Travel insurance
If you are visiting, contact your travel insurer as soon as it is practical to do so. They may:
- Cover private medical care, transport or extra accommodation
- Liaise with the dog owner’s insurer, if there is one
- Help you with legal advice if needed
In every case, keep any medical reports, prescriptions, receipts, and copies of any police or mairie declarations. These are your evidence later.

7. Back home in the UK or back to normal life in France
Once the initial shock has passed, there are a few sensible follow-up steps.
Watch the wound
Over the next days, seek medical advice urgently if you notice:
- Increasing redness, swelling or warmth around the bite
- Pus, a bad smell or the wound opening
- Red streaks travelling up the limb
- Fever, shivers or feeling generally unwell
Dog bites can look harmless on day one and then declare an infection later, so trust your instincts and do not “wait and see” for too long if it looks worse.
Speak to your usual doctor
- If you live in France, follow up with your médecin traitant
- If you live in the UK, see your GP or call NHS 111
Take any French medical paperwork with you, including proof of tetanus or rabies vaccinations given.
Some people bounce back quickly, others find they feel nervous around dogs or get anxious when walking in the same place again.
If you find yourself changing your behaviour significantly because of the bite, it is worth mentioning this to a doctor or counsellor. It is a valid consequence of the incident, not something you “should just get over”.
8. Useful sources of information
For more detail, clear instructions and reassurance, these are good places to start:
- For UK residents – UK government travel health advice and NHS website
For practical advice on animal bites, infection signs and rabies information for travellers.
- Service-Public.fr (French government portal)
For official guidance on what to do in the event of a dog bite, owner responsibilities, insurance and declarations.
- Your home or travel insurer’s helpline
For advice on what to keep, how to declare the incident and whether they can support you in dealing with French insurers or authorities.
If you are settled in France, it is also worth checking what your own responsabilité civile covers, in case you one day find yourself on the other side of a pet-related incident.
What to do if it’s your dog that bites someone
If it is your dog that bites someone in France, take it seriously but try not to panic. Make sure the injured person is safe, encourage them to rinse the wound thoroughly and seek medical care, and give them your full contact details along with your dog’s vaccination record, especially proof of rabies vaccination if you have it.
As the owner you are generally liable in French law for damage caused by your animal, so you should declare the incident promptly to your home insurer, under the responsabilité civile section of your policy, and inform your mairie, who may require a 15 day veterinary observation period for your dog with several check ups at the vet.
In France, serious dog bites can lead to criminal charges, not just insurance claims. The decision whether to prosecute is made by the public prosecutor (procureur de la République), based on the police or gendarmerie report and the seriousness of the injuries. For non-fatal bites, maximum penalties range from 2–7 years in prison and €30,000–€100,000 in fines, depending on how badly the victim is hurt and whether there were aggravating factors (for example, a “dangerous” dog not muzzled or owned without the proper permit). If someone dies, the maximum can rise to up to 10 years’ imprisonment and €150,000 in fines in the most serious, clearly negligent cases, though such heavy sentences are reserved for exceptional situations.
Cooperate fully with the injured person, keep them informed, and respond quickly to any requests from insurers, the mairie or the vet; it helps the victim feel supported and also shows the authorities that you are behaving responsibly, which usually makes the whole process calmer and more straightforward for everyone.
Being bitten by a dog is upsetting and can leave you sore, shaken and angry. It is also something that the French health and legal systems deal with all the time.
More information: https://www.service-public.gouv.fr/particuliers/vosdroits/F24028?lang=en
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A new digital system for declaring taxable gifts has been launched, commuters have noticed flame symbols stuck on road signs by protesters opposing the results of COP30, La Poste has joined a nationwide initiative to collect and recycle old cookware, and the mayor of Nice has lost his appeal over the decision on the coastal roadway, while the two famous pandas at Beauval Zoo are returning to China. Here are the headlines from French newspapers this week.
New Online Declarations Introduced for Taxable Gifts
Starting January 2026, France will require most taxable gifts, such as money, jewellery, art, and vehicles, to be declared through a new online portal, replacing paper forms and current online processes. This new portal will allow either the giver or recipient to pay the tax electronically, with exceptions for minors, adults unable to manage their own affairs, or those without internet access. These can still use paper forms. The rollout was delayed from July 2025 to January 2026, and the government will provide separate forms for gifts below or above €15,000.
Flames Plastered on Road Signs Across the Country
Since 10 November, commuters may have noticed flames glued onto road signs, an action claimed by ANV-COP21, a group that describes itself as non-violent citizen activists. The stunt, which has affected signs in at least two dozen départements, is intended to protest the outcome of the COP30 summit in Brazil. At the summit, efforts to create a roadmap for transitioning to clean energy were blocked, and references to fossil fuels were removed from the final agreement. In France, tampering with road signs is a criminal offence, punishable by fines of up to €3,750 or even imprisonment.
La Poste Offers Drop-off Points for Used Cookware
La Poste has joined a national collection drive to recycle used metal cookware, to prevent old pans with potentially harmful non-stick coatings from going to landfills, so the materials can be recycled, saving over 90% of CO2. The scheme started earlier this year in supermarkets and has collected 80,000 tonnes of products, and now has 1,700 collection points, including 945 from La Poste. Organised by Tefal’s kitchenware parent company, they aim to collect 20 million utensils by 2027.
Drivers Warned of Upcoming Changes to a Major Road in Nice
The Quai des États-Unis, which stretches along the seafront from the port to the Promenade des Anglais, was converted to one-way traffic in 2020. But in 2024, France’s administrative court ordered the return of a two-way system. Nice’s mayor, Christian Estrosi, appealed the ruling but has now lost the case. Drivers, pedestrians, and cyclists have been advised that the changeover work will begin in early 2026.
Beauval Zoo Pandas Return to China
Two pandas, Huan Huan and Yuan Zi, have returned to China after living in Beauval Zoo in the Loire Valley for the past 13 years. French and Chinese vets agreed it made sense to bring the 17-year-old pandas home while they were still in good enough health to make the long journey. Arriving in 2012, they quickly became famous in France, and five years later, Huan Huan gave birth to the first panda ever born in France. They were bid a ‘bon voyage’ at Paris’ Charles-de-Gaulle airport, and will return to the Chengdu Research Base of Giant Panda Breeding, where they were born.
If you have artistic talent, you may be able to use it to support your new life in France – Leah Rottier meets two people who have done just that, and finds out how they made it work…
Are you tired of trudging home in the rain from your dreary nine-to-five job? Tempted to quit the rat race and enjoy a more leisurely commute along country lanes abroad? Every year, hundreds of British workers do just that, leaving their job and country for a milder climate and more relaxed pace of life in France.
However, away from the larger cities, it is notoriously difficult to obtain a prized CDI (un contrat de travail à durée indéterminée) – a permanent, salaried position in a company.
So what options are available for those looking to work in a rural area, or seeking to supplement a retirement income in La Belle France? If you have any artistic or creative talent, it might not be as hard as you think to get started.
Sue Riley 0
POPULAR SPOT
Creative Tendencies – Sue Riley
Sue Riley arrived in Normandy over 22 years ago. She chose to settle in the peaceful commune of Passais-Villages, in the department of Orne, to be close to family in England, while avoiding the hotter climates of other regions. Passais-Villages and its surrounding communes are sought after by British homeowners for their lush, verdant landscapes and vast, open spaces. This cosy corner of southern Normandy blends rural tranquillity with easy access to the city of Caen and its port, Ouistreham, about 90 minutes’ drive away.
Property prices in this area start from just €20,000 for a renovation project, making it a popular choice for those looking to commute from the UK initially, while restoring a house, for example. You’ll find many British-run businesses around Passais-Villages, so it’s a great option if you want to ease yourself into French life.
Already an established artist in her home country, with a formal beaux-arts training, Sue Riley arrived in France looking to find a light and airy building where she could open her art gallery, as well as having a small apartment she could rent out as a holiday let. She stumbled upon the ideal place in Passais-Villages, and La Galerie Enchantée was born.
KEY TO SUCCESS
Creative Tendencies – Carlie Art and Design
Known for her exquisite sculptures, especially of classical ballet dancers, the talented artist spent her first few years in France showing her pieces in exhibitions across the country. She credits this as key to her success. “These salons d’art not only showcase your work, but they also improve your French considerably. I’d highly recommend them, even if you only do one or two,” she says. “Communication is so important in getting known and reaching clients,” she adds.
“Don’t be afraid to make mistakes in French. We all do it! My advice to those starting out would be to shop at the local shops, visit town halls and tourist offices, and enjoy the fêtes and the markets.
The more you integrate, the more clients you’ll reach. Word of mouth is very important in rural France.” Sue explains that having the support of her community was invaluable when she opened her gallery in Passais-Villages. “Contact the mairie, local newspapers and anyone you can think of who can help you with free publicity. If you’re opening a studio or gallery, as I did, make it an event. Send out invitations to the grand opening and put on a few drinks and apéritifs to entice people to attend. This all helps with getting your business up and running.”
FROM ZERO TO HERO
Creative Tendencies – Champniers
As in Sue’s case, it does help if you’re well established in your creative career before arriving in France. However, many newcomers have shown that it’s entirely possible to develop a successful artistic business from scratch. Carlie Cotton runs a thriving business in Champniers, in the Vienne department. Swapping a busy marketing role in Southampton for the pretty Poitou-Charentes region, she set up ‘Carlie Art and Design’ from what was essentially a hobby. “It was very full on when we first moved to France,” Carlie explains. “I was a little overwhelmed with renovating our house and gîte, so to relax, I decided to spend some time painting with watercolours. I created my own handpainted greeting cards as I struggled to find them in the local shops, and this is where it all started!”
Since 2021, Carlie’s business has gone from strength to strength. She’s now a full-time artist, running art workshops from her home studio, painting commissioned pet portraits and selling her work both online and at local markets.
Asked about any difficulties she’s faced in her new career in France, Carlie answers with honesty. “One of the biggest challenges is having the confidence to put myself out there – especially approaching shops and selling at markets when my French is still a work in progress.”
The language barrier often poses a problem for newcomers to France who want to set up a business. One way to overcome this obstacle is to choose a region of France already popular with Brits. You’ll be able to target English-speaking customers immediately, then gradually tailor your marketing to French customers as your language skills improve.
Carlie’s advice for newcomers to France is, “always be supportive of other artists. Don’t be afraid to try something different but give your business time to grow”. Wise words from an artist who has already welcomed hundreds of clients to her studio in Champniers and who continues to see her business bloom year after year.
DYNAMIC HOTSPOT
Creative Tendencies – Carlie Art and Design
Champniers lies nestled in the heart of the picturesque Vienne countryside, just a short drive from the bustling market town of Civray. Its proximity to Poitiers, with its dynamic arts scene, wide choice of shops and international airport, makes this area a hotspot for those seeking a mild climate and easy access to the UK.
Rural properties in this part of France tend to be reasonably priced and you can find a family-sized home, needing little renovation, for less than €150,000. Fixer-uppers start from as little as €50,000 in the southwest corner of the department, so it’s easy to see why so many Brits arrive here every year to create a business and lovingly restore the house of their dreams.
In a country as beautiful as France, it’s easy to find artistic inspiration. Claude Monet found it in his beloved Giverny, while Paul Cézanne drew it from his home region of Provence. Whether you’re an established painter or sculptor or you’ve recently started dabbling in pottery or ceramics, finding your inspiration and using your creative talent could be a rewarding way to bring in an income in France.
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
Sarah Daly discovers the cultural, historical, architectural and culinary secrets of this city that lies at the heart of the Loire Valley…
My first visit to Tours was at the age of 14. M I’d never left Britain before this school exchange to the Loire Valley, and my penfriend’s father had a flat in the city. With its little wooden kitchen table tucked under a gable at the top of a 19th-century building, and its view over neighbouring rooftops, I found it impossibly romantic and quintessentially French: a million miles away from the suburban English Midlands I was familiar with.
Fast-forward too many years to dwell on, and I think we picked the wettest week of the whole year to revisit the city. Given that it is on average drier than the UK, and warmer by a few degrees, as well as sunnier for most of the year, this felt like quite an achievement.
CASTLE COUNTRY
Tours is at the heart of the Loire Valley, surrounded by the spectacular châteaux that the area is famed for. If you’re going to choose somewhere to hide from the rain, there are worse places than the beautiful Château de Villandry just outside the city. It’s known for its formal gardens, which are exquisite and provide year-round interest. The castle interiors are every bit as worthy of note. Period room settings include grand dining halls (complete with a fountain), elegant salons and a nursery.
This was the last of the big Renaissance castles to be built, but it was transformed by new owners in the 18th century. In 1906, a Spanish-American couple bought it, amassing a huge collection of artworks, restoring the buildings and opening it to the public. They even installed a 15th-century Islamic ceiling imported from Andalucia. Happily, the rain cleared long enough for us to explore the grounds.
A team of 10 gardeners manages the two-and-a-half acres of formal gardens, including the impressive kitchen garden and the additional 15 acres of land surrounding the château. It doesn’t seem nearly enough to achieve such intensely manicured and elegant results.
The city of Tours is situated between the Loire and the Cher rivers. Before we headed out for an evening meal, we boarded a sailboat and meandered along the Loire for a sunset apéro. After the earlier torrential downpours, the river felt magical in the pearly evening light and our guide, boatbuilder Clément Sirge, is an expert on its ecology, history and communities. The modern boats are based on traditional models that plied the river, transporting goods over long distances or allowing locals to fish on or cross the river.
SAILING DOWNSTREAM
Sheena Dignam
In a much lazier experience than theirs, we sampled a crisp Chenin and a pâté made from a catfish from the river while learning about the troglodyte dwellings passing by. First inhabited by Neanderthals, some are still lived in today. As we watched a kingfisher dart past, the river felt a world away from the nearby city.
Sheena Dignam is originally from Wicklow but grew up in Tours. “When I was eight, my parents planned to spend two years in France before we moved to Spain and then Italy. They chose this area because it has a reputation for the most neutral French accent, but they fell in love with the lifestyle here, so we stayed.” Sheena studied culinary arts and wine in Tours and, as an adult, has travelled to Ireland, Scotland and the Reunion Islands.
“I’ve always been fascinated by the French connection to food,” she tells me. “I had adoptive French grandparents in the village we moved to who were real hunter-gatherers. It was fascinating to see how they prepared their meals and were so close to the land and the food it provided.”
Eleven years ago, she used her experience to set up food tours in Galway City to celebrate local produce, but says Sheena: “Tours was always close to my heart and I kept coming back, so two years ago I launched Food Tours in Tours (foodtoursintours.com).” We set out on a damp morning for an extremely convivial food tour. It began in Place Plumereau, a beautiful medieval square of timber-framed buildings packed with cafés and restaurants. Many of the car parks have been moved underground, leaving a much more pedestrian-friendly centre. After sampling the famous nougat de Tours – a cake of frangipane and apricot jam and apparently a favourite of Leonardo da Vinci, who lived and died in nearby Amboise we headed for Les Halles. This covered market brings together around 40 producers of everything from cheese and wine to meat, fish and chocolate. Having tasted some delicious cheeses, we move on to exceptional patés paired beautifully with a local wine. “This area is all about the terroir, with a really rich and diverse food heritage. Our tours really help people to connect with that,” says Sheena.
Tours shutterstock
OPENING A BUSINESS
Her advice for people planning to set up their own business in France? “There can be a lot of red tape and paperwork to navigate and, even if you speak fluent French, it’s like another language. But a lot can now be done online and there are forums offering support. It was worth it though. Tours is culturally rich, with amazing food and great markets.”
Olivia Meynard is an estate agent at Plessis Immobilier based in the city. “This is a really dynamic place,” she tells me. “With the cobbled streets of Vieux Tours, the markets of Les Halles and beautiful parks, you have all the advantages of a city on a very human scale. We’re an hour from Paris by TGV and only two-and-a-half hours from the west coast, yet we’re surrounded by countryside, all of which is very attractive to buyers. Traffic jams are rare and the tram makes travelling very easy.”
MOVING TO TOURS
Olivia tells me that traditional buildings in stone and slate are often favoured by those moving to the area from overseas. “They also prefer the towns and villages around rather than the city centre,” she says. “For €350,000, you can get a three-bedroom house in good condition with a garden.
“We’ve seen prices rise during the pandemic and then drop owing to high interest rates, but we’re starting to see that stabilise this year. I’d advise anyone thinking of buying a property to fix a realistic budget and then really think about what you want -land and a swimming pool for instance and how close you want to be to the city or amenities.”
Motorbikes have never been my transport of choice, but we ventured out on a trip on very cool vintage one with a sidecar. With an accomplished rider as guide, it really brought the area to life – despite the by now torrential rain. Heading through Tours we learned all about the city, founded on its present site by the Romans, and passed through acres of vineyards before reaching La Cave de Vouvray.
This AOC wine is made using the Chenin Blanc grape alone. Once again it is the terroir that provides the complexity. Combining techniques that date back to the Middle Ages with grapes from a cooperative of local growers, raised on land that includes flint, limestone and clay, combined with a variable climate creates wines that range from sweet to dry, in still and sparkling varieties. A taste test proved the end result can be subtle and delicious.
ROYAL CREDENTIALS
Amboise shutterstock
The tiny town of Amboise, half an hour’s drive along the Loire from Tours, packs a mightily impressive punch. The Renaissance palace of the kings dominates the skyline and commands the Unesco-listed landscapes surrounding it. It also houses, somewhat surprisingly, Leonardo da Vinci’s burial chapel. This has recently reopened following extensive restoration and its intricate stonework now gleams once more.
Home to powerful kings, and queens, the château’s history is brought to life with an augmented reality tablet, that offers detailed reconstructions of rooms and views and easily digestible chunks of its fascinating history.
TOURS HOSPITALITY
Given the city’s culinary reputation, it would be rude not to make the most of it by visiting as many restaurants as possible during our stay. At La Maison des Halles, opposite the covered market, I enjoyed scallops prepared with local wild mushrooms and butternut squash, followed by a light and refreshing fruit dessert. Lunch at La Petite Cuisine offered a very different atmosphere, with an open kitchen but equally excellent food. I followed a beautifully spiced pumpkin soup with a Thai-inspired chicken dish. La Deuvalière is housed in a fabulous 16th-century building and the highlight of the meal, after the excellent fish with samphire and seasonal veg, was the yuzu lemon meringue tart.
In nearby Amboise, a hearty meal of local produce Chez Bruno, finishing with delicious cheeses was a great end to our château visit. We spent the first night of our stay at Hotel de Cygne. This small boutique hotel has bags of character and is in the heart of the old town. Across the river is the very comfortable four-star Château Belmont Hotel, accessible on foot or by tram from the centre. Tours is still able to work its magic on me. The distinctive architecture, gentle scenery and exquisite local food and drink really do represent what is best about this country -even when it rains.
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
Across France, more homeowners than ever are exploring eco-friendly upgrades for their properties. But while the rise of eco-homes is exciting, not everyone is ready for a full-scale Luckily, sustainably doesn’t have to come from big changes, sometimes the smallest swaps can create the greatest sense of purpose and one of the easiest places to begin is the bathroom.
Château du Savon’s Replacement Wall Soaps Collection offers exactly this kind of simple, yet transformative eco-upgrade. These solid 240g French soap bars reimagine a household classic, threading a rope through the centre so each bar can be hung neatly in your bathroom. This thoughtful design keeps the soap dry, prolonging its life while adding a clean, minimalist aesthetic that suits both traditional French interiors and modern bathrooms. It’s a small detail that instantly elevates your daily route.
This collection has an impressive range of scents, whether your home is nestled in the countryside or overlooking the coast, there’s a fragrance that perfectly complements the atmosphere you want to create to truly make your house feel like a home. Fresh citrus notes like Lemon or Grapefruit bring brightness and energy to morning showers, while the richness of Argan Oil and the creamy comfort of Lait d’Ânesse create a more indulgent, spa-like experience. Floral favourites such as Rose, Cherry Blossom, and Lavender soften the air with their timeless elegance, while exfoliating varieties like Verbena and Coconut add a gentle scrub ideal for unwinding at the end of the day.

What makes these soaps especially appealing to eco-conscious homeowners is their commitment to sustainability. Château du Savon avoids plastic entirely, choosing biodegradable, pared-back packaging that fits effortlessly into a low-waste lifestyle. The soap-on-a-rope design also prevents the waste that comes with soap left sitting in puddles, a practical touch that feels almost tailor-made for French wet rooms and compact bathrooms.
For anyone hesitant about large eco-home investments, this collection provides a wonderful way to embrace sustainable living on a more accessible scale, all while celebrating the timeless craft of authentic French soap-making that Château du Savon represents.Transforming your home doesn’t always require structural changes, and swapping out plastic body wash bottles for a beautifully made, long lasting bar soap is a quiet but meaningful gesture towards greener living, and making your house a home.
Visit the Château du Savon website here.
France has secured billions in new business investments, budget airlines are preparing to cut regional routes, MPs are moving ahead with new fast-fashion import taxes, the government has refused further flight-tax increases, and unions are planning a strike over the 2026 Budget. Here are the headlines from France this week.
Millions of employees have been affected by cyberattacks which have rendered some services and websites unusable, including our CloudFlare. So if you have had any difficulties navigating our sites we apologise and hope all our services will be up and running again tomorrow!
France to Receive €9.2 Billion in Business Investments
On Monday, France’s finance ministry (Le ministère de l’Économie, des Finances et de la Souveraineté et numérique) has announced that companies have pledged to invest €9.2bn into France, showing that recent political turmoil hasn’t deterred business investors turning to Europe’s second largest economy.
Budget Airlines cut French Route Services in Summer 2026
Budget airline Ryanair has announced they will reduce the number of services to French regional airports in 2026, due to airport tax increases. The low-cost carrier Wizz Air will also begin to reduce its French routes departing from Gatwick, and focus on more profitable routes from London’s Luton Airport. The exact routes being discontinued have not yet been announced, so if you’re planning on moving to France don’t rely on regional airline routes which may be subject to future changes.
French Unions to Strike Over Budget Plans
The proposed 2026 Budget on December 2 could be disrupted by union protests, after leaders issued a single-day strike call in protest to the proposed financial plans. It is not clear how well-supported the strike will be or if there will be any closures or reductions across services, although France’s largest union, the CTDT, will not join the action.
France Refuses to Further Increase Flight Taxes
France has rejected to increase its flight tax (taxe de solidarité sur les Billets d’Avion / TBSA) during the UN COP30 climate summit being held in Brazil until this Friday. The French government already tripled this tax in March, leading to an extra cost of €4.77 per ticket for domestic or European flights and up to €120 for business-class travel on long-haul routes. The hike applies to private aviation as well, where passengers now face taxes between €207.37 and €2,097.37.
France to Impose New Fast-Fashion Import Taxes Ahead of EU-Wide Rollout
From January 2026, a €2 fast-fashion import tax will be introduced on budget retailers, before the measure comes into force EU-wide in 2028. The French parliament will debate imposing an additional €5 environmental levy on discount retailers, like Temu and Shein, which could rise to €10 per package by 2030.
Read more on the costs you can expect when receiving a parcel in France here.
Here’s the latest currency news from our partner Moneycorp, to help you find out what your money is worth.
UK Budget leaks and key UK data releases
Over the weekend, speculation emerged regarding potential property tax increases, including a surcharge on higher-value homes within the Council Tax system. London’s Mayor, Sadiq Khan, voiced concerns that such measures could disproportionately impact London and the South-East. Reports also suggested extending National Insurance to rental income—a move criticised for its potential to reduce rental property supply or increase rents.
No clear indication of spending cuts has surfaced, but based on prior government announcements, reductions will likely be necessary to create fiscal headroom for the Chancellor.
This week brings consumer price inflation data on Wednesday, followed by public finance and retail sales figures on Friday. Consensus points to softer inflation, improved public sector borrowing, and a slight decline in October retail sales volumes. While I agree with the CPI outlook, I see risks to the public finance and retail sales consensus. Borrowing could exceed last year’s level, given higher debt interest, welfare, and NHS costs. Retail sales may surprise to the upside, continuing the recovery trend since May’s slump. Stronger retail figures could provide sterling with a catalyst for further gains.
US outlook: sanctions, tariffs and jobs data
Before departing Mar-a-Lago on Sunday, President Trump indicated support for sanctions on Russia’s trading partners, aiming to restrict funding for its war effort. A Senate bill under consideration would allow tariffs of up to 500% on imports from countries purchasing Russian energy products—an escalation that could weigh on global growth.
The Supreme Court continues to review the legality of blanket country-level tariffs, while product-specific tariffs remain unaffected.
This week’s US calendar includes multiple Federal Reserve speakers, but Thursday’s September employment report will command attention. After a pause in releases, the data could drive significant dollar moves. A weak non-farm payrolls print would increase downside risk for the USD.
Eurozone: growth forecasts and rate cut risks
The European Commission’s Autumn forecast is pivotal for the euro this week. A modest upgrade to growth is likely, excluding Germany, alongside additional downside inflation risks. Markets currently assign less than a 25% probability to an ECB rate cut within six months—a view I consider too low.
Delays to inflationary EU policies, such as the emissions trading scheme now scheduled for 2027, add to medium-term disinflationary pressures. Fiscal constraints and external risks (tariffs, shipping disruptions) could further dampen growth. While EURUSD below $1.14 by year-end remains unlikely, downside risks to inflation suggest the euro faces more vulnerability than markets currently price.
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Southwest estate agent Jerry Green talks to Karen Tait about the appeal of his local area and its property offerings…
How long have you worked as an estate agent in France?
My wife Caroline and I launched the Clé Rouge estate agency shortly after coming to France in 2005; prior to that our careers were in business development and management. Having settled in southwest France with our family, we recognised that there was a great opportunity to create an estate agency offering an exceptionally pro-active service to other people from the UK looking to buy property here.
Which area do you cover?
Mainly the ‘Golden Triangle’ area between Bordeaux and Bergerac, which includes the western Dordogne (24), eastern Gironde (33) and northern Lot-et-Garonne (47).
Describe your region in five words
Sunny microclimate, wonderful lifestyle, unequalled.
What is the appeal of your area?
Lots of lively historic towns and villages with markets, music events, restaurants, and within easy reach of the beautiful city of Bordeaux and the beaches of the Côte d’Argent.
What’s your favourite corner?
Photo: Shutterstock
Our whole region is lovely, with varying countryside of vineyards, sunflowers and orchards, but I particularly like the area around the historic market town of Duras, where I am lucky enough to live.
Is it easy to reach?
Exceptionally easy. It’s within a day’s drive from the UK, and we have a good choice of year-round flights from Bergerac and Bordeaux airports. In 2026 the TGV will offer a service direct from London to Bordeaux.
Is it suited to those seeking a holiday or permanent home?
For people looking to move permanently, it offers a wonderful climate, peace and tranquillity but lots to do when you want to; it retains its quintessential ‘Frenchness’ but is welcoming to non-French residents. It has always been a popular region for holiday homes, because of its easy accessibility, beautiful scenery and available amenities and activities. And possibly the best food and wine in the world!
Are there any local property hotspots or hidden areas not as well known by British buyers?
The areas around the historic market towns of Eymet, Duras and Monségur are always particularly sought after for property. Just to the north is an area known as ‘Little Italy’ (because of the similarity with the scenery in the Tuscany/Umbria regions), which most people are not aware of but is very beautiful and offers some lovely property locations.
What kind of properties will house buyers find?
Most UK buyers are drawn towards traditional stone properties, which fall into three styles: farmhouses, barn conversions and more formal maison de maître style properties. Modern properties are popular with French buyers, while the less popular properties built between 1950 and 1990 can offer great value.
What would people get for a budget of:
- Under €100,000: Very little; maybe a terraced village house in need of some improvement.
- €100,000-€250,000: From €170,000, a village house, a small stone country property (usually without a pool) or a brick-built 60’s/70’s/80’s home.
€250,000-€500,000: This is the best-selling price range in our region, affording an attractive three/four-bedroom property in a reasonable location, possibly with a pool. - €500,000-€750,000: As per the previous category, but perhaps larger with better location and views.
- €750,000-€1m: More prestigious, well-renovated property; many in this range are rented out for holiday lets at €4,000-€7,000 per week in high season.
- Over €1m: Prestige country house or small château.
What’s the cheapest property on your books?
For €139,750, a four-bedroom property with garden equidistant from the historic hilltop town of Duras and the riverside town of Eymet; the house would benefit from modernisation.
What’s the most unusual property you have sold?
A neglected but beautiful property near Duras, with three hectares of park, a burnt-out house, enormous derelict stone outbuildings formerly used for clay tile production (now containing several old cars and motorcycles) and Roman ruins including brick ovens – all sold for €75,000. A spectacular renovation project.
What would be your dream home in the region?
My dream property is the one I live in, a 700m² former Knights Templar country house in a stunning location, which I have renovated with my own hands over the last 20 years! However, we currently have on our books an exceptional property (see below, €588,000) with spectacular views, which I would happily downsize to in a few years’ time.
Why do British people buy houses in your area?
We love our area and sell it enthusiastically to potential buyers at UK property shows such as the popular French Property Exhibition at Hammersmith in January each year. Once people visit our area, they rarely look elsewhere because of our sunny microclimate (offset by cool westerly breezes and pleasant relative humidity), the idyllic lifestyle, beautiful countryside and easy access to and from the UK. British clients (who tend to be middle-aged) are also drawn by the fact we have very low crime rates here and much better health facilities in comparison to the UK.
What advice would you give to somebody who is thinking of buying in your area?
Prioritise making sure that the area has the amenities and lifestyle you want before actively searching for specific properties, otherwise you may end up buying the right property but in the wrong place. Then keep an open mind on style and location of property: find a proactive agent who will work with you to find the right property and help you with both the purchase process and the transition to life in your new permanent or holiday home.
What tips would you give to help people settle into local life in your area?
It is generally quite easy because there is already an established English-speaking community here, which is also well integrated with the local French population. Some agents will also help you to settle in; for example, each July we host an evening event with food, wine and live music to which we invite all clients who have bought properties in the previous year so that they can meet other people and also make useful local contacts.
What are your predictions for your local property market?
Good properties are selling very quickly, and we predict this will continue. However, this is, of course, dependent on outside factors such as currency exchange rates and international politics.
Jerry Green is a Director at Clé Rouge Immobilier in southwest France
Tel: 0033 (0)5 53 93 49 71
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
A huge old property bought by Joanne and Bruno Leroux in the Beaujolais made the perfect English language school…
Originally a British national, I I have always felt European as I studied French at university, spent many wonderful holidays in France and did a one-year internship in Lille. In 1991, I met my French husband, Bruno, while working in Chartres and was lucky enough to be married in the beautiful Chartres cathedral two years later. We then moved to the UK where we had our two boys, Nathan and Tom.
After six happy years we decided it was time to return to France to live permanently. Our children were then three and five and we thought this would be the perfect time for them to move back to France and integrate into primary school as they would be able to pick up French (which they already understood, but didn’t yet speak fluently) more quickly.
My main stipulation was that we should find somewhere below Dijon, the imaginary line in France for sunshine and warmer weather. So I gave up my job as a purchasing consultant and trained as an ESL (English as a second language) teacher. This one-month intensive course has proved very useful. My husband found work in Villefranche-sur-Saône, 40 minutes north of Lyon, in the Beaujolais, and we left behind house, cars, jobs – everything about our previous life – and headed back to France with only our clothes in suitcases.
Joanne, husband Bruno, two sons Nathan and Tom, and daughter-in-law Carole
For the first six months we lived in a rented apartment while looking for a house. We wanted a modern property in or just outside the town, but nothing the estate agents showed us seemed to fit what we were looking for. I finally realised why when we were shown a house that was exactly the opposite of what we had been seeking. My specification had been all wrong!
The moment I saw it I was blown away. It was a huge house, more than 100 years old, in the centre of a village in the Beaujolais, surrounded by vines. Not only was there a 230m² house, garden and swimming pool, there was also an independent apartment attached to it, plus a massive two-storey, 400m² building that had been a textile factory employing 50 people in the 1950s and 60s. All of this for the same price as the little house we had just sold in the UK.
The village had everything we needed a butcher, baker, doctor, dentist… and could be reached from the house in two minutes on foot! As I visited this never-ending property, I knew it was the one for us but had no idea what we were going to do with it!
A few months later, we found ourselves living in this beautiful, enormous house with absolutely no plans for it other than the vague idea that family could use the apartment when they came over to stay. Practically all the renovation work had already been done and so our only necessity in the short term was some painting, outside rendering, adding two new kitchens and a new bathroom. All very easy!
Eventually, after the first year settling our family in, we started to think about what we could do with all this space and how I could use my ESL training as a career. I had been teaching English as a volunteer in the children’s school and the parents were very happy with my lessons. In fact, they asked if I intended to offer English lessons outside school as an extra-curricular activity. I had a light bulb moment. The factory!
I had the space to do it, so soon afterwards, I opened a room on the ground floor of the former factory to teach 10 children. Nobody thought it would take off because I was told the village was too far from the two closest towns (although these were only 10 minutes away) and that parents wouldn’t come that far for an extra-curricular activity. Some 22 years later, we are a team of eight teachers working at Lime Tree School.
We now use the whole of the ground floor of the former factory, and 220 children come from as far as 40 minutes away. We even appeared on the French TV channel TF1 for our innovative hands-on approach to teaching English.
This has happily occupied me and provided a salary for 22 years. It has allowed us to balance family and professional life in this wonderful country. Moreover, as the school year runs from September to the end of June, I decided to use the apartment as a gîte for the summer months to generate some additional income.
Our French home has been a gift. It’s completely self-financing and even generates revenue. It’s been a wonderful place for the boys to grow up, with a garden and pool for summer, and space at the top of the factory for a huge playground, football pitch, table tennis and basketball nets Meeting people from all over the world who have stayed in our gîte has broadened their minds and given them the confidence to talk to anyone.
Growing up in this house has played a large part in shaping their futures. Bilingualism is one of the greatest gifts we could have given them, as it opens so many doors.

Now we’re downsizing and selling our beautiful property in St Etienne des Oullieres (€698,000, seloger.com) but I would encourage anyone dreaming of living in France to follow their hearts. There’s a lot of paperwork involved in moving, in fact there’s a lot of paperwork for anything you do in France, which can be very frustrating but it’s most definitely worth it.
Tel: 0033 (0)4 48 18 10 04
<a href=”http://limetreeschool.com” target=”_blank” rel=”noopener”>limetreeschool.com</a>
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
Karine Chevalier-Watts is a bilingual French/English paralegal and the in-house certified translator of Stone King’s International and Cross-Border Team. As part of her day-to-day functions, she deals with new enquiries received from British individuals regarding various French matters. Here, Karine discusses how jewellery is assessed for inheritance tax in the UK and in France.
When a loved one passes away, few items stir as much emotion, and confusion, as family jewellery. Whether it is a diamond engagement ring, a pearl necklace, or a gold heirloom bracelet, these objects often carry both sentimental and financial weight. If you inherit a piece of family jewellery, you may be wondering if it needs to be declared for tax purposes.
The French position: everything counts, unless it is a “customary gift”
Under French inheritance law, when a person dies resident in France, all of their property must be declared to the tax authorities, including jewellery, which is treated as part of the “estate assets.” This means that valuable personal items, like rings or necklaces, are subject to inheritance tax, just like real estate or bank accounts.

The notary overseeing the succession in France should ensure that every asset is properly valued. If the jewellery is insured, its declared insured value is typically used. Otherwise, an expert such as an auctioneer may be called in to assess its worth. In the absence of a detailed inventory, French law presumes that the deceased’s movable property, including jewellery, represents at least 5% of the total estate’s value.
However, there is one significant exception: the “présent d’usage”, or “customary gift.”
The “customary gift” exception
Customary gifts made on special occasions, such as birthdays, engagements, or weddings, where the value of the gift is modest and in keeping with the donor’s wealth and social circumstances are known as présent d’usage.
Because of the présent d’usage concept jewellery given as a wedding gift, or a watch presented at a graduation, may not need to be declared to the French authorities as a gift, provided it meets the following criteria:
- It is given for a recognised occasion, such as a family celebration.
- It is of modest value, generally not exceeding about 2% of the donor’s total assets or 2.5% of their annual income.
- It is given intentionally as a gift, rather than as an attempt to transfer wealth.
If the tax authorities later determine that the gift was disproportionately valuable, it may be reclassified as part of the estate when the donor has died, and taxed accordingly during the inheritance process.
The UK comparison: a stricter approach to declarations
British readers familiar with UK inheritance law will recognise many similarities, but also some key differences. In the UK, all personal possessions, also known as “chattels”, must be declared as part of the deceased’s estate (assuming that the deceased was long-term resident in the UK) for probate and inheritance tax purposes. Sentimental value does not exempt jewellery from taxation.
The personal representatives (the executors, where there is a Will) must include the open-market value (the price the item would realistically fetch at sale) in the estate’s inheritance tax declaration to HMRC. For higher-value estates, each piece of jewellery worth £1,500 or more must be listed individually on the IHT407 form.
HMRC expects executors to take “reasonable care” when valuing assets, often requiring a professional appraisal for significant items.
Overvaluing jewellery based on insurance replacement costs can lead to unnecessary tax, but undervaluing it can result in penalties of up to 100% of the underpaid amount.
Avoiding family disputes
In both France and the UK, family jewellery can be a flashpoint for inheritance disputes. Its sentimental significance often outweighs its market value, leading to tension among beneficiaries. To avoid such conflicts, it can be helpful to for individuals to specify the intended recipient of each piece of jewellery in their Will. Alternatively, a Letter of Wishes, though not legally binding, can guide executors on how sentimental items should be distributed.

For British nationals with property or family ties in France, understanding how jewellery fits into inheritance law on both sides of the Channel is essential. In France, heirlooms must generally be declared, unless they qualify as modest, customary gifts. In the UK, full disclosure and accurate valuation are key to avoiding penalties and double taxation issues.
As with all cross-border estates, seeking advice from a notary or solicitor familiar with both legal systems can prevent costly misunderstandings, and ensure that family treasures are passed on in the spirit they were intended.
If you are interested in finding out more about making Wills to cover assets in the UK and in France and would like help analysing the options available to you, please contact the international and cross-border team at Stone King LLP either by calling +44(0)1225 337599 or by emailing [email protected]
French MPs have overwhelmingly voted to introduce a minimum fee for non-EU nationals accessing France’s healthcare system, the Loi Montagne (Mountain Law) has come into effect in the country’s mountainous regions, the deadline to amend 2025 income tax returns is drawing near, paperless tolls are being rolled out on motorways, and France commemorates Armistice Day. Here are the headlines from French newspapers this week.
Proposed Healthcare Contributions for Visitor-Visa Holders
On 8 November, French MPs voted in favour of a new change to the proposed 2026 social security budget that would require non-EU nationals with “Visitor” visas to pay a minimum charge to access French public healthcare. If passed, it would mean that American and other non-EU retirees (the main sub-group who benefit from the “Visitor” visa) would be required to pay a minimum contribution towards French social security.
It’s important to note that this amendment has not yet been passed into law, so as with many proposed changes, it remains to be seen if – and how – it will affect Americans and other non-EU citizens. In order to pass into law, the bill still needs to pass through the Senate, and the 2026 Budget itself needs to pass, which, given the deeply divided French parliament, is not guaranteed. We’ll keep you updated as we learn more.
Watch French Entrée’s Masterclass on French Healthcare.
Loi Montage Winter Driving Law
On 1 November, the Loi Montagne came into effect in 34 departments of the mountainous massifs in France. To ensure the safety of users and improve traffic flow during icier months, it is mandatory for vehicles with four or more wheels to either use carry snow chains or switch to winter tyrestires (which must be rated 3 Peak Mountain Snowflake or Alpin) until 31 March 2026. The law equally applies to drivers passing through any of these departments, regardless of the weather.
Read more about winter driving in France here.
Approaching Deadline to Amend Income Tax Returns
The deadline to amend your 2025 income tax return in France is 3 December 2025. If you filed your return online, it can be amended on the impot.gouv.fr website in your personal Espace Particulier. If you submitted your original tax form through the post, you will need to submit a formal claim online or mail it to your local tax office with a form of ID, tax number, signature, the selected tax return and the reason why it should be amended with supporting documents.
Some details cannot be corrected for 2025, such as changes in marital status or address – if you have made a mistake or forgotten to declare a change, you’ll need to contact your local tax office.
Read more about amending your tax return here.
Eastern France’s Future Paperless Tolls
Early next year, parts of France will replace physical paper ‘toll tickets’ given when entering a motorway with an automatic scanning system. Toll costs will be calculated using newly-installed cameras that track when vehicles join the motorway. Drivers will still have to pass through barriers and pay the total cost when they leave.
This new system will impact 253km of motorways managed by AREA (see the full list here), s, including stretches of the A41, A43, A48 and A49 roads in eastern France. This is in addition to the free-flow toll roads (péage en flux libre) that were rolled out last year, the main difference being that the AREA-operated toll roads still involve passing through a barrier..
Read more about Driving in French Motorways now.
Armistice Day Ceremonies
Today marks the 107th anniversary of Armistice Day, a jour férié (public holiday) in France to commemorate the day the end of World War I on the 11th hour, on the 11th day of the 11th month in 1918. Like most countries that honour this day, a one-minute silence in remembrance of the fallen was held at 11am, then President Emmanuel Macron attended a ceremony in front of the statue of Georges Clemenceau at the Champs-Élysées, laying a wreath at the Tomb of the Unknown Soldier and rekindling the eternal flame. Shops, offices, banks and post offices will resume normal opening hours tomorrow morning.
Read more about Armistice Day in France here.
Here’s the latest currency news from our partner Moneycorp, to help you find out what your money is worth.
GBP – Data in focus as markets seek clarity on BoE direction
The Bank of England’s latest meeting delivered several surprises. Updated forecasts now point to weaker growth in 2026, inflation returning to target by Q4 2027, and unemployment peaking above 5%—a shift from previous expectations. The vote was finely balanced at 5–4, with Breeden, Taylor, Dhingra and Ramsden favouring an immediate rate cut to 3.75%. The majority, however, opted to hold at 4%. The December meeting could see another tight vote and Governor Bailey could have a difficult choice to make.
Attention now turns to this week’s UK data, including September’s labour market figures and Q3 GDP, alongside services, industrial production, and construction output. Should these releases indicate slowing activity and easing wage pressures, the case for monetary policy easing could strengthen.
Despite a late-week rally in GBP/USD, sterling remains under pressure. The recent sell-off may have outpaced fundamentals, suggesting scope for an additional modest rebound. However, the UK’s underlying political, economic, and fiscal challenges persist. Any sterling gains—particularly against the USD or EUR—are likely to be limited and short-lived. Potential rate cuts may simply offset the economic drag expected from the Chancellor’s upcoming Autumn Statement on 26 November.
EUR – Surveys and GDP to steer sentiment
Last week offered little in the way of surprises. ECB officials reiterated their data-dependent stance and commitment to price stability. While French industrial production and German orders exceeded expectations, German output remained subdued, recovering less than 40% of August’s decline.
This week’s focus shifts to November’s activity surveys and Q3 GDP. The Sentix investor confidence index, already released, reported an unexpected worsening. The German ZEW survey for November, due tomorrow, may reveal a split: a stagnant current conditions index and a modest uptick in expectations.
Later in the week, Euro Area industrial production is forecast to rebound, nearly reversing August’s decline. Revised Q3 GDP figures are unlikely to diverge from initial estimates. The euro’s room to appreciate against the dollar looks limited, albeit political developments in the US may influence direction more.
USD – US Senate votes to end the government shutdown, but for how long?
Over the weekend, the US Senate approved a temporary funding deal, keeping most government departments open until January. Full-year agreements were reached for agriculture and veterans’ affairs, with provisions for back pay, healthcare votes, and food aid funding. The House of Representatives is expected to vote shortly, after which the bill will go to the President.
While the deal provides short-term relief, some Democrats have voiced concerns about its durability, suggesting the issue may resurface in early 2026.
With limited data last week—as the non-farm payrolls release was delayed again—attention turned to surveys. The ISM reports showed weakness in manufacturing but resilience in services. ADP employment data surprised to the upside, though Challenger layoffs surged. This week, markets will watch for the House vote and assess the economic calendar once clarity returns.
Why Moneycorp?
With a Platinum Trusted Service Award 2020 from independent review site Feefo and 40 years of experience in the industry, FrenchEntrée has been recommending Moneycorp for more than 15 years. During this time they have helped thousands of client planning the best way to pay for their property as well as supporting them afterwards with any further payment from paying bills, mortgages to repatriating UK pension payments for those who have retired to France.
Furthermore, we have worked with the same person at Moneycorp for more than a decade! You might be familiar with her as she often writes for our French Property News magazine. She has 13 years’ experience in foreign exchange, and is a qualified European lawyer with experience in European transactions. Mar will be happy to answer any questions or enquiries to support you through these difficult times
Opening an account is really easy and free of cost. You can register online or over the phone in a couple of minutes and for FrenchEntrée readers there are no transfer fees in any payment.
How do you make your piscine more energy-efficient and eco-friendly in France? Julia French reveals how the pool world is keeping pace with today’s planet-conscious concerns…
Many homes in France, particularly in the warmer south, have pools for cooling off in. In these eco-conscious times – whether you’re installing a new pool or maintaining an existing one – we have some ideas to help you reduce your impact on the planet and your pocket…
CHOOSING YOUR POOL
Panels pic of Jans pool
When choosing your pool consider the construction and the longevity. It’s all well and good to have a pool that’s quick to install thereby saving on labour costs, but depending on the quality it may only last 20 years before it goes off to the landfill site. Disposing of material such as fibreglass is a costly practice as they are non-biodegradable and not easy to recycle.
A reinforced concrete pool made from breeze blocks is not ideal due to the emissions and energy used in the production of cement, but this type of pool does provide much greater longevity so is a better choice. An option using less concrete is offered by a number of pool installers in France. It employs panels made from recycled polypropylene that essentially act as shuttering and are reinforced with steel and filled with concrete, but less than would be used in traditional pool construction methods. This also reduces transport emissions as it is lighter and produced in France. These pools have a longevity, in line with the concrete pool. The pool structure can last a lifetime and the liner up to 25 years, depending on the quality. A natural pool or bio pool, is more often than not constructed using concrete is some form or another, however, this pool is definitely the winner in terms of water treatment and filtration usage.
Natural pools use biological filters and aquatic plants to clean the water, eliminating chemicals entirely. While not suited to everyone’s taste, they’re a stunning, zero-chemical option. If you have an existing conventional swimming pool, this can be converted to a natural pool, but it’s quite a costly option.
SALT SWIMMING
varaible speed pump and cartridge filter
If you treat your pool with weekly doses of chlorine, you could switch from this to saltwater chlorination. The system regulates the amount of chlorine produced so you don’t have to play a guessing game about how much to add. The chlorine in your pool is used to fight bacteria introduced by swimmers, but the sun, water temperature and a high pH also put a demand on chlorine usage.
The saltwater system works by generating chlorine through a process of electrolysis. Salt is added to the pool water, sand with recycled glass media is a great way to cut back on the back-washing, as this can be reduced to a few times a season. An even better way to save on back-washing and at the same time benefitting from improved filtration is a cartridge filter. New innovation and greater capacity mean this is the optimum choice when looking at both water clarity and reduced water consumption.
There is no back-wash option, instead the cartridge is taken out and hosed down. In most cases, this is only necessary once or maybe twice a season – depending on use. It is, however, worth noting that this is not a cheaper option and not all models are the same.
POOL COVER
Henrietta cover 1
Having a pool cover is one of the simplest and most effective ways to reduce energy loss. An uncovered pool can lose up to 70% of its heat through evaporation. Covering it at night or when not in use helps retain warmth, limits evaporation, and keeps debris out, reducing the need for cleaning and chemical treatment.
By using a good cover, you could reduce heating needs by 50% or more, especially useful in spring and early autumn. Also, in terms of saving water, an uncovered pool can lose a centimetre a day through evaporation, so keep that cover on when the pool is not in use.
SUN POWER
Photo: Shutterstock
Solar-heating systems use panels – glazed or unglazed – to absorb the sun’s energy and heat the pool water. While the initial setup costs more than electric heaters, they have very low running costs and almost no environmental impact. If your roof or garden has space, consider combining a solar-heating system with photovoltaic panels. These can power your pool pump, lighting, or even help with your home’s electricity needs.
EFFICIENT LIGHTING
henrietta cover
Pool lighting is a must for most pool owners but is a drain on energy. However, if you switch to LED pool lights, you will use up to 85% less electricity than if you had traditional halogen or incandescent bulbs. LED lights also last up to 25 times longer. You can operate them from your phone to ensure they are only on when you want them to be.
SHOP SMART
Being eco-friendly doesn’t stop at how you run your pool, it includes what equipment you buy. With so many choices available, choosing with the aid of trusted certifications helps you make more sustainable, long-lasting decisions. The international label Energy Star identifies products that meet high energy-efficiency standards. This would be relevant when looking to buy pool pumps, heat pumps and your LED lights. These products typically use much less energy. The NSF/ANSI 50 certification focuses on the performance and safety of pool equipment. If a product has this mark, it means it has been independently tested to meet strict standards. It’s particularly relevant for filtration systems, chemical feeders and sanitising systems.
Buying certified equipment is a simple way to reduce your environmental impact, while ensuring you’re not cutting corners on safety or quality. It also often means the equipment will last longer, saving on replacement and waste.
ACT RESPONSIBLY
Swimming pools will always require a certain amount of energy and water, it comes with the territory. But the idea that they must be wasteful is increasingly outdated. With the technologies and materials available today, it is possible to enjoy the benefits of a pool while significantly reducing its environmental impact.
From choosing locally made components to installing more efficient pumps, covers, and heating systems, each of these small decisions add up to meaningful savings, in terms of energy and long-term costs.
Not every solution suits every pool, but the more thoughtful we are in how we build, use and maintain them, the better they’ll fit into the changing environmental landscape. After all, enjoying your pool should feel good in every sense. Whether you’re already a proud pool owner or just dipping a toe into the idea, remember you don’t have to choose between luxury and responsibility. With a little effort and maybe a decent pool cover, you really can have both.
And if your pool starts saving you more energy than persuading your teenager to turn lights off after them… well, that’s just a bonus.
Julia French runs Pristine Piscines in southwest France
Tel: 0033 (0)6 32 10 39 92
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
Thinking about a new chapter in France? If you’re an experienced real estate professional and passionate about property, people, and the French lifestyle, there’s never been a better time to invest in your career with Selection Habitat; one of France’s leading agencies for character and lifestyle homes.
Join Us for a Recruitment Lunch or Breakfast in November

We’re inviting real estate professionals, interested in building a property career in France to join us at one of our recruitment events this November. Come and meet our team, discover how we work, and see how you can grow with us.
Friday, 21st November – MARVEJOLS (48)
Venue & time TBC
Thursday, 27th November – PARIS (75)
Venue & time TBC
Thursday, 18th December – ALBI (81)
Venue & time TBC
You will have the opportunity to meet Jean-Stéphane Vilain, CEO of Selection Habitat, who will share his vision for the future of the French property market and how our agents can play a key role in it. All events are informal, friendly occasions designed to give you insight into how Selection Habitat supports its agents, and how you can take your next professional step in the world of French real estate.
👉 Reserve your place now:
📧 Email: [email protected]
📞 For questions or to register by phone, call Douglas on +33 (0)6 80 56 12 39


Who We Are
For over 20 years, Selection Habitat has been a trusted name in the French property market. We specialise in characterful, heritage, and lifestyle properties – homes rich in history and authenticity, across regions from Occitanie to Nouvelle-Aquitaine, Paris and beyond.

Our clients are a mélange of French and international buyers seeking their dream home in France, and our agents are the heart of that journey. Backed by a strong multilingual marketing platform, an experienced administrative team, and ongoing professional support, we make sure our agents can focus on what they do best: connecting people with exceptional properties.
Why Work with Selection Habitat?
At Selection Habitat, we believe in a simple philosophy:
Invest in us, and we’ll invest in you.
Joining our team means joining a supportive network that values independence, flexibility, and growth. Here’s what you can expect:
✅ Comprehensive support and mentoring; for our agents.
✅ International visibility; through French and English marketing channels.
✅ Advanced tools and systems; to simplify your daily workflow.
✅ Flexible working structure; giving you autonomy over your schedule.
✅ A trusted, respected brand; recognised for professionalism and integrity.
We don’t just offer a platform; we offer a partnership. Whether you want to work locally in your region or collaborate with international clients, you’ll benefit from a brand that combines local knowledge with a global reach.
A Career Built Around You
Our agents share one thing in common: a passion for property and for helping others achieve their dreams in France.

If you’re motivated, people-oriented, and ready to shape your own success, Selection Habitat offers the framework to make it happen. You’ll be part of a dynamic, nationwide network while maintaining the independence that makes real estate so rewarding.
Can’t Attend in Person? Join Us Online
If you can’t make it to one of our events, don’t worry, we also host virtual recruitment sessions for agents across France every week on Wednesdays and Fridays.
These sessions are an excellent way to:
💻 Meet our team online
📈 Learn about the benefits of working with Selection Habitat
❓ Ask questions and discuss your next career step
Wherever you’re based, you can start your journey with us today.
📧 Email: [email protected]
📞 Phone: Douglas – 06 80 56 12 39

The Breast Cancer Awareness Month campaign, known as Octobre Rose in France, has potentially saved or at least extended my life (fingers crossed!), and maybe it could save yours too. Statistically, one in eight of us could be affected. Early treatment of Breast Cancer currently results in an average 90% cure rate at five years.
Here, I have decided to share my personal experiences with FrenchEntrée readers in the hope that it might just help someone. In 2022,1919 women were affected by breast cancer in the Poitou-Charente, and in 2025, I am now one of those women.
Although I publish a lot on social media for our family gîte business in La Grue, my private life is different, so this really is a leap of faith!
In the beautiful Charente, most villages have Octobre Rose displays each October. In Aigre, there was a ‘Flashmob’ dance this year in front of the Mairie. There are often sponsored walks, community games evenings, etc. I’m so grateful there are, as it’s essential to raise awareness and remind people to get checked out.
Getting a mammogram in France
The reality is, in the Charente, it can currently be a bit tricky to get an appointment for a mammogram. I had to be tenacious, and I am thankful I was. Appointments can be made through Doctolib, but it may be better, if you can, to present yourself in person to make an appointment if it is proving difficult to get a rendez-vous.
How To Use Doctolib in France: English-Speaking Doctors & Online Consultations
In France, seemingly, it is normal to have a mammogram followed by a breast examination and an ultrasound scan. We receive our results immediately here, but as I sat there, after my mammogram, waiting for the doctor to come for the ultrasound, it was taking too long. I felt my stomach flip: I just knew something wasn’t right.
I was called in for another mammogram on my right side and, at the risk of sounding clichéd, my head was swimming. I thought I might faint. I cannot remember what was said by the radiographer – she literally had to move me into position for the second scan.
Afterwards, in the adjoining room, I was calmer; it was all sinking in. The doctor showed me the tumour on the ultrasound screen, and she said that I needed a biopsy to confirm, but that she was 90% confident it was cancer. It was so small that it could not be felt by a breast examination, so the mammogram was essential to detecting it.
She brought me a cup of sugary black coffee and sat with me back in the waiting room. I could feel the mixture of concern, dread and relief of the other women that they weren’t in my shoes: I couldn’t make eye contact. I just focused on not crying; not in public.
I am grateful to that doctor because her early, straight-talking helped me to prepare mentally. All the “well, it probably isn’t / you’ll be fine” comments were not helpful to me.
I drove home, and we all decided to forget about it until the biopsy. There was nothing I could do apart from hold my family a little tighter.
We are fortunate in the Charente to have a good Breast Cancer clinic, and I have had great care. Although my French is good, my surgeon insisted on speaking in English. He said this news is too great and needs to be digested in my first language. Merci infiniment!
Get the support you need
If you need support on your Breast Cancer journey, Jeune et Rose is a dynamic charity which focuses, as the name suggests, on younger women’s needs. There is also la ligue contre le cancer in Charente and others.
The essential takeaway here is that the earlier your cancer is detected, the greater your survival rate. I urge you all to have your regular checks – do not postpone. Do your ‘dépistages!’
How To Get A Mammogram in France (for Free)
Second-homeowners could face a 60% additional levy this month, a bill to tax ‘unproductive wealth’ passes its first round in parliament, the acclaimed HBO series ‘The White Lotus’ chooses France as the setting for its next season, France faces another heist attempt and a controversial bill to make ill people work from home instead of taking sick leave is proposed. Here are the headlines from French newspapers this week.
1600 Communes Facing Housing Shortage May Impose 60% Surcharge on Second Homes
France’s second-home property tax notice, taxe d’habitation, were released on November 3 and inhabitants must pay by December this year, unless they have chosen to pay in monthly instalments. The price itself has barely risen, but an increasing number of communes have decided to add the levy on second-homeowners due to housing shortages (zone tendue) in their area.
The taxe d’habitation, is based on the possible rental value of their second property, and local authorities apply a yearly set rate to this tax. However, in areas designated as zone tendues, an additional surcharge between 5-60% can be added to their bill. In 2025, 1,628 communes were classified as zone tendues, and 40% of them have opted for the maximum 60% surcharge.
MPs Approve Replacing France’s Property Wealth Tax with a New ‘Unproductive Wealth’ Levy in First-Round Vote
On 31 October, MPs voted in favour of converting the impôt sur la fortune immobilière to the impôt sur la fortune improductive, which would widen the scope of tax to include luxury ‘non-productive assets’, as well as real estate.
If approved, the new tax would include jewellery and precious metals, luxury vehicles, yachts, digital currencies and certain life insurance policies. Policies invested in unités de compte, which are linked to shares and market assets, will continue to be exempt.
The amendment to France’s wealth tax system narrowly passed this first stage, winning by 163 to 150 votes. The bill must pass the scrutiny stage, and could still be rejected by the Senate.
Hit Show ‘The White Lotus’ To Shoot Next Season in Paris and the French Riviera
HBO’s ‘The White Lotus’ is heading to France for its fourth season, following previous seasons set in Hawaii, Italy and Thailand. Creator Mike White will reportedly shoot primarily along the French Riviera, and will include a smaller subplot in Paris.
While no hotels have been officially announced, the show has ended its long-standing partnership with the Four Season’s hotel group, leading fans to speculate that iconic hotels Le Lutetia or The Ritz could appear in the upcoming season.
France Faces Second Major Attempted Robbery in Lyon
Police have arrested three thieves, who used explosives to break into a precious metals refinery in Lyon, leaving with over €12m in gold and metals. Following a police pursuit, three of the four suspects were arrested, and the stolen goods were recovered. The search for the remaining suspect is ongoing.
This incident comes after a now-infamous daytime heist at the Louvre Museum in Paris earlier this month. On 30 October, five more suspects were arrested for their involvement in the robbery, adding to the two others that were detained on 29 October, who have “partially recognised” their involvement in the brazen theft.
Prescribe WFH not Sick Days, says MP
Stéphane Viry, an independent MP, has suggested doctors prescribing working from home as an alternative to sick leave to reduce health service costs and reignite economic productivity, ahead of its upcoming budget bill. The country’s social security budget, which includes its healthcare services, is projected to run at a €20bn deficit by 2028.
This proposition has been met with fierce opposition from left-wing parties, who believe politics should stay out of the doctor’s office. This controversial bill hopes to get people back to work faster who would need to renew sick notes with the GP every two weeks if they needed to take longer sick leave.
On the far northwest coast, both Finistere and Cotes-d’Armor ofter a great quality of life and affordable properties. Having lived in France’s ‘Land’s end’ for 20 years, Annaliza Davis is keen to share its appeal.
One of the most accessible locations for British buyers, Brittany is authentic and largely unspoilt, with fabulous coastlines, heritage towns and a timeless appeal. The departments of Finistère and Côtes-d’Armor are in the northwest of Brittany, sitting just under the south coast of England. Many visitors find that this area has a similar feel to Cornwall and a slower pace of life that reminds you of days gone by. This isn’t a place to rush; it’s a place to savour.
Exploring is a breeze as there are no toll roads and few traffic issues, making it easy to discover the area’s historic cities with their colourful timbered buildings, and stroll the cobbled streets of ancient market towns. Both Finistère and Côtes-d’Armor are also famous for their natural beauty; as well as sandy beaches, rocky creeks, canals and rushing rivers, there’s a lot of greenery and the low horizons mean that the sky feels endless. As with some other regions of France, this area feels surprisingly spacious, with a population density of just 137 people per square kilometres in Finistère (comparable to the Isles of Scilly) and only 88/km² in Côtes-d’Armor (fewer than in the Derbyshire Dales). This part of northwest Brittany is a popular tourist destination with all the attractions of the coast, which you might compare to Devon (432/km²), Dorset (540/km²) or Cornwall (390/km²), so you get a lot more space to move freely and you’re also likely to get a lot more room for your housebuying budget.
Househunters are drawn here for all of these reasons and more. Whether you’re looking for a coastal hideaway, a family home with lots of land or a city-centre pied à terre, both Finistère and Côtes- d’Armor offer some of the most affordable properties in France.
MATCH THE PLACE TO YOUR POCKET
Lannion shutterstock
Based on sales over the past 12 months, the average property price across France currently stands at €3,118/m², yet those in Finistère and Côtes-d’Armor stand at €2,174/m² and €2,244/m² respectively. This represents great value for money for anyone hoping to buy property in France, as prices here are nearly 30% below the national average.
During and immediately following the Covid pandemic, prices soared in Brittany – particularly in seaside destinations as city dwellers came in search of space and pleasant environments. Thankfully, that period has passed; prices have now returned to the reasonable levels we’d normally expect in northwest Brittany and during 2024 property sales slowed down by around 19%, so it’s a great time to buy.
LOCATION: WHERE TO FIND WHAT YOU WANT
Brest shutterstock
The biggest city in this area is Brest, with 139,619 residents -equivalent to the population of York. Brest was heavily bombed during the war, destroying most of the medieval buildings you’d expect to see in a Breton town, and although it still has some historical sites, overall the city feels contemporary. The 31,000 students here also ensure it feels lively and there are plenty of year-round rental opportunities as well as holiday lets, because Brest is coastal and home to a popular tourist site, the Oceanopolis aquarium. You can buy a studio flat in Brest for under €60,000, with rental expectations of around €330 a month; while €170,000 will give you a few houses to choose from. For a more typical Breton city, Quimper (63,642 residents) has an iconic twin-spired cathedral, cobbled streets, colourful timbered buildings and a pretty river running through its centre. A 17m² studio here costs from €35,000 and would rent out for around €340 a month, although an apartment is closer to €100,000 and houses start at €150,000.
If an historic town appeals, over the border in Côtes-d’Armor you’ll find Lannion (20,525 residents), with picturesque timbered houses, a former convent and cloister. There are fewer properties available to buy here, but for €150,000 you can find a central apartment or townhouse, and monthly rentals start at €375. Historically known for its telecoms industry and more recently for its Technopole Anticipa technology park, Lannion is also a tourism hub, attracting over four million visitors a year thanks to its location near the Pink Granite Coast.
Also coastal and in Côtes-d’Armor, St-Brieuc (44,607 residents), is another gem of half-timbered houses clustered around a cathedral, soaring viaducts and modern frescoes contrasting with the Art Deco structures. Most apartments cost around €60,000 (monthly rentals from €340) with houses from €140,000, but it’s also a popular tourist spot due to its accessibility: a one-hour drive from St-Malo and two to three hours from Paris by train. Concarneau (20,607 residents) has a market-town feel, famous for its ancient walled centre and coastal fishing. It features seaside promenades leading to sandy beaches, a Thalasso spa and year-round tourism, but also has a strong shipbuilding industry. A central apartment starts at €120,000 while a semi-detached family home costs from €200,000.
If you’re looking for a renovation opportunity, you’ll be spoilt for choice across Finistère and Côtes-d’Armor, seeing properties with 1,000m² of land for under €50,000 although these will usually require extensive (and expensive) work. That said, if you have the skills and the contacts, you can still find fantastic properties here to which you can add a lot of value; or liveable, semi-detached homes for under €100,000 if you look inland. Finally, a €50,000 budget will buy you a building plot of 1,800m² in Carhaix-Plouguer (one hour southeast of Roscoff port); 1,500m² in Lanfains, 25 minutes south of St-Brieuc; or 2,800m² in Plouguernével (one hour southwest of St-Brieuc).
TRANSPORT
Quimper shutterstock
As both Finistère and Côtes-d’Armor are in northwest Brittany, they’re easily accessible from the UK via the ferries to Roscoff (one hour from Brest and Lannion, 90 minutes from Quimper) or St-Malo (30 minutes from Dinan and an hour from St-Brieuc).
Thanks to high-speed TGV trains, Paris is within easy reach: St-Brieuc is two to three hours away, while even the far-west cities of Quimper and Brest are only a four-hour train trip from Paris. If you’re driving, the roads in Brittany are toll-free and generally clear; traffic jams are a rarity here, and tend to happen only near big cities at rush hour or on a peak holiday weekend.
EMPLOYMENT AND THE ECOΝΟΜΥ
Concarneau shutterstock
Despite being largely rural and with a lot of seasonal work, unemployment rates in Finistère and Côtes-d’Armor are lower than the national average (around 10% compared to 12%). There is a higher-than-average proportion of retirees here (8.5% in Finistère and 9.1% in Côtes-d’Armor, compared to 6% nationally) but this is hardly surprising given the appeal of retiring by the sea.
The French statistics institute, INSEE, also reports that while agriculture represents just 4.8% of activity throughout France, it’s doubly important here: 9.7% in Finistère and 12.1% in Côtes-d’Armor. Other sectors are fairly representative of the national picture, with a slightly lower proportion of service-industry workers, and a higher proportion of manual workers in the Côtes-d’Armor, including in the construction industry.
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
Fidete, sed verificate – trust but verify. How do you find the right professional mover for you when relocating to France? Scott Middleton has the answers…
Moving is stressful, and moving to France or elsewhere in Europe from the UK can be even more so. Many people only move once or twice in their lifetime, and every home brings its own unique challenges with it.
In my profession as a removal consultant, the core function is to ensure that there are no surprises on the day of the move – for us or for you. We document every step to avoid surprises, disputes or misunderstandings. Most reputable removal companies will offer to carry out a home visit to ascertain what you want to move, which will help remove unexpected costs by providing a written quotation. We carry this survey out either in person or by video link, and offer key advice throughout on packing and on how the move will operate going forward.
Not every company works to this standard, however, so how do you quickly narrow down your list of movers to professionals in this industry?
TRADE ASSOCIATIONS
One of the best places to start is with companies that belong to an industry trade association. The British Association of Removers (BAR), for example, has been at the forefront of representing and regulating the removals industry in the UK for over a century. Membership is only open to companies that meet strict standards of professionalism, conduct and consumer protection.
Only the BAR offers the Advance Payment Guarantee scheme, which protects your payments even if the removal company was to cease trading in the UK. For moves outside the UK, this protection is typically only available through members of the BAR’S Overseas Group, making it essential to check your mover’s membership status.
As well as financial protection, BAR members offer clients support through an independent consumer affairs department, which helps resolve complaints quickly and fairly. The alternative dispute resolution scheme provides an impartial process if disputes can’t be settled directly. This offers a commitment to consumer satisfaction and industry integrity.
The BAR has an excellent ‘Find a mover’ tool on its website (bar.co.uk) that allows you to search for accredited companies for a move overseas. Choosing a removal company that is part of the BAR Overseas Group is the best option for moves to France or wider Europe, as the UK is now outside the EU and customs rules do apply.
While some independent associations also exist such as the Guild of Removers and Storers, and the Association of Independent Movers, within the industry it is understood that the BAR remains the leading body with the most robust consumer protections, industry engagement and oversight. However, any industry-specific association is worth discussing further, to ensure the same scope and standards are on offer.
By verifying a company’s credentials at the outset, you take a major step toward ensuring your move is handled professionally, transparently and with the highest levels of care. Companies that boast more general affiliations that are not industry-specific may be worth avoiding. Some associations are a pay-to-enter arrangement, with minimal or no requirements to join.
MOVING TO EUROPE
Since Brexit, customs procedures for moving to Europe have become more complex, with each EU country applying its own rules for goods arriving from the UK. While many are broadly similar, there are key differences that can easily catch people out.
For example, France applies duties and taxes if you are furnishing a second home while maintaining UK residency. To qualify for duty-free entry when relocating your primary residence, specific documents must be submitted, some of which may only be available once you are living in France. This could potentially require a period of storage before the move is completed, which most BAR members will be able to offer. This is why it is essential to choose a mover with genuine experience in European removals and customs formalities. Involving your chosen company early ensures the right documents are prepared for the specific destination you are moving to.
For relocation to Europe, it is essential your mover holds the correct transport licences. This includes a UK Heavy Goods Vehicle Operator’s Licence and a Standard International Licence, both of which are legally required to move goods into Europe from the UK.
Some companies like to subcontract European moves to other removal firms, which is perfectly valid, however, customers should be informed in advance and have the process explained clearly. It’s worth asking the company representative who is surveying or discussing the move with you whether they will be running to Europe in their own trucks with their own removal personnel, or if they are subcontracting.
PEACE OF MIND
At the end of the day, your move is too important to leave to chance or reputation. Finding and trusting a professional mover is essential when relocating to France. Choosing an accredited member of a recognised industry trade association ensures you are working with a company that meets the highest standards, offers full consumer protection and has the experience to handle even the most complex moves.
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
With a plan to create sociable holidays in France grounded in gastronomy, Sam and Heather Lusardi were determined to do everything to make the project work, they tell Alison Hughes…
Sometimes dreams are a long time in the making. They usually start with an idea, often after a blissful holiday in the sun, imagining yourself buying your daily baguette before stopping for a pause café to watch the world go by. On returning home, the daydream fades until the next holiday comes round. But sometimes life takes an unexpected turn that makes us translate those dreams into action.
Fifteen years ago, Sam and Heather Lusardi were dreaming -like so many of moving to France ‘someday’. The lure of long sunny days, mouth-watering produce on market stalls and that famous slower pace of life was always at the back of their minds. Then, in 2020, a series of events made them think long and hard about how they wanted to spend the rest of their lives, and their plan for ‘sometime in the future’ became ‘why not now?”.
That year had a devastating effect on so many people. When Covid struck, Sam was working in the government department dealing with civil contingencies. Suddenly, the contingency plan for pandemics was no longer a plan but the real thing. This meant long. stressful hours in the office. Heather, who had previously worked in a globe-trotting job that she loved, had spent the previous year in a higher-education role that didn’t live up to expectations. Added to this was the personal tragedy of finding out that a fifth round of IVF treatment had been unsuccessful.
Couple – Heather and Sam
SOCIABLE BREAKS
Taking inspiration from the ‘vibe’ at a foodie weekend in rural Wales (forest), they wondered if they could recreate the same atmosphere of relaxation and good food in the south of France. Given that their new life needed to also provide them with an income, they fixed on the idea of running convivial holidays, “where like-minded people could meet around a table filled with good food, good wine, stories and laughter”.
Once they had established their aim, Sam and Heather swung into action. First on the list was making sure they could both get residency -Heather already had a European passport, courtesy of her Hungarian ancestry, and Sam was about to obtain his first Italian passport after jumping through a few linguistic hoops at the Italian embassy.
While waiting for this formality to be sorted out, they were religiously keeping up their French on duolingo, and Heather, who was already a talented cook, decided to take a Chef’s Skills course at the prestigious Leith Cookery School. Not to be outdone, Sam took a Level 3 course at the Wine and Spirit Education Trust. Although both Sam and Heather downplay their prowess in these subjects, these are highly regarded professional qualifications. Knowing that there’s a huge choice of activities available for holidaymakers to combine with their accommodation (archery and nudism were just two they came across), Sam and Heather had already established their USP as sociable holidays ‘grounded in gastronomy”.
They’d often found self-catering kitchens woefully lacking in gadgets when on holiday themselves, so they were determined to furnish their gites not only with garlic presses, but everything needed to rustle up a gourmet meal if guests so wished. Equally, for visitors who preferred the idea of tasting delicious food rather than preparing it themselves, the pair decided to offer ‘feast nights’ for guests and locals.
SUNSHINE FOOD
The food they would offer was to be seasonal and international, using locally sourced (and hopefully their own homegrown) produce. Heather says her inspiration for cooking comes from ‘the sunshine food of the Mediterranean-bright-red tomatoes and peppers, cool lemons, apricots and peaches one look at Heather’s Instagram page will leave you in no doubt about her cooking skills.
So with their professional qualifications and the stamp of approval for residency, the exciting part could begin. Heather’s mother has lived in the Hérault department for 20 or so years, so Sam and Heather were very familiar with the area and planned to start their property search in the Occitanie region. The aim was to rent for a few months and make house hunting forays in the area.
Their checklist included: a character property (but not a complete wreck), a fair amount of land (enough to have a few animals and a potager), some outbuildings (suitable for gite conversions and event space), a pool or space for one, near a town and not too isolated (they wanted privacy, but not to be too far from a boulangerie). They began their search.
The couple knew the things to watch out for too old buildings may well have at least one roof containing asbestos, a fosse septique will invariably need replacing and the electrics might be functioning, but will probably not be aux normes (up to standard). But as every househunter knows, the most important question is ‘can you see yourself living there?”.
COUP DE COEUR
After many exploratory trips and 65 viewings, ‘the one’ was a property that wasn’t listed with the agents who’d been showing them around and wasn’t even in their original search area. “We were won over by the stunning scenery of the Gorges de l’Aveyron,” Heather says. The property ticked a lot of boxes, but more important was the coup de coeur they had been waiting for. It felt like home.
Les Mirabelles is in Tarn-et-Garonne, but near the borders with Tarn, Aveyron, Lot and Lot-et-Garonne. Beautiful villages like Cordes-sur-Ciel and Najac are a few kilometres away and the Sunday market at nearby St-Antonin-Noble-Val is an event in itself with, as well as food stalls, buskers playing and plenty of opportunity for people-watching.
Just as important as all the practicalities of their new life, one of Sam and Heather’s priorities was to become part of their local community. The previous owner of Les Mirabelles, Monsieur Debecq, turned out to be a real treasure, insisting they stop paying for storage in the UK and move their belongings into the barn-even before the acte de vente was signed. He wasa heating engineer and proved to be an invaluable source of information and help during the renovations-including sweeping the chimney for them before they moved in.
SEASONAL FUN
In rural France, the calendar is punctuated by fêtes that reflect the seasons. On these occasions, the whole village turns out, trestle tables are erected and a repas champêtre enjoyed. In nearby Espinas, the highlight of the year is La Fenaison (haymaking festival). It attracts thousands of visitors who come to watch the celebration of traditional skills and rural activities such as wielding a scie long long saw), ploughing and clog dancing. Starting with a mass in The tractor parade at Fenaison Occitan, the festivities continue with a parade of tractors, and culminate with a 10-course meal and copious amounts of red wine.
Sam knew he had been accepted when he was asked to help paint signs for the Fenaison and later to help out on a communal pruning and weeding day-both events ending with plenty of locally made eau de vie. As in most small communities, people expect to help each other. “You should never be afraid to ask for help either,” says Heather. “Entr nide is the norm here.” Of course, it helps if you have put in the effort to learn the language. The Lasardis have embraced this, both taking an intensive French class in Toulouse and continuing with weekly lessons by Zoom.
Despite all their preparations for the move to France, there Fenaison is a local farming Festival have still been a few things that have taken them by surprise the cost of building materials being one and the fact that in France “they do things differently. But the couple’s delight with their new life comes across loud and clear.
Sam has written an amusing blog detailing their journey from civil servants in the UK to owners of this little bit of paradise in southwest France. It’s full of anecdotes and observations about their daily life, including how to deal with a canicule (heat wave) when you haven’t yet installed a pool, and interactions with their neighbours. “One thing we have learnt,” says Sam, “is to adapt and also to recognise our limits: when it’s better to get someone else in, rather than trying to do everything yourself”
Two gites-Le-Cerisier and Le Néflier are now up Fêtes often include meals for all and running, the potager is producing courgettes, beetroot, tomatoes and numerous other vegetables, and, living up to its name, there has been an abundance of mirabelle plums-enough to make chutney, wine and Scotch bonnet hot sauce. A family of chickens has joined the household, and two faithful canine companions-Olive and Elwood-who have had several of their own adventures along the way! All in all, I would say this has definitely been a dream come true for Sam and Heather.
Follow the couple’s adventures at infinitejest.substack.com and on Instagram @lesmirabelles82
Heather’s culinary story is here: leithsonline.com/post/student-stories-heather-lusardi-on-her-leiths-online-experience
For more about Les Mirabelles, visit lesmirabelles82.com
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
A new law to make renewing long-term residency cards is awaiting debate, cable fires heavily disrupt travel in the south of France during school half term and the remaining crown jewels in The Louvre are placed in the Bank of France vault. Here are the headlines from French newspapers this week.
Law Proposed to Ease Renewal Process for Long-Term Residency Cardholders
Socialist MP Fatiha Keloua-Hachi is advocating for the automatic renewal of residency permits for foreign nationals with multi-year residency cards or 10-year cartes de resident, claiming it would reduce unnecessary bureaucracy and save civil servants’ time.
This proposal has been met with large support from other socialist MPs, but due to ongoing political unrest, the proposal has not yet been scheduled for debate. The proposal for automatic renewals would not cover cartes de séjour temporaire, which must be renewed each year, and generally involve more thorough checks to confirm residents still meet the necessary criteria.
You can find out more about renewing your residency cards here.
Cable fires on TGV line between Paris and south of France causes major disruption
Vandals set fire to cables on train lines heading to southern France, causing cancellations and delays of up to seven hours for travellers. Early on Monday morning, rail workers discovered over 25 metres of cables ablaze south of Valence station, between Lyon and Avignon.
The high-speed train service TGV diverted their usual routes to avoid the affected areas, but had a very limited capacity. This railway disruption follows a spike in vandalism and thefts targeting France’s rail network, where copper cables are often stolen for scrap value.
Two Arrested and Precious Jewels Locked Away after Louvre Robbery
On Sunday, the Paris prosecutors office announced that two suspects with a history of jewellery thefts have been arrested in connection with the recent daytime heist of France’s crown jewels from The Louvre Museum. They remain in custody, as specialist French police can detain and question suspects for up to 96 hours.
Two days before these arrests were made, a secret police escort oversaw the transfer of the remaining jewels to the Bank of France vault. The Jewels will be kept behind the 50cm thick, seven-tonne door of the Souterraine vault, 500m away from their former home at The Louvre.
Kept 26 metres below ground, the door is made of flame-resistant concrete and reinforced with steel. This ultra-secure safe is also home to 90% of France’s gold reserves and other priceless national treasures, such as the notebooks of Leonardo Da Vinci.
Read more about The Louvre Robbery here.
Here’s the latest currency news from our partner Moneycorp, to help you find out what your money is worth.
UK – Quiet week ahead; Budget speculation continues
Last week’s UK data releases painted a mixed picture. September retail sales surprised to the upside, rising 0.5% month-on-month, reportedly driven by gold purchases and the launch of the iPhone 17.
Earlier in the week, public finances data revealed a £10bn overshoot in the deficit halfway through the fiscal year. CPI inflation held steady at 3.8%, below expectations, while core inflation edged down to 3.5%. Retail price inflation also eased.
The October CBI industrial trends survey showed a sharp deterioration in total orders, falling to -38, the weakest reading since late 2024. Business optimism declined, though consumer confidence unexpectedly rose, albeit alongside increased savings.
These developments prompted a rise in expectations for a Bank of England rate cut before year-end, with market-implied probabilities climbing above 70% before retreating after stronger-than-expected data. Budget speculation continues, with potential tax changes under review, including the removal of LLP loopholes, low-value import exemptions, and adjustments to ISA allowances.
Sterling weakened against the US dollar, falling from $1.3420 to below $1.3350 over the week. GBPEUR peaked at €1.1534 before settling in the mid-€1.14s. This week’s UK calendar is light, with only a retail-focused CBI survey, consumer credit and M4 money supply data, and Nationwide house price figures due. FX market attention is likely to shift to developments abroad.
US – Tariffs escalate with Canada; deal struck with China; FOMC decision in focus
US headlines last week centred on trade, the ongoing government shutdown, and monetary policy. The administration blacklisted two Russian energy firms, raising concerns over global oil supply.
Talks with Canada were abruptly cancelled following a controversial Ontario government ad quoting Ronald Reagan. In contrast, a temporary deal was reached with China to pause tariffs and delay rare earth export controls, though markets largely ignored the announcement.
The shutdown continues, now the second longest in history, with no progress in the Senate after 12 failed votes. Bloomberg reports suggest it could extend into Thanksgiving. The next vote is expected early this week, but expectations for a breakthrough remain low.
Friday’s CPI release showed headline and core inflation at 3%, below consensus. Markets now expect the Federal Reserve to cut rates by a cumulative 50bps before year-end, with further easing in 2026 bringing the Fed Funds rate to 3% by Q3. The dollar strengthened against most majors, though the euro held up relatively well.
This week’s focus is Wednesday’s FOMC decision. While consensus favours a 25bps cut, a minority of forecasters expect rates to remain at 4.25%, a scenario that could trigger renewed USD strength and pressure on EURUSD and GBPUSD.
EUR – ECB expected to hold rates; Q3 GDP and October CPI to guide outlook
Last week’s euro area data offered a few surprises. Confidence indicators improved, and provisional PMIs showed a rebound in manufacturing and services activity, though French services unexpectedly declined. Moody’s held off on a credit rating downgrade for France, despite S&P’s earlier cut.
European Central Bank officials reiterated that no immediate action is needed but remain open to further easing if conditions deteriorate. Chief Economist Philip Lane noted that uncertainty may be undermining the effectiveness of past rate cuts, a point markets have largely overlooked.
This week’s euro area calendar includes September money supply, Q3 GDP estimates, unemployment data, and October CPI. While no rate change is expected at Thursday’s ECB meeting, the press conference and accompanying data could shape expectations for policy into Q1 2026.
The euro gained against sterling last week, supported by stronger survey data relative to the UK.
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Travel entrepreneur Doni Belau found her tranquil haven in Bordeaux wine country – where river views, local flavours and village charm create the perfect retreat…
How did you find your village?
MY VILLAGE Doni Belau
We didn’t choose the village, we chose the house – in 2009 after looking for four years due to its spectacular location right on the Dordogne river and its proximity to St-Emilion. We divide our time between our flat in Paris, our home in New Orleans, our sailboat, and our French home on the river, which we call Le Priolet, in Flaujagues in the Gironde department. It was a priory for monks back in the 18th century, hence the name. It is in the traditional Girondine-style of cream-coloured limestone, mostly symmetrical with terracotta roofs. They have a classic feel with large windows and wooden shutters.
What do you enjoy about village life?
Small-town life in France is simply lovely. What I enjoy most is the peace and quiet I feel when we sit on our terrace and look out at the river. All we can hear is birdsong. During the summer, we have a few night markets, which are basically an excuse to walk into town, buy some local food, and sit down at long tables and commune with the neighbours while drinking the local Bordeaux wine. They also do a very nice Bastille Day celebration.
What is there to see and do in the area?
Fotolia
Tons! St-Emilion, which is about 15 minutes away, is a Unesco World Heritage site. It not only produces incredible wine, making wine tasting and winery visits a must, but the underground church carved best is probably the Ste-Foy market in the Dordogne on Saturdays, when the whole of the region seems to descend on the ancient bastide town, and it becomes as much about catching up with friends as it is about shopping. As we are on the river, kayaking in summer is a delight, plus we also have two guinguettes (waterside open-air cafés) nearby, which are a hoot in the season. There are many châteaux and castles nearby, but very close is the writer and philosopher Michel de Montaigne’s château, which is never busy and quite impressive. Further afield is Bordeaux, which is a spectacular city, the Dordogne, and the Atlantic beaches.
How was your French when you arrived?
Intermediate. It still is. In Paris, you hardly need it, but you do a lot more in the smaller villages. I get a little better with each stay. I’m convinced that in order to become fluent, I need to stay for six months, taking lessons. But due to the nature of my travel business, I am not in one place for long enough.
How do you find interacting with the locals socially?
They are terribly friendly and a nmoda also a decent number of expats, more English than American. I’ve met French women after joining the Bordeaux Women’s Club, which is open to anyone who speaks English, as well as English, American, Swedish, Asian and more.
What has been your experience of working in France?
Luckily, I can work wherever I am, be it France or Japan. Our online travel business, Girls’ Guide to the World, takes women on tours all over the globe. This year, we have presented 65 tours to 40 countries, but France is where we started, so we have more trips to France than we do to any other country. People in the hospitality business in France, as in most other places, are congenial, but working in France in general takes some understanding of the cultural differences between the way we do things in the US versus France. In addition, our villa has been a good moneymaker for us; we rent it out when we are not here. I often encourage others to buy in France because you can have a home cost free, or an investment property.
Did you particularly develop a taste for any local speciality?
Absolutely. The oysters, which the farmers sell every Sunday in every small town in our area, are raised in the Arcachon basin, just over an hour from our home. They are superb, juicy and briny, making them everything you want in an oyster. This is also where I first had seaweed butter, which is delicious on brown bread alongside the oysters.
They also make a duck burger in the area – ground duck with a prune inside wrapped in a web-like type of duck fat. Put one of these babies on the grill and you’ll be in culinary paradise! They’ve also started producing caviar locally, and it is excellent.
What surprised you the most about living in your part of France?
How friendly the people are, and how tranquil the lifestyle is. I’ve been a lifelong Paris fanatic, but I alsmost prefer the quiet of the country as I get older – another thing we’ve learned from living there. Nothing, and I mean nothing gets in the way of closing at noon sharp for lunch. You could have a thousand dollars to spend at the local hardware store, but they won’t ring you up even one minute after noon because lunchtime is sacred!
Do you have a favourite French saying?
I love it when they say this at a restaurant when they serve the main course after the starter: “bonne continuation”, meaning happy continuation of your meal. There is nothing like it in the English language.
To find out more about Doni’s online travel business or rent her historic property, visit girlsguidetotheworld.com
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
From trading routes to a modern-day leisure focus, France’s rivers make the perfect casting-off point for a property search, says Joanna Leggett…
Long before the Romans came to France and bisected the land with their roads, its many wonderful rivers provided major ‘thoroughfares’ throughout the country. From neolithic foragers to intrepid travellers, emissaries, missionaries, pilgrims and knights, merchants, traders and the like, France’s mighty rivers provided the best and often safest way to travel.
For millennia they were highways for travel and trade with many a byway and settlement set along their banks. Indeed, the Meuse in northeastern France is considered one of the oldest rivers in the world because it emanates through the Ardennes, which were formed at least 250 million years ago. From rivers winding through wine regions (in France, most seem to do so), to the blood-red-coloured rivers of the Camargue and the romance of the Seine, their beauty and character are so varied it’s hard to choose a favourite.
The Loire was once so beloved by kings of France that they dotted it with glorious châteaux; the mighty Rhône flows west and south through southeastern France down to the Mediterranean, passing through wonderful wine regions and Provence; and then there’s the southwest, dissected by the Garonne, Lot and, arguably, most beautiful of all the Dordogne.
I admit to some personal bias towards the latter. As a teenager during an exchange to France (to improve language skills – French food and boys weren’t supposed to be the focus of study), my ‘French family’ used my stay to explore the Dordogne river close to Sarlat, and with its charming golden stone towns and pretty villages, lush landscape, forests, meadows and defensive châteaux lining the cliffs overlooking the river, I was sold. My pen friend had merely been introduced to London: the Changing of the Guard and the Tower of London – I clearly got the better deal!
Geologically, river systems in France are determined by a major divide running from the Vosges in the northeast down past the Massif Central to the south of France. As a result, most of the rivers of the larger, western part of the country emanate from there such as the Seine and Loire. The other ‘major five’ rivers include the Garonne, which springs from the Pyrénées, while the mighty Rhône and even mightier Rhine originate in the Alps. You might not consider the Rhine river to be French although it forms its eastern boundary for 190km. Fed by Alpine headstreams, it is at its height in late spring and lowest in the autumn.
SEINE: CITY, COUNTRY AND COAST
River Seine_Paris Ile St-Louis, Photo: Shutterstock
Most famous of all French rivers has to be the Seine. This beautiful river, so beloved of Impressionists, dissects central Paris where it runs beside the Louvre Palace. Rising in Burgundy northwest of Dijon, fed by tributaries such as the Marne and Yonne, it meanders through Champagne and Brie (a mouth-watering combination!).
Along its route it passes wooded banks, chalk hillsides, steep slopes and flat meadows before reaching the main attraction – Paris. Here, a number of memorable islands enhance its beauty – most notably the Île de la Cité, home to the stunningly restored Notre-Dame. Its banks are wonderful to promenade along, boat trips are a must and wonderful bridges connect the city’s left and right banks. It flows on northwest up into Normandy running alongside Monet’s garden in Giverny and through the ancient city of Rouen until it empties into the English Channel. The simply stunning Pont de Normandie, once the longest cable-stayed bridge in the world, is the last to cross the Seine, connecting Le Havre with beautiful Honfleur. Much of the river is navigable, a mecca for boaties.
LOIRE: VALLEY OF THE KINGS
River Loire_Saumur, Photo: Shutterstock
The longest river in France, the Loire, starts its journey in the Ardèche in south-central France, flows north, takes a left turn around Orléans, before meandering through the world-famous Loire Valley, where it’s better known as the river of the Kings of France.
Flowing for over 1,000km, it’s the only major river in Western Europe that has never been fully canalised, drifting onwards through Tours and Nantes before emptying into the Bay of Biscay at St-Nazaire. Of course, it’s best known for its amazing Renaissance-style châteaux including mighty Chambord, enchanting Azay-le-Rideau and magnificent Amboise. Chenonceau – So beloved of Diane de Poitiers before Catherine de Medici, mother of three future kings of France, took over ruling the country from its famous Green Room – sits atop the arched bridge over the River Cher. Used as military hospital during the First World War, during the Second its great gallery provided the gateway to the Free Zone for people seeking to escape Occupied France. It continues to enchant with its glorious setting and gardens.
The Loire became ‘the’ place and holiday home destination for kings, queens, nobles and hangers-on (and more than a few mistresses) as it was ‘conveniently situated’ not too far from Paris, even before the TGV. Blois, with its amazing intertwining double staircase, was home to seven kings and 10 queens of France. They loved the mild climate, abundant hunting for wild boar and deer, the excellent wine and luscious food – most of which continue to be great attractions today for we lesser mortals.
RHONE: VINEYARD COUNTRY
Dordogne_ La Roque-Gageac, Photo: Shutterstock
The Rhône is the only major river flowing directly into the warm Mediterranean from its source in Alpine glaciers, covering quite a few kilometres along its way. One highlight of its course is the gastronomic epicentre of France, Lyon, where many of the world’s best chefs have trained – not for nothing is it known as the French food capital. The city is also known for Burgundy wines; winemaking areas encompass the eastern part of the valley including Beaujolais, Chablis, Côtes du Rhône… the list goes on. Perhaps the most famous of all is Châteauneuf-du-Pape, nearer Avignon with its famous bridge.
Eventually the river flows into the Mediterranean after it splits into two branches at Arles to form its delta – the wild Camargue – famed for flamingos, salt marshes and the blood-red rivers and lakes caused by the high levels of salt in the water.
Last, and by no means least, is the Garonne, which slices through luscious rich southwestern France, travelling from the Pyrénées northwards through the rose-red city of Toulouse and Agen (watering the plums that make those tasty prunes) on the way to Bordeaux and the Gironde estuary.
Along the way it’s joined by the Ariège, Lot, Tarn and finally the Dordogne. It is one of the few rivers in the world with a tidal bore beloved by surfers and jet skiers, sometimes reaching as far as the town of Cadillac, a name to conjure with. It is also the last place left where the sturgeon fish breeds.
In about the 15th century, someone had the bright idea of digging canals to create waterways in France for a new communication network, making it possible to transport goods more easily – perhaps it was an entrepreneur with an eye for a ‘nice little earner’.
The first sizeable boat canal was the Briare-Montargis canal, which merged the Loire with the Seine. With canals joining large rivers it became possible to transport goods ever more cheaply from one region of France to another. When it comes to canals, for me the most fascinating is the Canal du Midi, linking Bordeaux with the Mediterranean.
I’ve touched on just five major rivers here. Large or small, waterways provide the backdrop to life in France. For one thing, fishing is a serious undertaking in the country and many towns and villages boast their own Société de Pêche. Every weekend you’ll spot groups of keen anglers meeting by the water, armed with sustenance suitable to augment their catch.
Homes have always been built along rivers, originally because of the need for adjacent water. Today, they provide the most beautiful of settings offering great gardening opportunities, somewhere to moor a boat, or to simply gaze upon as you enjoy a glass of the local wine.
Joanna Leggett is the Marketing Director at Leggett Immobilier View the full portfolio of properties at leggettfrance.com
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
Your Carte de Séjour is your legal method of proof of residence in France so if it is lost or stolen, it is essential you follow the correct procedure according to the French Government advice to report its disappearance.
If your Carte de Séjour was stolen in France
First of all, you MUST report this theft to the local Gendarmerie or the Commissariat de Police. You will receive a receipt, a “récépissé” of this fact and you will need this to replace your Carte de Séjour successfully.
Afterwards, you must then make an application online for a replacement. To do this, you will need to have the proof of your report of the theft from the Police Station, a photocopy of your stolen Carte de Séjour (if you have one), proof of residence such as an EDF electricity bill (dated within the last 3 months) payment and an e-photo taken in one of the locally verified booths.
There is a cost to renew your Carte de Séjour.
If your Carte de Séjour was stolen abroad ie outside of France
You must follow a very similar procedure. You must report this theft to the local Police and make sure you receive documentation and a crime number. To receive your new Carte de Séjour, you will need to provide your passport details in addition to the above paperwork required for a theft in French territory. Your passport is to verify your travel abroad.
If you have lost your Carte de Séjour
You must report this to your local Préfecture as soon as possible. It will be immediately invalidated and you will need to complete the necessary steps to renew your Card with your local Préfecture.
Although it can be distressing to have lost your documents and even more so to have had them stolen, it is reassuring to know that the replacement process should be relatively straightforward.
Bonne chance!
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There’s something irresistibly French about interiors that balance elegance with effortless charm. From finely woven linens to crystal glasses that catch the light just so, France offers endless inspiration for those wishing to bring a little Parisian chic or provincial warmth back home.
For non-EU residents, the good news is that many of these luxury purchases can be made more affordable thanks to tax-free shopping. And with the Zapptax app, claiming back VAT on your French finds has never been easier.
What to buy: items you can take home
Imagine taking home an 18th-century armoire as a lasting memory of your trip… Whether you’re drawn to a stylish designer lamp, or luxurious linens, your French finds can travel home with you.
Still, choosing refined yet easy-to-carry items is often the simplest way to bring a bit of France into your home abroad. Consider:
- Tableware and porcelain from Limoges: timeless and light enough to pack.
- Crystal and glassware from Baccarat or Lalique: iconic, transportable, and safe with good wrapping.
- Decorative lighting or small objets d’art from French ateliers.
- Luxury linens for the bedroom or dining room.
- Smaller artworks or framed prints that slip easily into your car or suitcase.
Making VAT refund seamless with Zapptax
Zapptax makes it VAT refund accessible to everyone and on all your purchases, here’s how it works:
- Shop as usual: when you buy your items, simply ask the store to issue the invoice in the name of Zapptax.
- Store everything in one place: take a photo of the invoice and upload it into the Zapptax app.
- Validate before you leave: when you exit the EU, whether by plane, ferry, or car, present your digital tax-free form, generated on the app, at customs for validation.
- Get your money back: once validated, your VAT refund is processed to your bank account or PayPal.
A smarter way to shop
So next time you browse the boutiques of Paris or the ateliers of Provence, think beyond souvenirs. Bring home a touch of French refinement, and let Zapptax handle the rest.
👉 Download the Zapptax app and make your French luxury shopping experience truly effortless.
A former French president begins his jail sentence for financial conspiracy, The Louvre remains closed after priceless jewels were stolen from the Gallery of Apollo and expect to see pink number plates on French roads from early 2026 to help police fight vehicular fraud. Here are the French news Brits living in France must read this week.
Former French president heads to jail for financial conspiracy
Nicolas Sarkozy, who served as president from 2007-2012, entered jail today to begin his five-year sentence for using money from the late Libyan dictator Muammar Gaddafi to fund his election campaign. He was also ordered to pay a €100,000 fine.
If the 70-year-old does go to prison in the coming days, he will become the first former French president to do so. Sarkozy has continually denied all charges against him, including that he promised to improve the Libyan dictator’s reputation with Western countries in exchange for illegal campaign financing.
The Louvre remains shut after centuries-old French jewels stolen
The Louvre Museum in Paris is still closed while police investigate a jewellery heist that has stunned France and beyond. It is believed four thieves used power tools to break into the world’s most visited museum in broad daylight, stole items which are kept in the Galerie d’Apollon (Gallery of Apollo) before escaping with priceless jewels on electric scooters. Eight 19th century items were stolen, including necklaces, earrings, brooches and crowns that once belonged to French royalty.
Two more items from The Louvre, including a crown worn by the wife of Napoleon III were found near the scene, thought to have been dropped in the escape. Experts are now examining these jewels for possible damage. This robbery is believed to be part of a wider criminal organisation, who will break apart, melt down and recut these emblems of French heritage, unless they are found soon.
You can find out more about France’s Crown Jewels here.
France to introduce pink temporary number plates in 2026
Pink temporary number plates will be introduced in early 2026 to help police tackle the rising number of vehicular fraud cases using the non-renewable plates. In France, temporary plates begin with WW and usually used for vehicles that have newly been imported to France and last from four to six months.
These plates, used by around 400,000 vehicles in France each year, cannot be renewed and should be replaced with permanent plates once the car is fully registered and has its certificat d’immatriculation (vehicle registration certificate), more commonly known as a carte gris.
‘WW’ plates are currently identical to permanent plates with black text on a white background, meaning cars using these past their printed expiration date are far more difficult to spot than if they are pink, a colour never used before on a number plate.
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Find out more about FrenchEntrée Membership here or click the button below.
Planning a move from the UK to France? Relocating abroad is exciting, but also comes with challenges, from packing and shipping to customs paperwork. Choosing the right removals company makes all the difference. That’s where Cranbury Removals, a trusted Hampshire-based business, steps in. Specialists in removals to France, they offer complete relocation services that take the stress out of moving.
Experienced French Removals Specialists
Cranbury Removals is a family-run company near Winchester with decades of experience in both local, national and international moves. Known for their reliable service and attention to detail, they’ve built a strong reputation through customer recommendations. If you’re moving from the UK to France, their knowledge of routes, customs regulations, and logistics ensures a smooth, worry-free relocation.
Packing Services for Every Move
One of the most daunting tasks to complete when moving abroad is packing. Cranburys offers flexible options to suit every customer:
- DIY packing support – high-quality materials provided if you prefer to pack yourself.
- Part or full packing service – their professional team will carefully pack as you require, minimising risk of damage. Whether that’s the entire contents of your house, or selected rooms.
- Specialist packing for fragile items – antiques, glassware, or bulky items are handled with care.
When relocating internationally, correct packing is crucial. Cranbury’s team ensure your belongings are secure and ready for the journey across the Channel.
Transport & Storage Solutions
Getting your possessions to France safely requires expert planning. Cranbury provide:
- Full-load and part-load removals to France, depending on the size of your move.
- Secure storage in the UK, short- or long-term, if your French property isn’t ready.
- Door-to-door service, including dismantling and reassembly where needed.
With their extensive experience in UK to France removals, Cranbury know the best routes, timings, and regulations to avoid delays.
Customs Guidance Post-Brexit
Since Brexit, moving to France from the UK involves navigating customs rules, import restrictions, and detailed inventories. Cranbury’s expertise makes this easier. They’ll guide you through what paperwork is required, from proof of ownership to itemised lists. Customs documentation is handled in their office, on your behalf.
Support After Arrival
Cranbury’s service doesn’t stop when you reach France. They assist with unloading, unpacking, and furniture reassembly. Customers consistently praise their communication, flexibility, and professionalism throughout the entire moving process.
Why Choose Cranbury Removals?
- Experts in UK to France relocation services.
- Complete solutions—packing, storage, transport, and customs assistance.
- Flexible services for both full households and part-load moves.
- Family-run reliability with international expertise.
- Long-term value, helping you avoid costly mistakes, delays, or damage.
Tips for a Smooth Move to France
To make your relocation even easier:
- Plan early to secure dates.
- Confirm what’s included in your quote.
- Stay proactive with paperwork and communication.
Ready to Move to France?
If you’re looking for a trusted removal company to France, Cranbury Removals offers everything you need for a safe, efficient, and stress-free relocation. From packing and transport to customs clearance, their team ensures your belongings arrive on time—so you can start enjoying your new life in France with peace of mind.
Discover southwest France’s most charming labelled towns and villages – and what they offer, with Saskia Vasklamp…
France has a knack for celebrating the finer things in life and its towns and villages are no exception. Beyond the picture-perfect shutters and café terraces, there exists a whole lexicon of labels that distinguish the country’s most beautiful and character-rich places. For anyone considering a move to the southwest of France or if you simply want to indulge in the dream -these labels can be an excellent guide to finding somewhere special to call home. Let’s unpick a few of the best-known (and a couple of the lesser known) labels and spotlight just a small selection of the delightful villages that proudly wear them.
THE HEADTURNERS
Plus Beaux Villages Sign
Plus Beaux Villages de France
This label needs no grand introduction. Established in 1982, Les Plus Beaux Villages de France (the most beautiful villages of France) is perhaps the most iconic of them all, awarding its coveted seal to communes with exceptional heritage, beauty and preservation efforts. Living in one of these villages means stepping into a storybook-only with better cheese. Here are just a few examples.
Monpazier (Dordogne)
A bastide jewel in the Périgord, Monpazier ticks every box: medieval arcades, honey-coloured stone houses, and a calendar packed with brocante fairs and summer festivals. It’s postcard-perfect without being a museum piece, and yes, you can still buy your morning baguette from the boulangerie near the square.
Cordes-sur-Ciel (Tarn)
One of the oldest bastides in Occitanie and a masterpiece of Gothic architecture. Its name comes from the imagination of a poet who described the sight of fog covering the Cérou valley, with only this medieval town emerging from the clouds.
Auvillar (Tarn-et-Garonne)
Perched above the Garonne river, Auvillar charms with its round market hall and red-brick Renaissance facades. Artists have long been drawn to its peaceful vibe, and the slower pace of life here is almost an art form in itself.
Monpazier, Photo: shutterstock
THE BLOOMERS
Villes et Villages Fleuris
Since 1959, this colourful label has been awarded to towns and villages that put real effort into landscaping and sustainable green spaces. It’s about more than just aesthetics; it’s about quality of life and a visible pride in place. Here are a few of my favourites.
Fourcès (Gers)
A circular medieval village straight out of a dream, Fourcès is as green as it is pretty. Flower boxes spill over balconies and the central square, ringed with timber-framed houses, is always in bloom. It’s not just for show: the local mairie coordinates community gardening events and eco-friendly practices.
Villeréal (Lot-et-Garonne)
Another bastide beauty, Villeréal takes its flower game seriously. Awarded multiple fleurs by the national body, its manicured public spaces create a fresh and inviting setting for markets, concerts and casual strolls.
Jonzac (Charente-Maritime)
Jonzac’s setting is its most natural asset, along with its thermal spring water. Built along both sides of the River Seugne, which flows between two hills, the local white stone used for its construction is the perfect backdrop for the colourful floral displays. If you like your charm with a dash of geranium and a hint of honeysuckle, look for the little red flower symbols at the entrance to the village.
THE QUIET ACHIEVERS
Petites Cités de Caractère
These are small towns of character with a rich heritage that might not make the international guidebooks, but have nonetheless invested heavily in preserving and sharing their architectural and cultural legacy. For buyers who want something authentic but not overrun, these villages strike the perfect balance.
La Sauve-Majeure (Gironde)
With the ruins of an imposing Benedictine abbey at its heart, La Sauve-Majeure has a quiet magnetism. The village offers a mix of history and rural calm, with a strong local community that enjoys a glass of wine as much as a guided tour.
Martel (Lot)
Known as the town of seven towers, Martel is all cobbled lanes and hidden courtyards. It has managed to maintain a genuine lived-in feel, while at
the same time honouring its past through cultural events and careful conservation.
Aubeterre-sur-Dronne (Charente)
A town on the pilgrimage route to Santiago de Compostela. History buffs and leisure enthusiasts head here to enjoy its rich heritage of buildings and quiet alleyways, the beauty of its hilly landscapes in all seasons and its river beaches in the summer.
THE STORYTELLERS
Villes et Pays d’Art et d’Histoire
Managed by France’s Ministry of Culture, this label highlights towns and territories committed to promoting their architectural and historical heritage. These places often have strong local engagement, guided tours, educational programmes, and a thriving cultural calendar. For those seeking a blend of culture and community, these towns are fertile hunting ground.
Lectoure (Gers)
Lectoure combines a rich Roman past with a bohemian present. You’ll find artist studios, antiques galore, and festivals all year round, all set against a backdrop of pale limestone and sweeping views of the Gascon hills.
Moissac (Tarn-et-Garonne)
Home to one of the finest Romanesque cloisters in Europe, Moissac is a town that embraces its past, while making space for contemporary art and open-air concerts. It feels alive – and proud of it.
Sarlat (Dordogne)
Yes, we’ve all seen this one on the TV – and apparently in famous films since 1928! Medieval Sarlat offers you art and history, and the perfect backdrop for your Instagram photos. And, apparently, Sarlat has the highest density of listed historical buildings per square foot in the whole of the country.
THE NATURALS
St-Cirq-Lapopie, Photo: Shutterstock
Grands Sites de France
Awarded by the government minister for ecology, this label recognises landscapes of exceptional beauty and cultural significance that are managed with a focus on sustainability. It’s less about the village and more about its surroundings.
St-Cirq-Lapopie (Lot)
Overlooking a dramatic bend in the Lot river, St-Cirq-Lapopie has inspired poets and painters for decades. Its clifftop setting, medieval houses and car-free centre make it one of the most atmospheric spots in the whole of the southwest.
La Roque-Gageac (Dordogne)
Wedged between the river and steep limestone cliffs, La Roque-Gageac is a showstopper with canoeing, markets, châteaux and exotic gardens all within strolling distance. And yes, you can actually live here -some lucky people do.
THE EARLY ADOPTERS
Station Vert sign
Stations Vertes
Celebrating its 60th anniversary this year, this green label is awarded to tourist destinations in an unspoilt environment in the countryside, mountains or on the coast. A Station Verte is an area in the heart of the terroir, recognised at national level as a town or resort favouring environmentally friendly, nature-focused tourism. If you are looking to buy a property in France that could also provide some tourism-related income, look out for the signs!
Châlus (Haute-Vienne)
Châlus witnessed the death of Richard the Lionheart at the Château de Châlus-Chabrol in 1199. Apart from enjoying the area’s rich history, trout fishing in the local rivers and lakes is a must, and the Voie Verte, a 13km trail along the old railway line, is open to rollerbladers, cyclists and walkers.
Quillan (Aude)
At an altitude of 300m, this small town is the ideal place to enjoy outdoor sports and discover the amazing Cathar heritage. Visit castle ruins, walk along the Aude river, hike on the footpaths or mountain bike trails, try your hand at white water sports, go fishing, go climbing… There’s something for everyone: young and old, sporty or not.
Chalus, Photo: Shutterstock
LABELS WITH LOVE
While labels aren’t everything, they can be a helpful compass when you’re househunting or dreaming of a new life in France. These distinctions signal a village that not only has charm and history in abundance, but also a sense of community and a commitment to quality of life. And honestly, who wouldn’t want to live in a place that goes the extra mile with its flower boxes and squares? If you’re looking for more than just a pretty view – a place where tradition meets thoughtful living – then following the labels might just lead you home.
OTHER TOURISM-FOCUSED LABELS:
Les Plus Beaux Détours, Famille Plus, Pavillion Bleu, Les Villages Étapes, Parc National, Station Pêche, Parc Naturel Régional, Village de Neige.
Saskia Vlaskamp is the Marketing Director at Beaux Villages Immobilier
Tel: 0033 (0)8 05 69 23 23 (Free from France); 0800 270 0101 (Free from the UK)
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
September in France is all about La Rentrée – the return to school. It’s not just for children though, there are plenty of training opportunities for adults too, as Gillian Harvey finds out…
WE BOTH COMPLETELY RETRAINED!
Stewart and Fiona House
Stewart and Fiona Paterson, La Rochefoucauld
The Patersons had always had a love of France, often holidaying in the country, and had discussed the possibility of moving there. Then came a now-or-never moment.
“I’d been a freelance computer programmer for many years, but the market had become saturated in the early 2000s, driving rates down. I started learning how to plumb – teaching myself as I went – in the hope of a career change. But we were living in Ascot with a high mortgage and it was difficult to make ends meet,” says Stewart.
“We considered moving to Wales, then thought – if we’re going to uproot the family, why not go to France?” The pair’s two children, Callan 27 and Briony 25, were three and six at the time, so it was a great opportunity for the children to become bilingual. However, while Stewart had hoped to find plumbing work on arrival, things didn’t pan out as planned.
“Like a lot of people, I hadn’t done enough research. There wasn’t much work about, and without qualifications I was only offered employment as an unskilled labourer.” However, the job he was offered at a local tile factory turned out to be an excellent move. “My GCSE French soon improved and having the job also meant we were quickly in the social security system.”
Stewart worked at the factory for seven years, which was followed by three years working as a printer. Then in 2012, he was made redundant. “I went to the job centre (Pôle Emploi) and was given the opportunity to retrain as a heating engineer. It was a nine-month course, which was fully funded and I was given money to help with living costs while I studied.”
The training was full time and took place at a technical college, with work experience midway through the course. And due to the demand for heating engineers, Stewart had a job waiting for him the moment he qualified. “The technical college was well-known and companies would come in and recruit before we’d even finished training.”Graphic designer Fiona opted to spend their early years in France looking after the couple’s young family and working on her sculpture.
But in 2019 she decided to look for paid work. Like Stewart she visited the job centre and was offered the chance to train as an electrician. “The full-time course was at the same technical college Stewart trained at and offered both classroom work and practical work experience. While my French was good, it was lucky that the teacher was originally from Ireland and I could ask for clarification in English on occasion.”
Fiona passed her exams just prior to lockdown in 2020. Once things opened up again, she decided to look for short-term contract work rather than a full-time position. “I’m registered with a temping agency that arranges contracts lasting between a week and a month. They also deal with all my taxes – so I just do my work and go home at the end of the day. “I’m still picking up contracts, but my sculpture work is gaining traction. It’s great that I can balance this with my day job.”
Stewart
I TRAINED AS A TOUR GUIDE
Sian Griffiths, Nîmes
PR specialist Sian Griffiths and her husband Philip, a former Lieutenant Colonel in the British Army, had lived in Hong Kong for decades when, in 2016, they decided to move to pastures new. “I’d been in Hong Kong for 30 years at the time, working my way up in the tourism industry, and I loved my work,” says Sian. Philip had been there for 20 years handling the closing-down logistics.
The pair both had a love of France and already owned a flat in Nîmes, where they holidayed regularly, so it seemed like the ideal place to choose, especially as Sian already spoke fluent French. “We looked at lots of different places but we loved Nîmes and already knew it well, so decided to settle there.” After making the move in 2016, Sian set about finding suitable work. “I love tourism and started to look into the field. I applied to do a course at a nearby university, but sadly didn’t get a place.” Then a friend told Sian about the CNAM – Conservatoire National des Arts et Métiers.
“It’s an organisation that helps people to change careers. To be a tour guide in France working for tour operators or offices, museums or anything government-run, you need a licence. When I found that CNAM runs tour-guide training in Paris, it seemed ideal.”
Sian enrolled on the part-time, year-long course in January 2017 and thoroughly enjoyed her studies. “It was a really international group. We had a retired architect, a couple from Air France and a geologist. So a really fascinating mix. The course included trips to the Louvre, various practical exercises around Paris and lots of in-classroom theory on four consecutive days each month. We also had to do a two-month internship over the summer.”
Assignments involved preparing, researching and presenting on guiding topics, as well as projects and a written submission about the internship. Finally, there was an interview before a panel. Fortunately, around the same time Arles and Nîmes tourist boards had written to CNAM to ask if they had any students from the south who spoke English – and Sian was offered a contract with them.
“To qualify, I had to carry out a nerve-wracking test in French, talking for 20 minutes on a given subject. But I passed and was given work in the river cruise industry. All the ships need guides with good English, so it was perfect.”
Sian now carries out her work closer to home, at locations around Nîmes. “I love it – there’s always plenty of work, but I choose contracts that suit me and work around my life,” she says. “Completing the course has given me so many opportunities.” In December 2017, Sian passed her final exams and received her licence.
I RETRAINED IN FRANCE-TWICE!
Teri Fox, Brittany
When Teri Fox moved to Brittany in 2007 with her then husband (they have since separated), she was hoping for an easier pace of life, made possible by the lower property prices and the chance for them to own land. Having worked in the fitness industry for many years. as well as being a qualified massage therapist, Teri hoped to get work in the health and fitness sector. However, she knew she had to improve her ‘schoolgirl’ French before she started her job hunt.
As a first step, in 2008 Teri enrolled on a full-time, nine-month French programme with an organisation called GRETA (Groupements d’Etablissements), which runs adult learning centres. “Although I wasn’t completely fluent at the end, I had a better understanding of both written and spoken French; I’ve worked hard since and am now fluent,” Teri explains.
Once she felt her language was up to the task, she contacted the managers of a local fitness organisation to see if they had any suitable work. “They said I’d need a French diploma rather than my British qualifications and experience to teach with them.
“But then they made me an offer. I could come to work with them, provided I also studied for a relevant qualification CQPALS (Certificat de Qualification Professionnelle Animateur de Loisir Sportif). They even offered to pay for my training!
“While I already had a great deal of existing knowledge in the fitness arena, learning my craft once again, but in French, was quite a challenge. I qualified in 2010 and began to teach fitness classes including step and zumba, as well as fitness for people with heart and lung conditions.”
Sadly, in 2019 a knee injury forced Teri to change direction. “Having a bad knee made it impossible to continue working full time as a fitness instructor. I had also realised that I’d probably need to change careers eventually to something more sedentary,” she explains. “As I was already a qualified massage therapist, I decided to explore the possibility of becoming a beautician and spa therapist. “I went to the job centre for advice and was offered the chance to take a fully funded course in aesthetics, cosmetology and perfumery at a specialist beauty school based in St-Brieuc.”
As her O-levels had not been validated in France, Teri was also required to sit several exams, including in maths, French and science. In 2020, she qualified as a beautician, with additional qualifications in reflexology, lymphatic drainage and hot stone massage. She has since studied more courses including bamboo massage and reiki.
Having spent five years working in several salons and spas, including Yves Rocher, and managing a beauty salon for a Breton cosmetic company, Teri has now created treatment rooms at the home she shares with new husband Patrice, 46, and in 2025 opened her own beauty salon.
Since her move, Teri has enjoyed an interesting and varied career and feels very fortunate to have had the chance to retrain. “France has given me lots of opportunities and I’m very grateful.”
The unique mix of legal, financial and tax advice along with in-depth location guides, inspiring real life stories, the best properties on the market, entertaining regular pages and the latest property news and market reports makes French Property News magazine a must-buy publication for anyone serious about buying and owning a property in France.
From Brexit carte de séjour renewals and shifts in the French government to Paris tightening housing rules on coliving and practical finance considerations, here are the French news stories you need to know this week.
Brexit carte de séjour renewals: what UK residents in France need to know
France has confirmed that renewals for the post-Brexit “Article 50 TUE” carte de séjour will be handled by local préfectures. There will be no relaunch of the 2020 national portal and the ANEF site does not process these cases, so you must follow the instructions published by your own préfecture. Many are using the Demarches-Simplifiées platform, others ask for applications by email, post, or appointment. Apply within the permitted window, ideally between three months and six weeks before your current five-year card expires. If your card is due to lapse in under two months and there are no online instructions, book an appointment as soon as possible. A récépissé will confirm your legal status while the new card is produced.
Renewal is designed to be light on paperwork. You will typically need a valid UK passport, proof of address, three compliant ID photos, your current carte de séjour, and documents showing any change in personal circumstances such as marriage or divorce. Proof of income or French-language certificates are not required for these renewals. Some préfectures may ask you to sign the “contract of engagement in republican values,” which is a simple declaration. The upgrade is free and results in a 10-year permanent card. If your préfecture has not yet published its process, check its website regularly or contact it directly, and groups like RIFT can provide guidance if you hit snags.
For the past six months, the LBS team has been contacting prefectures across France to find out how they plan to handle the process.
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France’s new government: stability push, with Laurent Nuñez at Interior
President Macron has reappointed Sébastien Lecornu as prime minister and unveiled a new cabinet under intense pressure to deliver the 2026 budget in a hung parliament. The headline change: Paris police chief Laurent Nuñez becomes interior minister, replacing Bruno Retailleau. The reshuffle lands as opposition parties threaten no-confidence votes and lawmakers face the constitutional 70-day budget clock to pass a finance bill before year-end.
For residents and would-be movers, Interior is the ministry that touches daily life: préfecture services (residency, driving licences), border/security policy, protest policing and local public-order decisions. Nuñez is a career security technocraT, ex-DGSI intelligence chief, former counter-terror coordinator, and Paris police prefect, so expect continuity and a focus on operational steadiness rather than political grandstanding while the government fights its budget battle. Any service changes (e.g., appointment systems, documentation requirements) will be implemented via préfectures rather than big new laws in the short term; keep an eye on your local préfecture’s notices for process updates.
Paris moves to “zero coliving” for new projects
Paris City Council has voted to reject any new ‘coliving’ schemes, aiming to curb what it sees as a workaround to rent controls. The measure signals a “zero coliving” stance, with the city set to inform developers it will refuse future proposals while a dedicated team maps and monitors existing sites. Officials argue that service add-ons can inflate effective rents beyond caps, and they have urged the State to define a clear national legal framework for this hybrid model.
Coliving means a professionally run residence where tenants rent private, furnished bedrooms (often with an en-suite) inside a larger building that has shared kitchens and lounges, plus hotel-style amenities and services such as cleaning, high-speed internet, gyms, coworking rooms, and events.
For buyers, landlords and operators, the near-term impact is that fresh coliving pipelines in Paris are effectively on hold, even as demand from students and young professionals remains high. Existing residences are not automatically shut but can expect closer scrutiny on classification and pricing. If you were eyeing a coliving-led investment in the capital, consider conventional long-let strategies that comply with rent control and local planning rules, or look to neighbouring communes where policy may differ. Keep an eye on forthcoming guidance from the city and national lawmakers as definitions, enforcement and any grandfathering rules are clarified.
Here’s the latest currency news from our partner Moneycorp, to help you find out what your money is worth.
USD: Trump arrives in Middle East as hostages are released; Budget shutdown continues
President Trump arrived in Israel early this morning, shortly after Hamas released the first seven Israeli hostages under the terms of the recently brokered peace agreement.
All remaining living hostages have now been released, with 2,000 Palestinian prisoners to be exchanged in return for all of the hostages, alive or deceased. Some recent declines in oil prices, prompted by the peace deal, have been reversed today, but the downtrend remains intact. Should tensions continue to ease, further downward pressure on oil prices remains possible – typically a supportive factor for the US dollar.
Meanwhile, the US budget shutdown persists. The Senate is not expected to vote again until Tuesday, and the House remains out of session. One notable update is confirmation that the Bureau of Labor Statistics intends to release September CPI data on 24 October, ahead of the Federal Reserve’s next policy meeting.
President Trump also signalled a willingness to resume dialogue with Chinese Premier Xi, suggesting that previously threatened tariffs may not materialise. Federal Reserve Chair Jerome Powell is scheduled to speak tomorrow (Tuesday), ahead of the pre-meeting blackout period for the 28–29 October FOMC.
GBP: UK labour market figures in focus this week – potential support for GBPEUR higher?
This week’s UK labour market data for August and September will be closely watched. Indicators such as August LFS employment, job vacancies, and the ILO unemployment rate may point to continued weakness in labour demand.
However, HMRC payrolled employee figures for September could show a deceleration in job losses, offering a more constructive signal. These figures will be particularly relevant in assessing the impact of recent National Insurance changes, which have coincided with a reduction of approximately 200,000 jobs.
A stabilisation, or improvement, in labour market conditions could provide support for sterling, particularly against the euro.
Thursday’s GDP and industrial production data for August may also offer insight into whether the economy is recovering from July’s stagnation. In addition, several Bank of England speakers are scheduled this week, including Mann (Monday), Taylor and Bailey (Tuesday), Breeden (Wednesday), Greene (Thursday and Friday), and Pill (Friday).
EUR: Macron reappoints Lecornu; Will October German ZEW indices may diverge
In France, President Macron has reappointed Lecornu as Prime Minister, despite his earlier failure to secure parliamentary support for the 2026 budget.
The government now faces a strategic decision: either proceed with the current budget proposal, which is unlikely to pass, or make concessions to the left-wing coalition, which may raise concerns among investors. In the short term, risks to the euro remain tilted to the downside.
Elsewhere in the euro area, the October German ZEW survey is expected to show a decline in current conditions but an improvement in expectations. While markets may respond positively to signs of future optimism, the euro could struggle to maintain gains given the weakness in present indicators.
It is worth noting that the ZEW survey, based on responses from financial market professionals, has historically offered limited predictive value for broader economic performance.
IMF World Economic Outlook due this week
The International Monetary Fund is scheduled to release its latest World Economic Outlook this week, providing updated global growth forecasts and commentary on key macroeconomic risks.
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With its distinctive landscapes – ranging from sandy beaches and islands to the Marais Poitevin wetlands and rolling countryside – the Vendée is hard to beat, writes Karen Tait
If you’re looking for tranquil countryside, family-friendly seaside resorts, outdoor activities, great infrastructure and a sunny climate – all an easy drive from the UK – the Vendée ticks a lot of boxes.
One of the Pays de la Loire’s five départements, the Vendée is on the Atlantic coast with 140km of gently sloping sandy beaches ideal for swimming, sunbathing, surfing and sand yachting-backed by dunes and pine forests, and punctuated by popular resorts such as Les Sables-d’Olonne, La Tranche-sur-Mer and St-Jean-de-Monts. The 1,300km Vélodyssée cycle route follows the shoreline, and just off the coast are the tranquil islands of Noirmoutier and Yeu. Naturally, seafood is a speciality, including oysters and mussels.
Inland, you’ll find ancient churches, abbeys and châteaux, pretty villages, rolling ‘bocage’ countryside, thousands of marked footpaths and cycling trails, rivers and lakes, and golf courses. The historical theme park Puy de Fou, with its spectacular live shows, is visited by over 1.45 million visitors per year, and the main town is La Roche-sur-Yon.
In the south of the department, the landscape changes yet again to the magical marshland of the Marais Poitevin, where boats drift gently past charming houses and villages.
CÔTE DE LUMIÈRE
The Vendée is one of the sunniest areas of the French Atlantic coast, with over 2,200 hours of sunshine a year – so it’s no surprise that the coast is known as the Côte de Lumière. Warm, pleasant summers and mild winters make it the ideal place for those seeking a holiday or retirement home.
Each seaside resort has its own character, from picturesque ports to authentic fishing villages, dynamic seafront towns and unspoilt natural areas. Although property prices on the coast are higher than the departmental average, there’s great rental income potential.
The vibrant resort of Les Sables d’Olonne features a long Grande Plage, a marina, nightlife, restaurants and year-round events, including the world-famous Vendée Globe yacht race. Its seafront promenade, the Remblai, runs along the bay, lined with cafés and 18th-century townhouses and seaside villas. The town even has the narrowest street in the world: Rue d’Enfer, recorded in the Guinness Book in 1986. There’s a good mix of locals and tourists, and excellent services.

Geared toward families, St-Jean-de-Monts offers an 8km Blue Flag beach, dunes and pine forests, with over 500km of cycle routes and varied outdoor activities.
La-Tranche-sur-Mer-known as Vendée’s ‘Little California’ for its surf culture – boasts 13km of sandy beaches, dunes, forest trails and traditional whitewashed houses. It carries the Famille Plus label and embodies a laidback coastal lifestyle with family appeal.
St-Gilles-Croix-de-Vie is the largest sardine port on the west coast of France; you can buy fresh fish directly from local boats. The pretty port blends charming fishermen’s houses and elegant 18th-century villas, while its 3.5km stretch of beach hosts diverse watersports.
At the southern end of the Vendée coast, at the mouth of the River Lay, the twin resorts of La-Faute-sur-Mer and L’Aiguillon-sur-Mer are less touristy, again with long sandy beaches as well as nature walks ideal for birdwatching – plus good value properties.
Other appealing resorts include St-Hilaire-de-Riez (Corniche Vendéenne coastal walk), Talmont-St-Hilaire (medieval château and modern marina), Brétignolles-sur-Mer, Brem-sur-Mer (AOC vineyards), Jard-sur-Mer, Longeville-sur-Mer, St-Vincent-sur-Jard and La Guittière. Along the Payré estuary, dinosaur footprints dating back 200 million years are visible at low tide, forming a unique palaeontological site.
ISLAND IDYLLS
Accessible via the Passage du Gois causeway at low tide only, the Île de Noirmoutier mixes salt marshes with 40km of unspoiled beaches and quaint fishing villages like Noirmoutier-en-l’Île and L’Herbaudière. Traditional fleur de sel harvesting is still practiced here. Noirmoutier commands higher property prices, but there’s strong rental demand too.
At just 10km by 4km, the Île d’Yeu is prized for its rugged coast, prehistoric dolmens (including the Pierre Tremblante, a large, naturally balanced rock), medieval fortress and ancient capital St-Sauveur. Accessible by ferries to Port Joinville, it feels authentic and naturally beautiful despite summer crowds.
GREEN VENICE
From the Atlantic ocean to the tranquil waterways of ‘La Venise Verte’… In southern Vendée, the Marais Poitevin is one of the largest wetlands in Europe and a regional natural park, where canals and countryside entwine. It’s the perfect setting for ‘slow tourism’ – the best way to explore is aboard a ‘barque’, a traditional flat-bottomed boat, and there are many walking and cycling trails too. Home to over 250 species of birds, fish, amphibians and plants, it’s a nature-lover’s paradise.

There’s also a dried marsh area, protected from flooding and rich in aquatic flora. The marshes merge with the sea at the Baie de l’Aiguillon, where the landscape changes with the rhythm of the tides.
The main town and gateway to the Marais Poitevin, Coulon, on the Sèvre Niortaise River, has pretty quays, old stone houses, flower-filled streets and a waterfront lined with boats and wooden pontoons. There are riverside cafés and local artisanal shops, and many of the buildings feature the local architecture of slate roofs, pale stone walls and blue shutters.
Other charming villages include Arçais, Maillezais and Damvix. Also visit the Abbaye de Maillezais, once a strategic medieval stronghold, and the Maison du Marais Poitevin in Coulon, where you can learn all about the marsh’s eco-history.
BUCOLIC BOCAGE
Inland, the landscapes transform again, to the bucolic beauty of the ‘bocage’ countryside, where hedgerows, meandering rivers, wooded valleys and pretty villages are in complete contrast to the coastal resorts.
At the heart of the Vendée, the departmental capital La Roche-sur-Yon was founded as an administrative centre by Napoléon; his engineers designed the ‘new’ town, a large pentagon made up of five boulevards, a grid plan of streets and a three-hectare central square, Place Napoléon. The town has a rich architectural heritage, many restaurants and plenty of cultural events. It’s home to the Haras de la Vendée, one of France’s top stud farms. Less touristy with modern amenities, La Roche-sur-Yon makes a good choice for year-round living.
Challans is another town that’s ideal for a full-time move – just 15 minutes from the coast, it has shopping, medical services, schools, good infrastructure and steady property prices.
In northern Vendée, the hills of the ‘haut bocage’ provide a scenic backdrop for the Sèvre valley, while the lowlands or ‘bas bocage’ are made up of verdant valleys and gentle forest-clad slopes. Several rivers flow through the area, including the Vendée’s main waterway Le Lay.
Those seeking outdoor activities will find 350km of long-distance walks, 1,300km of short distance paths and 400km of cycling routes, while history buffs will be treated to ancient washhouses, standing stones and mills, especially along the Sèvre Nantaise valley.
The Vendée’s historically strategic location – between the Duchies of Poitou, Anjou and Brittany – is visible in the medieval fortresses and castles built on high land, including Chateaumur, Pouzauges, Tiffauges and St-Mesmin. Encircled by ramparts and watching over the valleys are the towns of Mallièvre, Montaigu and Mortagne-sur-Sèvre.

Many of the bocage villages were built around their churches, with tall bell towers of slate or stone; the surrounding houses have terracotta tiled roofs, with a few slate roofs reserved for bourgeois houses.
Notable religious buildings include Pouzauges’ church with its 13th-century murals, the Priory of Grammont, founded in the 12th century by Richard the Lionheart (who liked to hunt in the area), the fortified church of Boupère and the abbeys of La Grainetière and Maillezais. In the heart of the ‘Suisse Vendéenne’ area, St-Laurent-sur-Sèvre is known as the ‘holy city of the bocage’ and was visited by Pope John Paul 2 in 1996.
HOME COMFORTS
The Vendée offers an appealing mix of peaceful countryside and villages with active resorts and historic towns. The coast is not as crowded as some seaside areas, such as the Riviera, but there’s plenty to do, suiting families and nature and history lovers. The lifestyle is relaxed, crime rates are low and while the area feels authentically French, there’s an existing British community. Access is easy too, with good road links (A87 and A83 autoroutes), high-speed TGV rail (Paris in under three hours) and Nantes airport with its UK connections.
The Vendée offers good value for money when it comes to property, especially compared to the coastal south of France, and there’s great potential for holiday rental income. Househunters can find everything from charming stone cottages to townhouses and modern villas with pools.
“The typical Vendée house is the longère, a long rectangular shape on one level, sometimes with a first floor added,” says Alison Taylor of Leggett Immobilier. “There are also castles, manor houses, farms and converted barns and many styles of architecture along the coast.
“Around 10-20km inland, it’s possible to find a residential or holiday property in need of some refreshment or renovation for €150,000 to €200,000; alternatively, choose a one-bedroom apartment near the coast. €200,000 to €350,000 will buy a coastal two-bedroom apartment or house, a larger inland property in a town or in a more rural location. €700,000 to €1m will buy a luxury property in St-Gilles-Croix-de-Vie with four to six bedrooms and a large garden with pool.”

Unsurprisingly, in prime coastal positions, properties are more expensive. “Prices vary greatly depending on the area,” says Laura Sanson of Coldwell Banker Immobiliere.
“A three-bedroom villa or apartment facing the sea in Les Sables-d’Olonne can easily exceed €1m. In Noirmoutier and Île d’Yeu, there are few properties below €800,000, and prices can rise to €4m for exceptional properties.” She adds that “St-Gilles-Croix-de-Vie offers interesting properties
that are 10-15% cheaper than Les Sables-d’Olonne because the town is less attractive outside the summer season. For budgets under €300,000, look about 20km from the coast.”
The most sought-after area she says is “south of Les Sables-d’Olonne, the coastal towns with superb beaches (Talmont-St-Hilaire, Jard, St-Vincent, Longeville, La Tranche) or more authentic villages near the sea (Moutier, Mareuil, Chaillé, St-Cyr)” while an area to watch is the “development of the Bourgenay Golf Course, the new Port Bourgenay Marina. Tourist and urban amenities make Talmont-St-Hilaire the town that is expected to experience very strong growth over the next decade”.
The variety of landscape and available properties makes the Vendée suitable for most househunters, whether you’re seeking charming stone village houses, country farmhouses to renovate, or apartments or houses by the ocean.
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At LBS, we’ve been bracing ourselves for the long-awaited Brexit residency card renewals for months. We knew this day would come, and…and, as with all things French bureaucracy, we’re ready for a few twists and turns along the way!
For the past six months, the LBS team has been contacting prefectures across France to find out how they plan to handle the process. Some have been wonderfully organised… and others haven’t quite got round to thinking about it yet (yes, really!). Don’t worry, we’ve been gently nudging them to get ready because the clock is ticking.
Here’s what you need to know to keep your paperwork in order and your residency secure.
Does This Affect You?
If you’re a British citizen living in France (or a family member) before January 1st, 2021, you were granted residency under the Brexit Withdrawal Agreement. Depending on your status at that time, you received either a five-year or ten-year residency card.
Renewal Process for Five-Year Cards
If you received a five-year card, it’s almost time to renew! These cards will start expiring in 2026, at which point they’ll be replaced with a 10-year residency card
‘Séjour permanent ; Article 50 TUE/Article 18(1) Accord de retrait du Royaume-Uni de l’UE’.
The renewal window will open 3–4 months before your card’s expiry date, so make sure you check your card and plan ahead.
What if you have a Ten-Year card?
If you hold a 10-year card, don’t worry, you’re good to go until its expiry. When that time comes, it will be replaced with a permanent residency card.
What will the renewal process look like?
This is where it gets interesting. Each prefecture is doing things their own way:
- Some want a good old-fashioned paper application
- Others will insist you book an appointment
- And some have embraced the future with online submissions
No matter where you live, or which method your prefecture is using, LBS will guide you step by step. We’ve got the contacts, know-how, and (most importantly) the patience to guide you through it.
What Documents Will You Need?
Similar to when you applied for your first card, you’ll need to gather some essential paperwork. These include:
- Proof of ID & Valid Residency Card
- Passport
- Contract of Engagement
- Proof of 5 years’ residence in France for 5 Years (such as tax documents, work contracts, rental agreements, utility bills, etc.)
Once you submit your application, the prefecture will either invite you for a final appointment or simply post your new card to you, depending on their process (and how modern they are feeling!).
Red flags to look out for before your renewal
Now is the perfect time to make sure your paperwork is ready for renewal: Common trip ups for other renewals that can slow down or affect your file include:
- Name changes or changes in marital situations not yet declared
- An address change not updated on your card
- Residency cards that were requested but never collected (maybe a duplicate due to loss or theft or change of address)
- Pre-Brexit EU cards that were never exchanged to an Article 50 card
What About British Children turning 18?
If your British child is about to turn 18, they can apply for their own residency card between their 18th and 19th birthdays. In the meantime, you can request a Document de circulation pour Etranger Mineur (DCEM) to enable them to travel freely with you.
How LBS can help
Whether it’s submitting documents or navigating the paperwork jungle, LBS is here to make the process easier. Our team has the expertise to assist you with the renewal, wherever you live in France.
📅 Join our free webinar
We’re hosting a live Q&A on 16 October at 18:00 to answer your most common renewal questions.

Or, if you’d rather skip straight to one-on-one help, drop us an email at [email protected] We’ll keep things moving so you can focus on enjoying France — not battling French admin.
Owning a home in France is a dream for many people. But when the owner’s away, the property can tell a very different story. Carmel O’Connell explains…
As property managers looking after second homes for English-speaking clients across France, we’ve seen just about everything: snakes sunning themselves on patios, rogue robot mowers and even a skinny dipper with absolutely no regard for property lines. While property management may sound routine-a lawn tidy here, a pool check there-the truth is often far messier, funnier and more surprising. These ‘confessions’ pull back the curtain on what really happens when no one’s home, and why having someone local and eagle-eyed to keep a check on your property matters.
THE FREEZER THAT FOUGHT BACK
“What’s that smell? Oh right-July’s leftovers in December!” One of the more pungent problems we’ve dealt with began innocently enough: an owner left their home in late July with a fully stocked fridge and freezer, assuming they’d be back in a few weeks. But plans changed and their return kept getting postponed.
Somewhere along the way, the power went out. By December, when asked to check on the property, what we walked into wasn’t so much a kitchen as a biohazard zone. The stench hit us before we even stepped through the door. Inside, the fridge had grown something resembling a sentient life form, while the freezer contents had long since liquefied and leaked through the tiled flooring.
Aside from the clean-up (which involved industrial-strength gloves and breathing through our mouths), the real cost was in replacing appliances, cabinetry and floor tiles not to mention deodorising the house before the owners could return.
UNINVITED GUESTS
From rodents to reptiles-who moves in when you move out? When your holiday place sits quiet for weeks or months, nature doesn’t hesitate to make it self at home. And once the humans disappear, the wildlife moves in. We’ve come across everything from a beehive nicely established inside a chimney stack with honey dripping down into the hearth, to mice nesting in linen cupboards, hornets building rugby ball-sized nests in attics, snakes curled up in sunlit conservatories, and even a whole family of bats tucked behind exterior shutters.
And then there are loirs -European dormice. Cute, yes. But also impressively destructive. We once found one had shredded an entire roll of toilet paper to build a five-star rodent nest in a bathroom cabinet. They chew through soft furnishings, insulation, plasterboard and sometimes even wiring. It’s hard to stay mad when they’re staring at you with those big eyes-but the damage can be extensive. And it’s not just the small creatures. Snakes make an occasional appearance too-especially in rural gardens. One of our property management teams, who had sat behind desks in their previous UK careers, recently answered a call from a couple terrified by two harmless, but very real, snakes sunbathing on their terrace. The rescue involved a broom, a laundry basket and a surprising amount of bravery (and shrieking-mostly from the clients). Who knew our career-changers could channel Steve Irwin and Crocodile Dundee so convincingly? Sadly, not every wildlife encounter has a happy ending. Once we were called to a new client’s property, only to discover that two young deer had fallen into their uncovered swimming pool. By the time we arrived, it was too late to rescue them-we were faced with the grim task of dealing with what can only be described as deer soup.
WHEN CULTURAL NORMS GO FOR A SWIM
Uninvited guests of the human kind… One memorable surprise happened during the 2022 heatwave, when temperatures in parts of France reached 44 degrees. On a routine check of a rural home in a quiet hamlet, one of our property managers found a woman-stark naked swimming in the client’s pool. Flustered and baffled, they double-checked the diary for any sign of a booking or family visit. Nothing. The woman? “Oh, I just saw the pool and couldn’t resist,” she said. She returned a second time for another dip. The cheek of it! Sometimes, cultural norms take a backseat to 40-degree heat. Still, a locked gate should have been a hint.
THE PANIC CALL
“Can you let my friends in?” Keyholders are the unsung heroes of holiday home ownership. One of the most frequent, frantic calls we get is “My friends/family have just arrived at the house, and they can’t get in can you help?” Whether it’s unexpected visitors, forgotten keys or heating that wasn’t turned on before guests arrived, being a local keyholder means becoming a lifeline. We’ve had requests to meet couriers, accept and assemble furniture deliveries, even corral a horse -yes, really.
In one case, an owner’s brother, who didn’t have a property manager, spotted an owl flapping around inside his house via a security camera. The result? A 24-hour dash from London to Burgundy involving a flight, train and taxi-costing a few hundred pounds just to let the owl out. Having a trusted local contact isn’t a luxury. It’s a necessary lifeline.
LITTLE THINGS MAKE A BIG DIFFERENCE
It’s not always drama-but it is always important. It’s not always chaos. Often, it’s the unnoticed little things that matter most a thermostat left on full blast, quietly burning euros; an overflowing post box, signalling ’empty home’ to thieves, overgrown gardens drawing complaints from neighbours, roof tiles missing from the back of the house, out of sight. Sometimes, it’s not what’s broken-it’s what’s baffling.
Take smart tech. Robot mowers are brilliant, until they go AWOL. One property under LBV’s care has a mower called René. Our team regularly tracks him down in ditches, under bushes or tangled in flowerbeds. At another house, the owner alternates between us and a local electrician to ‘rescue’ their mower-possibly they’re too embarrassed to keep calling the same person. When you get a guest booking for ‘four adults, you might think two couples, right? Especially when it’s a house with five double bedrooms. But one of the earliest lessons we learned is never assume anything when it comes to sleeping arrangements, We’ve had groups of friends, estranged in-laws, two couples who no longer liked each other and even one guest who brought their own inflatable mattress so they could sleep alone in the lounge. These days, we always ask for the exact room configuration. It saves on unnecessary laundry, last-minute sheet shuffles, and some very awkward misunderstandings.
WATER, WATER EVERYWHERE
The pipe that waited to burst until you were gone. Frozen pipes are bad. Frozen. pipes that burst silently while you’re away are worse. We’ve seen everything from collapsed ceilings to ruined flooring caused by small leaks that went unnoticed for weeks.
But the most extreme example? A client who had only recently acquired their dream holiday home in the stunning Gers department. Just six months in, one of those fierce, localised summer hailstorms swept through the area causing a mini-landslide that blocked the usual water courses. As water always finds a way, it found its way into homes in the valley-including theirs.
We’d never met the owners in person, but thankfully we held a key. Our van skidded along a mud-washed track that used to be a road. When we arrived, three teams of sapeurs-pompiers were alteady pumping sludge from the house. Inside, the living room was more than a metre deep in mud. An American-style fridge bobbed gently in the disgusting brown soup. In the weeks that followed, we coordinated with the fire brigade, the mairie, insurance assessors and tradespeople to clear, clean, dry and restore the house. The owners were devastated to find their ground floor furniture ruined-but relieved they hadn’t walked into it for the first time alone.
WHAT YOU DON’T SEE -BUT WE DO
Microwave blindness and other mysteries. Some of the most important work we do never makes it onto an invoice. As one of our teams put it: “llesides the little favours we don’t charge for, there’s the unpleasant stuffi emptying bins guests were meant to clear (bathroom bins are the worst), unspeakable toilets, things in fridges that have grown legs and the occasional dead creature in the pool or live one.” Spiders, as it turns out, can hold their breath for an impressively long time.
And don’t get us started on microwaves. We’ve discovered ‘microwave blindness’ is real -most people simply can’t see the mess in there. Now it’s our secret test: if the microwave’s bad, the rest usually is too. But then there are the little wins. A client recently called me a superhero for setting up their smart TV for them in minutes after they’d been struggling with it for hours. “I don’t know about superhero, muttered my partner, to which I replied, “hey, don’t be jealous of my cape!”.
THE STORIES MAY SOUND AMUSING
But the risks are real. Behind every bizarre anecdote is a truth: homes need care-even when no one’s in. Neglect multiplies problems and what seems like a small oversight can spiral into something costly, uninviting or catastrophic.
That’s where we come in. Whether it’s rescuing robot mowers, spotting a hornet’s nest or just flushing the loo and checking the microwave, a good property manager is your eyes, ears (and nose) on the ground. We’re not just caretakers. We’re guardians of your peace of mind.
Carmel O’Connell and husband Joe Wilson run Les Bons Voisins
Tel: 0033 (0)562 29 26-62
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Border checks are tightening as the EU Entry/Exit System begins, storms have battered the north with power cuts and travel disruption, and the prime minister has resigned after just 27 days. Here are the French news stories Brits in France need to know this week.
*If you are an American looking to buy in or move to France in 2026, don’t forget to register for our free webinar on Thursday 16th October*
EU entry-exit system starts Sunday 12 October
From 12 October 2025, British passport holders (and other non-EU “third-country” travellers) will start enrolling in the EU’s new Entry/Exit System. On your first trip to a Schengen external border, a digital record is created from your passport plus biometrics (face and fingerprints; under-12s are exempt). After that, your face is checked at airports, seaports, rail terminals and road crossings, usually via a self-service kiosk or upgraded eGate. You don’t need to do anything in advance, and passport stamping continues during the six-month rollout.
Expect little change on day one: the EES is being phased in between 12 Oct 2025 and 9 Apr 2026, with only a portion of travellers processed at first. EU passport holders still use their separate lanes; most UK-to-UK cruises remain exempt, though fly-cruise trips via a Schengen port will use EES. Your EES record is kept for three years from your last crossing (it refreshes each visit), and a renewed passport should link automatically. ETIAS pre-travel authorisation isn’t due until next year.
You can find out more about the EU entry-exit system here.
High winds, power cuts and travel disruption across northern France
Northern France was hit over the weekend by Storm Amy with gusts approaching 120km/h on exposed coasts, leaving two people dead, thousands briefly without power and travel disrupted in Channel-facing departments. Authorities stressed coastal caution and warned of residual hazards even as conditions eased.
French prime minister quits after just 27 days, deepening political crisis
France’s newly appointed prime minister, Sébastien Lecornu, resigned on 6 October 2025, barely hours after unveiling his cabinet, the shortest modern premiership. President Emmanuel Macron asked him to remain in place for 48 hours to hold talks with party leaders as he weighs options: appoint a new consensus PM or dissolve the National Assembly and call snap elections. Markets wobbled on the news, reflecting nerves over whether a 2026 budget can pass in a fragmented parliament.
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Here’s the latest currency news from our partner Moneycorp, to help you find out what your money is worth.
GBP
It’s a relatively quiet week for UK economic data, but fiscal policy remains in focus as the government prepares for the Autumn Budget.
Markets are watching closely for any signals around spending plans, borrowing levels, and the broader fiscal trajectory. While no major releases are scheduled, sterling continues to trade defensively, weighed down by concerns over sluggish growth and mounting public sector pressures.
Governor Andrew Bailey is due to speak this evening (Monday). While no immediate policy shifts are expected, his remarks may offer insight into the Bank of England’s thinking as it navigates a divided Monetary Policy Committee and a fragile economic backdrop.
With the euro under pressure from political instability, GBPEUR could benefit from relative calm in the UK – though any surprises in budget planning could quickly shift sentiment.
EUR
The resignation of French Prime Minister Sébastien Lecornu has introduced a fresh layer of uncertainty into eurozone politics.
Lecornu stepped down just weeks after appointing his cabinet and ahead of submitting the 2026 Budget, citing his refusal to invoke Article 49.3 of the French Constitution to bypass parliamentary approval. His departure raises the risk of prolonged political instability, with speculation mounting around potential snap elections.
This instability threatens to undermine business confidence and investment in France, and has already triggered a spike in French bond yields, which are now trading above Greek equivalents. The broader eurozone political landscape remains fragile, with the far-right AfD party leading polls in Germany, Spain’s socialist workers party, the PSOE, trailing the conservative People’s Party, and Dutch elections later this month expected to result in complex coalition negotiations.
Despite briefly breaking above €1.15 this morning, the euro remains vulnerable. If political risks in France amplify broader eurozone concerns, GBPEUR could push through and test over €1.16 in the near term. With President Macron facing a deeply polarised parliament, it’s unclear how any incoming prime minister can deliver his agenda of spending restraint, tax increases, and deficit reduction.
USD
US economic data remains largely postponed as the government shutdown heads into its second week. A vote to break the deadlock is expected today, but if it fails, the next opportunity for resolution won’t come until at least Wednesday. The longer the impasse continues, the longer the delay to key releases, leaving the Federal Reserve with limited visibility ahead of its next policy meeting.
In the absence of fresh data, market attention turns to Fed commentary. A full slate of speakers is scheduled this week, beginning with Kansas City Fed President Schmid, a voting member, on Monday evening. Tuesday brings remarks from Atlanta Fed President Bostic (non-voter), Governor Bowman, Governor Miran (twice), and Minneapolis Fed President Kashkari (alternate).
On Wednesday, Governor Barr will speak twice, alongside Kashkari. Thursday is the most active day, with Chair Jerome Powell delivering a key address, followed by additional appearances from Bowman, Kashkari, and Barr. No Fed speakers are scheduled for Friday.
With a 25bp rate cut at the October 29 FOMC meeting now seen as a near-certainty – Bloomberg data shows market pricing above 90% – investors will be listening closely for the Fed’s assessment of current risks to growth and inflation.
While rate cuts are typically dollar-negative, the impact may be more muted this time. Much of the easing is already priced in, and short-term downside risks to the euro, particularly following the French Prime Minister’s resignation, have helped limit dollar softness.
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Furthermore, we have worked with the same person at Moneycorp for more than a decade! You might be familiar with her as she often writes for our French Property News magazine. She has 13 years’ experience in foreign exchange, and is a qualified European lawyer with experience in European transactions. Mar will be happy to answer any questions or enquiries to support you through these difficult times
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Many people move to France hoping to purchase a ‘forever home’, but what if your needs change? Gillian Harvey meets three couples who found ‘the one’ after trying others on for size…
NORTH TO SOUTH
Ann and James Young:
“We built our forever home in Normandy – then moved more than 900km away!” Professional horseman James Young, 63, and his wife Ann, 65, a buyer’s agent, were used to living in different locations. with James’ profession taking him from the UK to the US, and Qatar over the years. But in 1999, the couple decided to purchase their forever home in Normandy. “We chose Normandy as it’s the epicentre of professional horse sports in France,” explains Ann. “There are races, showjumping, stud arms – everything.”
The property the couple found was on the site of a former karting track, with a clubhouse, garage and the house itself- a traditional Normandy home with 190m² of space. They converted the garage into stables and the clubhouse into a gîte. The area proved a great choice. “Our village was fabulous and our neighbours were great. We had a very active social life: most of our friends were French, with just one other British couple.” In 2010, Ann and James decided to sell the property and build their dream home in the same location. It was a 350m² house with colombage-style exterior and modern interior, underfloor heating, triple glazing and modern fixtures and fittings. They moved into a gîte as a stop-gap, while the work was being done. However, the build took a long time to finish and by 2017, when it was completed, something had change “I told James I didn’t want to do it anymore.” says Ann. “I couldn’t cope with the physicality of the horses and I also fancied living somewhere a bit warmer.”
One thing was certain, however, the pair wanted to remain in France. “We love the people and the lifestyle, the daily routine. The quality of life is very good and the food is so tasty and fresh.”
The house near carcassonne came about as the result of ‘pure luck’ according to Ann. “I wanted a village setting – we have several cats and needed it to be safe for them. And we’re used to living with quite a lot of land, which can be difficult to get. The house we found is a split-level property with 180m of space. It sits at the top of a village, with a hectare of land above. The road coming up is almost private. We have an amazing view of the château, and a swimming pool.” Having dedicated much of his previous career to horses, James is now thriving in a a new occupation as a videographer, creating videos of motor racing for his YouTube channel, as well as maintaining the four local gîtes that the couple run between them. “All of our properties were the right house at the right time. We thought we’d stay in the dream home we’d built, but the house we’ve ended up in couldn’t be more different. Yet it’s perfect for us now. We miss our friends, but they come to stay and we’ve been made to feel very welcome in the new area we’re living in.
TRY BEFORE YOU BUY
Christina and David Perez: “We rented before buying, and did a virtual ‘tour de France’ before settling!”
When Christina Perez, 49, moved to France with her French husband David. 45, she knew very little about the country. The couple had met in the US and after marrying in 2005, had lived there together welcoming children Eliséa, now 16, and Matys, 13. But in 2008, David began to get homesick, and in 2017 the family decided to make the move back to his home country.
“Initially we thought we’d buy, but it was difficult to secure permanent employment,” explains Christina. “In the end, David found a year-long contract and we thought we’d just get here and work it out. We ended up renting a gorgeous apartment in Bordeaux, with views of the Monument aux Girondins. It was neo-classical on the exterior, but it had a modern interior.”
However, as he was on a temporary contract, the family had to move again in April 2018, this time to Lyon. “We rented an apartment in a manoir just off the river,” says Christina “It was Haussmann style, the interiors were from the late 18th century. It was fairly snug at 125m², but I loved it.”
Finally in 2019, David found a permanent job in Mulhouse Alsace, and the family prepared to settle down however this time they were unable to settle as easily. “The architecture was very different, and we had a duplex apartment on the fourth e fourth and fifth floor that was terrible in the summer. It was so hot,”says Christina. “We tried to settle, but the lifestyle and culture just felt different – even the croissants had a different taste! When Covid hit and we – like many others – had time to reflect, we realised we just weren’t happy in the area.” Luckily, while the couple had intended to purchase a property, they hadn’t yet done this. As David’s office had a satellite in Brittany, somewhere he’d always wanted to live, he asked to change locations. “We did a trip there for our anniversary and I fell in love with it,” says Christina.
The family made the move and finally purchased their own home: a five-bedroom house in Plancoët, Brittany that Christina was able to work her interior design magic on. “I completely renovated the upstairs, creating three bedrooms, a bathroom, separate toilet and dressing room. Downstairs, there used to be two bedrooms, but we transformed these into offices as we both now work at home.”
While it was difficult being so unsettled for a period of time, especially with children Christina is now grateful for the journey they took to find their forever home. “Renting gave us flexibility. I got to see the different way of life in France and the different cities. Now I’m building my own firm as an interior designer, my French is getting better and I really feel we’ve found the right situation for all of us.
RURAL IDYLL OR LIVELY VILLAGE?
Catrin Morgan and Kim Butler: “We were seduced by the French Dream!”
Catrin Morgan first wanted to move to France aged 15 after a move to France aged 15 after French exchange. “I felt very much at home in the country,’ she says. However, it was 44 years later that she finally made the move. “My two sons had grown up and moved on; it seemed like a now-or-never moment. I decided to move, dragging my long-suffering partner Kim with me!”
The couple’s first viewings were scheduled for November 2014. “We’d chosen a selection of houses, in Lot-et-Garonne, an hour from Bordeaux. But when we were over there to view, another house suddenly came onto the market. We decided to have a look. and it was love at first sight.
“We were seduced by the big farmhouse with lots of land. It was a lovely property but came with its fair share of problems: a lack of deep foundations and damp proofing, and hidden issues such as old timber in the roof supports. The thick walls made installing wifi a challenge. It was also in an isolated location, which was a mixed blessing.
“We created two B&B rooms and added a gîte in the attached barn. It was a beautiful house, with no neighbours nearby. I loved how fresh the air smelled and the inky-black, star-studded sky at night.” The couple made a success of their move – with Catrin, now 67, running the business, as well as becoming a property advisor to raise additional income. Kim, now aged 60 continued to commute to her IT job in the UK.
However, first Covid and then new rules post-Brexit hit the business. “We were a dog- friendly business and Brexit rules made it harder for people from the UK to travel with pets. We lost a lot of business. “Running the B&B had been harder work than anticipated and with the additional setbacks, Catrin decided that it was time to retire. The property sold really quickly, and the couple decamped to a gite while searching for their next home.
We decided to move nearer to amenities and life,” says Catrin. “The property we’re living in now is still old, but it’s smaller and more manageable. It’s in the middle of the small village of Le mas d’Agenais, not far from our original property. My pension has kicked in so I no longer have to work full time – but have kept on my part-time role as a property advisor.”
Brexit also complicated the couple’s long-distance relationship, and as a result they decided to tie the knot. “We got married in 2020 after a bit of a panic because Kin would have been subject to the 90/180-day rule.” says Catrin. “Now, we are both entitled to permanent residency here.
We don’t regret buying our first property – in fact, we still feel a little sad when we drive past it. But although don’t have the wonderful views anymore, nor do we have to maintain the land. And while we don’t have a swimming pool at the new place, there’s a beautiful municipal pool locally that we don’t have to look after. “I suspect that we’d still buy the first house if we had we had our time again, but it got too much for us eventually. This is a home we can now enjoy, can now enjoy without all the work that comes with it.”
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With the rise of digital nomadism and the post-pandemic normalisation of working from home, more people than ever are choosing to live abroad, and many wish to do so while keeping jobs based in their home countries. The appeal is obvious: live in France, explore a new culture, and log in to do your job remotely while continuing to get paid your foreign salary into your foreign bank account.
But here’s the catch: living and working in France remotely isn’t as simple or as legal as many assume.
The Legal Grey Area of Remote Work Abroad
Despite how widespread remote work has become, the rules were never designed for lots of people being physically present in one country while their job was located in another country. Various French tax treaties and the structure of the work visa system are based on the assumption that you are physically present where your job is located and when you’re not physically at your job, you’re on vacation. Despite the surge in remote work leading up to and throughout the pandemic, these rules have not caught up. Many remote workers, intentionally or not, live in legal limbo, relying on outdated assumptions or misinformation that they’re not “really working in France” because they connect to a server in the US or the UK. And many operate under the false belief that “not getting caught” means their arrangement is legitimate.
It’s also a major issue that certain professionals focus only on the legal aspect of immigration and completely ignore the tax and social charge implications,
But whether you’re a salaried employee or an independent contractor, where you physically work does matter, and so do the rules of the country you’re working from. Simply put: if you’re in France and working, you’re working in France.
Holding a titre de séjour to reside in France means declaring to the French government that you intend to reside in France, i.e., to spend the majority of your time in France, which would de facto make you a tax resident of France. These facts have tax, legal, visa, and employment implications.
Myths About Remote Work in France
Let’s debunk some of the most common misconceptions:
- Myth: “I’m employed by a company outside France, so I’m not working in France.”
- Fact: French law considers you a worker in France if your work is physically performed there, regardless of your employer’s location. In this case, the employer needs to be registered with the Centre National des Firmes Etrangères (CNFE) as having employees in France, pay you with French social charges through a French company, and respect French labor law.
- Myth: “My salary is paid into a foreign account, so I don’t need to pay taxes in France.”
- Fact: If you’re a tax resident (typically defined as spending more than 183 days a year in France, among other criteria), you are legally required to declare and pay French taxes on your worldwide income. Tax treaties give France, the country where you reside, the right to subject this income to both social charges and income taxes first, with very narrow exceptions.
- Myth: “The consulate said I could work remotely on a visitor visa.”
- Fact: Visitor visas prohibit professional activity in France. Even if your consulate is lenient or unclear, the French immigration and tax authorities may not be. The consulate official or the immigration attorney who told you otherwise because they are not familiar with tax treaties are not going to be the ones paying your tax bill if you are caught.

Tax and Legal Considerations
France takes employment laws, social contributions, and taxes seriously. Whether you’re an employee or contractor, if you’re working while living in France, here’s what may be required:
- A legal right to work in France, which often means a visa permitting work.
- Proper French tax registration and social security contributions.
- A French employment contract if your employer agrees to hire you as a France-based employee.
- Or registration as a freelancer or business entity, such as a micro-entrepreneur, if you’re self-employed.
Failing to comply can mean trouble, not only for you, but also for your employer, who may unknowingly expose themselves to French labor and tax liabilities.
Remote Work & GDPR / Data Security
Another layer of complexity is data protection. Companies in the EU are subject to GDPR, and US-based companies often need to comply when handling European data. If you’re accessing sensitive information from France, your company could be inadvertently violating privacy regulations by allowing remote access without proper infrastructure.

What About Visitors Who Work While Traveling?
Short visits to France (under 90 days for many passport holders) don’t typically cause problems if you’re occasionally checking email or handling light admin tasks. However, soliciting clients, getting paid in euros, or working for French entities can be problematic if you’re a tourist in France.
A good rule of thumb: if you’re in France for leisure and doing incidental work for a foreign company, you’re probably fine. But if you’re planning to live in France and work remotely, you’ll need to explore your legal and tax options to ensure your long-term plan is sustainable.
The “Rule of Butts”
A French accountant once summarized the issue perfectly: “Wherever your butt is sitting is where you’re a tax resident.” If that’s France, you need to be declaring and paying taxes in France, no matter where the company is based.
Visa + Work = Choose the Right Status
If you plan to live in France while working remotely, you’ll need a visa or residency status that aligns with your work. Here are a few legitimate options, which are covered more in-depth in our book Foolproof French Visas:
Scenario 1: You Don’t Need a Visa
You may already have the right to live and work in France if:
- You’re an EU passport holder.
- You’re the spouse of a French or EU citizen.
- You have another visa or residence permit that grants work authorization.
Even so, you must still register with the French tax and social security systems by ensuring you’re getting a French pay slip or issuing invoices through a French legal entity such as a microentreprise, a “portage salarial” (often referred to as an Employer of Record, or EOR), or a French company.
Scenario 2: You Need a Visa
If you’re a non-EU citizen without work rights in France, consider these options:
- International Transfer / Salarié en Mission
Your employer can send you on a formal assignment to France. You’ll need a work contract and visa sponsorship tied to your foreign employment. The type of contract and the length of time you can live and work in France will be determined by your mission, responsibilities, and options for extending your work contract beyond three years. - Self-Employment Visa (“Profession Libérale” or “Entrepreneur”)
Turn your remote work into a business. Register a company or as a micro-entrepreneur, pay your own taxes and social charges, and apply for a visa as a self-employed worker. - Portage Salarial + Passeport Talent
Sign up with a portage salarial company. They act as your employer, handle the admin, and sponsor your visa. You’ll need a high enough income to qualify. - Company Incorporation
Open your own French company (SAS or SARL) and run your business in France as an employee of your own company, while invoicing clients wherever they are.
Each option comes with administrative requirements, visa conditions, and minimum income thresholds. It’s best to plan at least 6-8 months ahead.
Why You Should Do Things the Right Way
Yes, it’s tempting to test the limits, especially when others boast about getting away with it. But failing to comply can have serious consequences:
- Denied visa renewals.
- Tax audits and penalties.
- Loss of eligibility for long-term residence or naturalization.
- Problems with banks or notaires when making large purchases.
Getting “caught” may take years, but once the authorities notice, it’s expensive and difficult to rectify. Préfectures have caught on to the trend of undeclared remote work, and we have been noticing an increase of requests for visitor visa holders to provide additional documentation proving their tax and employment status: their French and foreign tax declarations, bank statements, and proof of their income sources. Anyone flying under the radar should be prepared to rectify their situation promptly, preferably before they have to prove their financial resources to a French administration.

Working with Professionals
Working remotely from France is possible—but it requires careful planning and often the guidance of professionals who understand both immigration and tax implications. At Your Franceformation, we regularly advise clients on the right visa options and work setups for their specific situations. It’s far easier to do it right from the start than to fix it later.
A former French president has been sentenced to jail, more strikes are on the way, and France’s new Prime Minister still hasn’t appointed a government. Here are the French news stories you need to know about this week.
1. Former French President sentenced
Former French president Nicolas Sarkozy looks set to become the first leader since WWII to serve time in prison (if you’re wondering, the last was Philippe Petain, head of France’s Nazi-collaborating Vichy regime). The verdict came in last Thursday, with Sarkozy sentenced to five years in prison along with a €100,000 fine and a ban from holding public office by the Paris Criminal Court for “extremely serious offences liable to undermine public trust in those who represent them.”
He’s charged with a criminal conspiracy to finance his 2007 presidential campaign using money sourced from then-Libyan dictator Muammar Gaddafi. The court determined that although there was no concrete evidence that money actually changed hands or was used in his campaign, Sarkozy nonetheless allowed his close associates (two of whom have also been sentenced to jail time) to lay the groundwork for the corrupt scheme. Under French law, this is still a serious crime, especially at the level of a presidential election.
It’s not Sarkozy’s first brush with the law. The former President, who served from 2007 to 2012, was stripped of his Legion of Honour medal in June after being found guilty in a separate case of attempting to bribe a judge. He was also convicted last year of illegal campaign financing for his unsuccessful 2012 re-election bid. This time, however, it appears that Sarkozy will serve time in prison, even if he appeals the verdict. It marks a notable change in the leniency often afforded those in power, with judges sending a powerful message that politicians will not be afforded special treatment in the eyes of the law.
2. When will France have a new government?
Back to present-day politics, and while France has a new Prime Minister, Sébastien Lecornu, the country is still without an official government. Lecornu is apparently taking the time to lay out his vision for the crucial 2026 budget prior to appointing his government, stating that “Ministers who want to join the government will have to endorse it”.
Talking to Le Parisien, he was also quoted as saying “The government will be appointed before the start of the parliamentary session”, which begins tomorrow, Wednesday, October 1st. Either he’s leaving the announcement until the last minute, or it will be decided after he has given his general policy speech to the Assemblée Nationale, which is expected on Thursday. We’ll keep you updated as we learn more.
Either way, the newly appointed government will have to get a move on if it wants to meet the deadlines for the 2026 Budget. A draft is supposed to be presented to parliament on October 14th and move to the Senate by November 24th.
3. October 2nd strikes
As we move into October, a fresh wave of strike action has been proposed. After an unsuccessful meeting with Prime Minister Lecornu, the Intersyndicale group that represents eight of France’s main unions has announced another day of nationwide strikes this Thursday, October 2nd. The first of these widespread strikes, which took place on September 18th, saw some 500,000 people take to the streets in protest. It’s uncertain whether this week will bring similar numbers, but strikes are expected to affect schools, train travel, and city public transport across the country. Demonstrations are expected in Paris and other major cities.
4. Notre Dame towers reopen
Less than a year after the impeccably reconstructed Notre Dame Cathedral reopened its doors to visitors, the cathedral’s famous towers have now reopened to visitors. The iconic towers first opened for a special advance viewing during the European Heritage Days (Sept 20th-21st), but since last Wednesday, they have now officially opened to the public.
While visiting the cathedral itself is free of charge, climbing the towers requires advance booking, and admission tickets cost €16 per person. Tours take about 45 minutes and require climbing 424 steps, but you’ll be rewarded with one of the most famous views in Paris.
Book your tickets via the official website here. It’s highly recommended to book ahead – popular dates and times are already beginning to sell out.
5. Christmas train tickets go on sale
A final note for anyone looking to travel by train in France over the festive season: tickets for this hugely popular period will go on sale on the SNCF website tomorrow, October 1st. If you want to travel between December 14th, 2025, and January 7th, 2026, now’s the time to secure your tickets. Not only are popular dates and seats likely to book up fast, but booking early means you can benefit from the lowest available ticket prices. Book your tickets here from tomorrow.
Here’s the latest currency news from our partner Moneycorp, to help you find out what your money is worth.
GBP
The pound continues to underperform amid growing concerns over the UK’s fiscal outlook. Weak growth and rising public sector demands are fuelling debate around government spending and borrowing – especially as the Labour Party conference gets underway this week.
Calls for increased investment in public services are expected to dominate the agenda, adding pressure to an already fragile fiscal narrative. For FX markets, any signs of fiscal loosening could weigh further on the pound, particularly if accompanied by soft economic data.
Monetary policy remains a key driver. Bank of England policymaker Swati Dhingra has called for further rate cuts, arguing that the recent inflation spike is likely to fade and that the Bank can afford to cut rates further without compromising its inflation target. However, other committee members remain cautious, citing persistent food price pressures and elevated household inflation expectations.
Markets currently expect one more BoE rate cut this year, followed by additional easing in 2026. Governor Andrew Bailey’s speech on Friday will be closely watched for any shift in tone.
EUR
In the eurozone, inflation expectations are creeping higher. The European Central Bank’s latest Consumer Expectations Survey showed median 12-month inflation expectations rising to 2.8% in August (from 2.6%), while five-year expectations hit 2.2% – the highest since August 2022. This reinforces the ECB’s cautious stance and suggests limited appetite for near-term rate cuts.
This week is one of the busiest for ECB commentary, with two-thirds of the Governing Council scheduled to speak, some of whom will do so multiple times. Key events include:
- Tuesday: President Christine Lagarde and senior policymakers at a conference in Finland
- Friday: A high-profile gathering in Amsterdam marking the departure of Dutch Governor Klaas Knot
These appearances could offer valuable insight into the ECB’s evolving stance.
USD
The US dollar climbed to multi-week highs last week as investors scaled back expectations for aggressive Fed rate cuts. Markets now anticipate just a 40bp reduction by the end of 2025, followed by a further 110bp across 2026. This shift reflects a series of stronger-than-expected economic data releases, reinforcing the view that the Fed may need to keep rates elevated for longer to contain inflationary pressures.
However, political risk is creeping back into focus. A potential government shutdown looms, with Congress yet to approve a funding bill ahead of the new fiscal year starting on 1 October. Without a resolution, key government functions could grind to a halt. President Donald Trump is expected to meet congressional leaders early this week in search of a compromise.
Investor attention is turning to a packed US data calendar this week, with several key releases that could influence the dollar’s direction and shape expectations for future Fed policy.
On Tuesday, we’ll get the latest JOLTS job openings and the ISM manufacturing index, and Wednesday brings the ADP private employment survey, a precursor to Friday’s official jobs report. While not always perfectly aligned with Non-Farm Payrolls, ADP data can still sway market sentiment, especially if it deviates significantly from forecasts.
The week culminates on Friday with the release of the September Non-Farm Payrolls report, expected to show an increase of 50,000+ jobs, up from just 22,000 in August. While this would mark a modest rebound, the last two prints have significantly undershot forecasts – raising questions about the underlying strength of the US labour market.
These releases will be pivotal in confirming whether the recent economic strength justifies a slower pace of rate cuts – or if the Fed may need to reconsider its stance.
Why Moneycorp?
With a Platinum Trusted Service Award 2020 from independent review site Feefo and 40 years of experience in the industry, FrenchEntrée has been recommending Moneycorp for more than 15 years. During this time they have helped thousands of client planning the best way to pay for their property as well as supporting them afterwards with any further payment from paying bills, mortgages to repatriating UK pension payments for those who have retired to France.
Furthermore, we have worked with the same person at Moneycorp for more than a decade! You might be familiar with her as she often writes for our French Property News magazine. She has 13 years’ experience in foreign exchange, and is a qualified European lawyer with experience in European transactions. Mar will be happy to answer any questions or enquiries to support you through these difficult times
Opening an account is really easy and free of cost. You can register online or over the phone in a couple of minutes and for FrenchEntrée readers there are no transfer fees in any payment.
Karine Chevalier-Watts is a bilingual French/English paralegal and the in-house certified translator of Stone King’s International and Cross-Border Team. As part of her day-to-day functions, she deals with new enquiries received from British individuals regarding various French matters. Here, Karine discusses the French system of viager.
Question
My elderly father has been living in France for the past 30 years; he is now 80 years old, and with the cost of living, his UK state pension is no longer sufficient to allow him to live decently and pay for his food, utility bills, and caring costs. He owns a pretty house in a sought-after area, and someone has suggested a “vente en viager” to raise much-needed funds for him. Can you tell me about such a thing?
Answer
The viager system is a unique French way of buying and selling property that is based on the seller’s life expectancy. It allows elderly homeowners, often with limited income, to release equity from their homes while continuing to live in them; it works as follows:
-
- The buyer pays the seller an initial lump sum (called a “bouquet”), usually about 30% of the property’s value.
- The buyer then pays the seller a regular lifetime rent (rente viagère), monthly or quarterly.
- The seller keeps the right to live in the property for life (viager occupé, meaning that the seller lives in the home until their death, with lifetime usage rights), or in some cases, the property is vacant from the start (viager libre, meaning that the seller leaves immediately, and the buyer can use the property while continuing to pay the lifetime rent.)
- Sales can be arranged for one person or jointly for couples (viager sur deux têtes).
However, it is worth bearing in mind the following risks:
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- For buyers: If the seller lives much longer than expected, the buyer may end up paying more than the property’s value.
- For sellers: They gain financial security, but if they die earlier than expected, they (and their heirs) may receive less overall benefit.
- There may be some extreme cases, such as Jeanne Calment (who lived to 122 and outlived her viager buyer), but these are very rare.
- Rights may be limited to personal use (droit d’usage et d’habitation) or extend to renting the property out (usufruit).
- The seller’s death must be unpredictable – if the buyer knew of a serious illness, the sale could be annulled.
- If the seller dies within 20 days of the sale, heirs can request cancellation.
In summary, viager sales offer elderly homeowners a way to gain income while keeping their home, and give buyers the chance of a bargain—though with significant uncertainty, since the outcome depends on how long the seller lives.
If you are interested in finding out more about estate planning and trust use in France and would like help analysing the options available to you, please contact the international and cross-border team at Stone King LLP either by calling +44(0)1225 337599 or by emailing [email protected].
If you’re buying in France, whether for work, retirement, or a fresh start, you’ve probably already started thinking about the logistics: housing, visas, healthcare, and of course, banking. Opening a French bank account is a key step in settling in, but transferring your funds from the UK isn’t always as straightforward as it seems.
Right now, the GBP/EUR rate is hovering around 1.154 (23/09/2025), which is lower than the highs we saw earlier this year. Back in February, the rate peaked at 1.2120, giving the pound significantly more buying power. If you’re transferring funds today to set up your French account, you might be surprised at how much less you’re getting in euros.
Why This Matters for Your Move
Whether you’re transferring a lump sum to cover initial expenses or setting up regular payments for rent, bills, or lifestyle costs, the exchange rate can have a real impact on your budget. A £50,000 transfer at February’s rate would have given you €60,600. At today’s rate, you’d receive just €57,700, a difference of nearly €3,000.
That’s money that could go toward furnishing your new home, covering legal fees, or simply giving you more breathing room as you settle in.
No French Bank Account Yet? No Problem
One of the biggest challenges for clients moving to France is needing to make payments before their French bank account is fully set up. Whether it’s a property deposit, legal fees, or initial living costs, delays in banking can create unnecessary stress.
Moneycorp offers a local EUR account, which allows you to:
- Receive and hold euros securely before your French bank account is open
- Make payments directly to notaries, estate agents, or service providers in France
- Avoid delays and complications with international banking systems
This means you can start managing your financial commitments in France immediately, without waiting for paperwork or approvals from local banks.
How FX Support Can Make a Big Difference
Instead of relying on your UK bank, which may offer poor rates and charge hidden fees, you can use a dedicated FX provider to make your transfers smoother, smarter, and more cost-effective.
At Moneycorp, for example, you’ll be supported by a personal account manager who:
- Work with you and your risk appetite to manage your payments towards that risk appetite
- Offer specialist FX tools to protect your funds from market volatility
- Provide end-to-end support, from making payments directly to notaries, estate agents, or developers from local Euro accounts to prevent unnecessary fees. This reduces admin, avoids delays, and ensures your funds arrive securely and on time, even if your French bank account isn’t ready.
Tools to Help You Stay in Control
Here are a few FX tools that can help you manage your money confidently as you move:
- Spot Contracts
Transfer funds at the current rate for immediate use, ideal for setting up your French account quickly and efficiently.
- Forward Contracts
Lock in today’s rate for a future transfer. This is perfect if you’re planning ahead and want to avoid any nasty surprises from market shifts. (A deposit may be required)
- Market Orders
Set a target rate and automatically transfer when the market hits it. You can also set a lower limit to protect against further drops.
- Rate Alerts
Get notified when your preferred rate is reached, so you can act fast and make informed decisions.
- Regular Payment plan – There will likely to be regular ongoing payments you will need to make such as, mortgage payments, rental fees, maintenance fees etc. Using a payment plan it will allow you to automate these regular payments to include the exchange of currencies. Streamlining the process to make it as hassle free as possible.
It’s Not Just About the Transfer—It’s About Confidence
Opening a bank account in a new country can feel daunting, especially when you’re dealing with unfamiliar systems and languages. Having a currency specialist on your side means you’re not navigating it alone. You’ll have someone who understands the FX landscape and can help you make the most of your money.
Whether you’re transferring a one-off sum or planning regular payments, FX support can help you avoid unnecessary costs and make your move to France smoother. If you’re setting up a French bank account, or need to make payments before it’s ready, Moneycorp’s local EUR account and expert guidance can give you the flexibility and confidence you need.
Why Moneycorp?
With a Platinum Trusted Service Award 2020 from independent review site Feefo and 40 years of experience in the industry, FrenchEntrée has been recommending Moneycorp for more than 15 years. During this time they have helped thousands of client planning the best way to pay for their property as well as supporting them afterwards with any further payment from paying bills, mortgages to repatriating UK pension payments for those who have retired to France.
Furthermore, we have worked with the same person at Moneycorp for more than a decade! You might be familiar with her as she often writes for our French Property News magazine. She has 13 years’ experience in foreign exchange, and is a qualified European lawyer with experience in European transactions. Mar will be happy to answer any questions or enquiries to support you through these difficult times
Opening an account is really easy and free of cost. You can register online or over the phone in a couple of minutes and for FrenchEntrée readers there are no transfer fees in any payment.
Planning a building or renovation project in France? Tom Easdown offers an overview of the country’s planning process, including the different permits you may need…
Over the past 15 years, at French Plans, we have observed a significant shift in the attitude of French authorities towards planning applications and permissions. Gone are the days when a casual chat with the maire over a glass of wine could move a project forward. Today, most communes have, or are in the process of developing, a local development plan (Plan Local d’Urbanisme or PLU). Regulations have become increasingly complex, with different policies applying to different planning zones.
Applications that were once handled at the local level are now typically reviewed by planning officers in the departmental planning authority (Direction Départementale des Territoires or DDT), often with input from conservation officers, environmental authorities and utility providers. Since virtually any change to the external appearance of a property in France requires some form of permit, it’s essential to understand how planning regulations might affect your project.
Most developments fall into one of four main planning application types, with each one being suited to a different size or complexity of project:
- Certificat d’urbanisme (CU): Outline application
- Déclaration préalable (DP): Minor works application
- Permis de construire maison individuelle (PCMI): Major application for homeowners
- Permis de construire (PC): Major application for business owners or multiple dwellings
NATIONAL FRAMEWORK
Planning policy in France is governed by the Code de l’urbanisme, the national legislation that provides a framework for local planning regulations. While each commune can draft its own planning policy, those that haven’t yet done so fall under Le règlement national d’urbanisme (RNU). Where a PLU has been adopted, it may be a joint PLU created by a group of communes forming a communauté de communes, or an individual PLU developed by a single commune. It is usual for these documents to be reviewed every 10 years.
In addition to the PLU, other regulatory layers may apply, such as plans de prévention des risques (PPR) for areas at risk (e.g. flooding or landslides), and regulations from the Architectes des Bâtiments de France (ABF) for protected zones or buildings.
Large projects like a complete renovation need a full planning application, Photo: Shutterstock
A FEASIBLE PROJECT?
A common initial question from our clients is whether their intended project is feasible. If the property lies within a commune with a detailed PLU, we can often determine this from available documentation. If not, we usually recommend that they submit a certificat d’urbanisme application.
There are two types of CU:
- CUa (informational): Offers basic details on potential risks, zoning and local planning taxes, but isn’t very useful for assessing project feasibility.
- CUb (operational): Provides a legally binding opinion on whether a specific type of development is feasible. This doesn’t grant permission to build, but it gives a valuable indication of whether the proposed project is viable.
Once a positive response to the CU has been received, it’s time to prepare and submit the relevant formal application for the planned works. If the project is minor, such as a modest extension, a DP may be sufficient. This simplified application typically applies to:
- Modifications under 20m² of floor area (surface de plancher) or footprint (emprise au sol)
- Up to 40m² in urbanised areas, depending on local rules.
A DP has a one-month review period. There may be no response issued, as a DP application is generally a non-opposition application. Silence on the part of the authorities is confirmation of approval. However, in protected zones or near historic monuments, the decision period is extended by a month and the authorities will always issue an approval notice. While it is common for no approval to be issued, we always recommend requesting written confirmation of approval to avoid ambiguity later on. There are plenty of instances where a missing approval notice can hold up a property sale, for example.
PLANNING APPLICATION
For larger projects, such as new homes, a full planning application (PCMI) is required. This involves submitting detailed architectural plans and documents. The standard decision period is two months, but again this can be extended if additional documentation is requested, or if the proposed site is in a protected zone. Interestingly, if the application is completely ignored – no requests, no refusals and no notifications of extension – a tacit approval is granted, even if the project doesn’t meet policy. This is rare, but we see a few each year.
For more complex projects – such as multiple houses or converting a château into a wedding venue – a PC application is required. While more demanding in scope, it follows the same timelines and extension rules as the PCМІ.
Note that a CU is not a prerequisite for submitting a DP, PCMI or PC. However, it often helps set expectations and clarify feasibility. Objection is one area where French planning policy differs to other countries’ processes. In the UK, the opportunity to object to an application comes before the decision is made and objections may affect the outcome. In France, the opportunity to object comes after approval and an objection may only be made by neighbours and the prefecture.
Another differing aspect to French planning law is that if a project results in more than 150m² of habitable space, a French-registered architect must submit the application. Additionally, unlike in the UK, there is no ‘permitted development’ rights in France. Virtually all exterior changes – including small extensions, attic conversions, pergolas, or even changing shutter colours – require permission. Any new construction – residential, commercial, or industrial -requires a permit.
While extensions under 5m² may not require permission, any visible change to a building’s exterior almost always does, so in policy terms there is a conflict. Larger extensions are often subject to local limits, and some communes may restrict or prohibit them altogether.
pools over 10m² require a permit, Photo: shutterstock
EXTERNAL CHANGES
If an attic already has access and openings, no new floor space is created, so permission might not be required. However, installing Velux or dormer windows always requires approval due to external appearance change. Any conversion from non-habitable (e.g. agricultural) use to living space requires permission. This is both due to change in use and possible external modifications.
Pools over 10m² require a DP or PCMI depending on size. Temporary pools (in situ for less than three months a year) don’t need a permit. Some communes, especially in the southeast of France, currently have a moratorium on pools approvals due to the lack of water resources in the area. So its worthwhile doing some research before committing to a pool installation.
French planning policy can seem intimidating, but with the right information and guidance, it becomes more manageable. Understanding your property’s zoning, applicable planning regulations, and the nature of your proposed project will help you make informed decisions from the start. Involving a planning professional early – whether an architect, or a specialist consultant – can help identify potential obstacles to your project and address them before major time or money has been invested. Flexibility in design, informed by policy, often leads to a smoother and less stressful experience.
Tom Easdown is Managing Director at French Plans
Tel: 0033 (0)6 75 05 36 86
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French President Emmanuel Macron made political waves yesterday, but things are still rocky on the home front, plus what you need to do if your Withdrawal Agreement carte de séjour is coming up for renewal. Here are the French news stories you need to know about this week.
1. France recognises Palestine as a state
Emmanuel Macron made good on his promise yesterday (Monday, 22nd September) to recognise Palestine as a state. Speaking at the United Nations headquarters in New York, the French president followed in the footsteps of the UK, Canada, Australia, and Portugal, all of whom made their respective declarations the day before, in saying:
“We must do everything within our power to preserve the possibility of a two-state solution. Israel and Palestine living side by side in peace and security. The time has come.
“This is why, true to the historic commitment of my country to the Middle East; to peace between the Israelis and the Palestinians.
“This is why I declare that today, France recognises the state of Palestine.”
Alongside France, Andorra, Belgium, Luxembourg, Malta and Monaco also made similar announcements, which makes a total of 157 out of the 193 United Nations member states that now recognise Palestine as a state.
You can read more about France’s historic move here and here.
2. Further strike action on the way
Macron might be receiving applause on the world’s political stage, but the French government isn’t faring too well on the home front. At least 500,000 protesters took to the streets last Thursday (18thSeptember) to voice their frustrations at the government’s proposed spending cuts for the 2026 Budget, coinciding with mass strikes that affected transport, schools, pharmacies, and other services across the country.
Now, unions have presented France’s new Prime Minister, Sébastien Lecornu, with an ultimatum, threatening further action if their demands are not met by tomorrow, Wednesday, 24th September. Further strikes have already been proposed in the coming months, including a farmers’ protest (this Friday, 26th September) and strikes by pharmacy workers (this Saturday and subsequent Saturdays from now on) and air traffic controllers (Thursday, 9thOctober).
For his part, Lecornu has not yet announced his government or made any concrete proposals regarding the major task at hand – putting together a viable 2026 Budget. However, he has reiterated his desire to look for creative solutions to solving France’s debt crisis, as well as showing some attempts to rein in state spending, putting a freeze on state communication costs until the end of the year, ending the lifetime benefits of former French prime ministers, and, most significantly, abandoned former PM Bayrou’s proposition of abolishing two of France’s public holidays.
As always, we’ll keep you updated as we learn more.
3. Extra security checks on French bank transfers
A new “Verification of Payee” (VoP) system is being brought in across all Eurozone banks from 9th October, requiring banks and payment service providers to undergo additional steps to verify SEPA bank transfers. Essentially, the checks will serve to confirm details of the beneficiary account holders prior to transferring funds and should help to reduce fraud and limit errors.
When you set up a bank transfer, your bank will send a verification request to the beneficiary’s bank to confirm that it matches the information you provided. If it does, then your transfer will go through as planned; if not, you will be informed that it is either a ‘close match’ (indicating a possible error or typo that you may have made) or that it doesn’t match. In the first instance, you will be able to make the required correction and continue with your payment; in the second instance, you will be asked if you wish to continue. Be careful! If you do choose to go against your bank’s advice at this step, not only will your payment potentially be at risk, but you will not be covered by your bank’s fraud protection policies (in other words, if you do lose your money, you will be liable).
4. Brexit WARP card renewals
If you moved to France within the five years prior to Brexit (1st January, 2021), then you should be in possession of a special Carte de Séjour residency card marked “Article 50 TUE” – often referred to as a Withdrawal Agreement Residency Permit or WARP. This card affords special rights to British citizens living in France under the Withdrawal Agreement between the UK and the EU, and two versions were issued: a 10-year permanent residency card, for those who had already been living in France for more than five years at the time of Brexit, and a 5-year temporary residency card, for those who had been living in France for less than five years at the time of Brexit.
Most 5-year cards were issued at the end of 2020 or early 2021, meaning that many Brits will soon need to renew their cards. The good news is that if you are in possession of one of these cards, you are entitled to a free renewal and should also now qualify for a 10-year permanent residency card. The not-so-good news is that there is currently no centralised system handling renewals, nor an online platform to facilitate applications. We’ve put together a guide to Renewing Post-Brexit Withdrawal Agreement Residency Cards in France with everything we know so far.
You should apply for a renewal within two months of the expiration date on your card. If you’re not sure when your card expires, this is your reminder to check!
Your dream of living in France and your visa are too important to leave up to the social media commentariat. And your move to France is not just a checklist of things to do.
It’s a long-term project learning about how to live in France and creating a new, more fulfilling life from the ground up. Whether you’re retiring to France, looking to start a gite business or be self-employed, or relocating your young family, getting the right visa is and actually landing in France is not the end – it’s just the beginning of your new French admin adventure. But you don’t have to do it alone.
That’s why, at Your Franceformation, we help our clients to create a successful and sustainable move, with comprehensive packages helping you to get the right visa and do the right French admin to ensure you have the building blocks for your dream.
Contact us in the early stages of planning your move and schedule a consultation for advice on what visa type(s) you’re eligible for, developing a relocation timeline, and understanding what needs to be done to solidify your new life in France.










