Squeeze the most out of your sterling

Get the Most out of Your Money Transfers

Making money transfers to and from France – the cost effective way! If you need to send money to or from France, perhaps for property or maintenance costs, the timing …

Getting married in France

In France a civil ceremony is the only legally binding ceremony often followed by a religious ceremony. Here we discuss the French marriage process, options and documentation needed.

French Mortgage Calculator

To see how much your French mortgage will cost you, use FrenchEntrée’s mortgage calculator. Whatever your interest rate, LTV and purchase price, we can help you plan your mortgage budget with the French mortgage calculator.

An Antipodean property search

Ange and Bruce intended to move to Finland. After four years in France, one beautiful daughter and a baby on the way, they share the story of the road that led them to Agen – an acronym of Ange… coincidence?

House split represented by paper ripping

Case Study: Buying Property ‘en indivision’

Unmarried persons who are not in either an English civil partnership or have entered into a French PACS (which can only be done if both parties are resident in France) should always try to ensure simplicity and clarity in respect of a purchase of French property.

Is French tax all that taxing for retirees in France?

French taxes are renowned for being high, what with income tax and social charges on all forms of income, as well as an annual wealth tax. However, although the headline rates sound high (52.1%!), it is often unlikely that a retiree would have to pay such high taxes.

Villa in Provence

Securing a French Mortgage

  Certain criteria must always be met in order for a buyer when securing a French mortgage with a French lender. For example, when taking into account the future French mortgage payment, all contractual outgoings must not exceed one third

French mortgages for Americans

France has always been a popular second home destination for many Americans, whether it is the chic central districts of urban Paris or the emerald blue sea of the Côte d’Azur. Certain economic challenges over the last few years have

keys

Your Guide to French Mortgages – Part 3

Buying a property in France can be a very daunting process. We hope that the first two parts of our French mortgage guide have given you a good idea of what to expect when arranging financing on your purchase.

Euro sterling swap

Making Regular Payments to France?

There are a variety of services to help customers manage regular international money transfers, ensuring that you always get great value for money. Payment schedules can be set up to suit you.

French mortgages guide

Your Guide to French Mortgages – Part 2

In the second of our three-part French mortgage series, we’re going to look more closely at the French mortgage products that are currently available for non-resident buyers.

Spare change in euros

So You Can’t Pay Your French Mortgage

There is an underlying expectation in the UK that banks should show consideration for borrowers who find themselves in difficulty and should treat them gently. However, that’s not how it is seen in France. The mortgage deed entitles the bank to repossess if the loan is not repaid.

France from above

Your Guide to French Mortgages – Part 1

In the first of our three part guide to French mortgages, we are going to provide an overview of the processes involved in arranging a mortgage to purchase a French property.

Real-life Story: Buying in Sanary-sur-Mer

Sue Aitken owns a flat in Sanary-sur-Mer, a town in Provence that she discovered as a student. Here Sue tells FrenchEntrée how the town has managed to retain its charm over the years and why she decided to buy the first property she saw.

Real estate investment

Fixed Rate French Mortgages

The economic challenges of the past few years have created uncertainty in the European financial sector. As a consequence it has become increasingly difficult to predict future patterns in Eurozone interest rate movements. The good news is that the French mortgage market is well equipped to protect borrowers against future interest rate fluctuations.

Divorce note with a crack in the ground

Buying Property from Your Partner

Owning a property in France represents the realisation of a dream for countless British buyers. However, for those who have chosen to buy under joint names, the ownership of a French house can soon become problematic in cases of divorce

The burden of debt taking its toll on a gentleman at a table looking at paperwork

Procedures on Repossession

It will not be something that buyers will wish to contemplate when they are taking out a mortgage for their purchase, but it is important to understand just what may happen if the lender has to repossess a person’s property in France.

Euros

Is a Post-Finance French Mortgage for You?

Competition amongst buyers is increasing for properties in prime locations or those that are deemed to be very favorably priced by vendors. As a result, cautious buyers are increasingly starting to lose out on potential properties as the traditionally busier

Keeping your independence in older age

A recent survey in France has revealed that one in three men, and nearly half of all women, face total dependency on care homes or qualified assistance in their homes. So, with more and more people living longer, how can you keep your independence?

Living and working in Burgundy

Not too many years ago, in what now seems a completely separate universe, I sat gazing out of my office window in London. I longed to be in Burgundy. Over the years, I had fallen in love with the region and its inhabitants as we passed through on holidays elsewhere in Europe…

Euros and pounds

Taxes Involved in Purchasing French Property

When working out your finances to buy that dream property in France, you need to take into account the taxes involved in purchasing French property. These costs vary depending if the property is subject to VAT, as David Franks of Blevins Franks explains…

Prestige property

Obtaining a High Value French Mortgage

You’ve got the money in the bank to complete the purchase in cash, but with all the focus being on finding that dream home, you haven’t had a chance to think about which is the most efficient and cost effective way of financing the purchase. Here we are going to help you look at the options available when considering the purchase of a €1 million plus property in France.

Discussion

The Conditions in Your Compromis de Vente

There are three types of conditions in a purchase contract. If you want to make changes to them or add other conditions into a contract, it is important to understand their effect and the difference between them.

french windows

Property Hunting in Languedoc Roussillon

If you’re considering buying a property in the Languedoc Roussillon this year, chances are that you’ll already have a good idea about where in the region you want it to be, that’s why we’ve created dedicated location specific property sales pages for the main property hotspots in the region – “Languedoc Roussillon property sales links”

French Mortgages – Call Back Form

Get in touch with us! We have a dedicated mortgage team here at FrenchEntrée and would love to help you realise your dream of purchasing a property in France! Working in partnership with various lenders and brokers, we aim to

Insuring your house in France

In France, insuring your main place of residence against fire, theft and natural causes is not obligatory but it is advisable. However, you do have to insure yourself against damage you could accidently cause your French neighbours

Model house made out of euros

Tax on the Market Value of French Land

David Anderson, Helen Belle and Graeme Perry of solicitors and chartered tax advisers Sykes Anderson examine the law surrounding the 3% tax payable by non-resident companies on the value of their French property

apartments in France

Leaseback Property Mortgages

Many people choose to buy a second property in France as an investment opportunity. In particular the popular holiday destinations such as the French Alps or Mediterranean coast are good locations to let out property.

Fall foundations being made

A Diary of a Barn Conversion in the Limousin – Part 6

June has turned out to be a good month despite the continuing rain! We have had no further problems with water getting in thank goodness, so we started the month with concrete being poured in the trenches for the foundation walls and in the hangar ready for the workshop …

Buying Investment Property in France

There was a time when the French property market for overseas buyers mainly meant second homes. Then a few brave souls started to buy homes in live in France, followed by if not a torrent at least a steady flow

Apartment to let in france

Buy to Let in France

The same basic principles apply to buy to let in France as they do in other countries such as the United States, Ireland and Britain. Before you purchase a property you need to make sure it’s in the right region,

Why I Chose…an Historic Mill in Mayenne

Image not found.How did you find your French house? And why did you choose it? What lessons have you learnt? Each month FrenchEntrée asks a homeowner to explain their choice of property in France. This month we talk to Nicki Newman in the Pays de la Loire region

Car Insurance in France

Lot resident Martin Gilliam was recently involved in a car accident which resulted in him discovering what his French car insurance really covered – and what it didn’t! A valuable lesson for everyone who thinks “Tous Risques” covers everything…

What is a Bordeaux Chateau’s Second Wine?

Image not found.With the great Bordeaux becoming more and more pricy every year, it is only natural to look occasionally for bargains, and there may be no better wine bargains available today than the “second wines” of the great Chateaux of Bordeaux. There are certain rules that govern the making of such wines …

FAQ’s

We put some questions to Moneycorp:

Where can I get the best rate?
What costs are involved?
Can I wait for a good rate?
Can I fix the rate?
How quickly can I get the funds?

House in the countryside

Top Ten Tips for Buying in France

Buying a home overseas can be a very exciting time. But it can also be worrying and an expensive process. To help you through this process – and help make your money go further, Moneycorp, the UK’s leading foreign exchange company, offers the following advice

Leaseback Property in France

A means by which when buying property in France you can save nearly 20% of the purchase price and have most of the mortgage paid for you.

The Cost of Purchasing a House in France

You’re planning to purchase or build a home. You’ve checked all the figures and you’re wondering what kind of financing you can afford. But don’t forget the added costs you must bear…