Euro sterling swap

Making Regular Payments to France?

There are a variety of services to help customers manage regular international money transfers, ensuring that you always get great value for money. Payment schedules can be set up to suit you.

French mortgages guide

Your Guide to French Mortgages – Part 2

In the second of our three-part French mortgage series, we’re going to look more closely at the French mortgage products that are currently available for non-resident buyers.

Spare change in euros

So You Can’t Pay Your French Mortgage

There is an underlying expectation in the UK that banks should show consideration for borrowers who find themselves in difficulty and should treat them gently. However, that’s not how it is seen in France. The mortgage deed entitles the bank to repossess if the loan is not repaid.

France from above

Your Guide to French Mortgages – Part 1

In the first of our three part guide to French mortgages, we are going to provide an overview of the processes involved in arranging a mortgage to purchase a French property.

Real-life Story: Buying in Sanary-sur-Mer

Sue Aitken owns a flat in Sanary-sur-Mer, a town in Provence that she discovered as a student. Here Sue tells FrenchEntrée how the town has managed to retain its charm over the years and why she decided to buy the first property she saw.

Real estate investment

Fixed Rate French Mortgages

The economic challenges of the past few years have created uncertainty in the European financial sector. As a consequence it has become increasingly difficult to predict future patterns in Eurozone interest rate movements. The good news is that the French mortgage market is well equipped to protect borrowers against future interest rate fluctuations.

Divorce note with a crack in the ground

Buying Property from Your Partner

Owning a property in France represents the realisation of a dream for countless British buyers. However, for those who have chosen to buy under joint names, the ownership of a French house can soon become problematic in cases of divorce

The burden of debt taking its toll on a gentleman at a table looking at paperwork

Procedures on Repossession

It will not be something that buyers will wish to contemplate when they are taking out a mortgage for their purchase, but it is important to understand just what may happen if the lender has to repossess a person’s property in France.

Euros

Is a Post-Finance French Mortgage for You?

Competition amongst buyers is increasing for properties in prime locations or those that are deemed to be very favorably priced by vendors. As a result, cautious buyers are increasingly starting to lose out on potential properties as the traditionally busier

Keeping your independence in older age

A recent survey in France has revealed that one in three men, and nearly half of all women, face total dependency on care homes or qualified assistance in their homes. So, with more and more people living longer, how can you keep your independence?

Living and working in Burgundy

Not too many years ago, in what now seems a completely separate universe, I sat gazing out of my office window in London. I longed to be in Burgundy. Over the years, I had fallen in love with the region and its inhabitants as we passed through on holidays elsewhere in Europe…

French property taxes represented in euros both cash and coins

Taxes Involved in Purchasing French Property

When working out your finances to buy that dream property in France, you need to take into account the taxes involved in purchasing French property. These costs vary depending if the property is subject to VAT, as David Franks of Blevins Franks explains…

Prestige property

Obtaining a High Value French Mortgage

You’ve got the money in the bank to complete the purchase in cash, but with all the focus being on finding that dream home, you haven’t had a chance to think about which is the most efficient and cost effective way of financing the purchase. Here we are going to help you look at the options available when considering the purchase of a €1 million plus property in France.

Discussion

The Conditions in Your Compromis de Vente

There are three types of conditions in a purchase contract. If you want to make changes to them or add other conditions into a contract, it is important to understand their effect and the difference between them.

french windows

Property Hunting in Languedoc Roussillon

If you’re considering buying a property in the Languedoc Roussillon this year, chances are that you’ll already have a good idea about where in the region you want it to be, that’s why we’ve created dedicated location specific property sales pages for the main property hotspots in the region – “Languedoc Roussillon property sales links”

French Mortgages – Call Back Form

Get in touch with us! We have a dedicated mortgage team here at FrenchEntrée and would love to help you realise your dream of purchasing a property in France! Working in partnership with various lenders and brokers, we aim to

Insuring your house in France

In France, insuring your main place of residence against fire, theft and natural causes is not obligatory but it is advisable. However, you do have to insure yourself against damage you could accidently cause your French neighbours

Model house made out of euros

Tax on the Market Value of French Land

David Anderson, Helen Belle and Graeme Perry of solicitors and chartered tax advisers Sykes Anderson examine the law surrounding the 3% tax payable by non-resident companies on the value of their French property

apartments in France

Leaseback Property Mortgages

Many people choose to buy a second property in France as an investment opportunity. In particular the popular holiday destinations such as the French Alps or Mediterranean coast are good locations to let out property.

A diary of a barn conversion in the Limousin – part 6

June has turned out to be a good month despite the continuing rain! We have had no further problems with water getting in thank goodness, so we started the month with concrete being poured in the trenches for the foundation walls and in the hangar ready for the workshop …

Buying Investment Property in France

There was a time when the French property market for overseas buyers mainly meant second homes. Then a few brave souls started to buy homes in live in France, followed by if not a torrent at least a steady flow

Apartment to let in france

Buy to Let in France

The same basic principles apply to buy to let in France as they do in other countries such as the United States, Ireland and Britain. Before you purchase a property you need to make sure it’s in the right region,

Why I chose…an historic mill in Mayenne

Image not found.How did you find your French house? And why did you choose it? What lessons have you learnt? Each month FrenchEntrée asks a homeowner to explain their choice of property in France. This month we talk to Nicki Newman in the Pays de la Loire region

Car Insurance in France

Lot resident Martin Gilliam was recently involved in a car accident which resulted in him discovering what his French car insurance really covered – and what it didn’t! A valuable lesson for everyone who thinks “Tous Risques” covers everything…

What is a Bordeaux Chateau’s Second Wine?

Image not found.With the great Bordeaux becoming more and more pricy every year, it is only natural to look occasionally for bargains, and there may be no better wine bargains available today than the “second wines” of the great Chateaux of Bordeaux. There are certain rules that govern the making of such wines …

FAQ’s

We put some questions to Moneycorp:

Where can I get the best rate?
What costs are involved?
Can I wait for a good rate?
Can I fix the rate?
How quickly can I get the funds?

The Cost of Purchasing a House in France

You’re planning to purchase or build a home. You’ve checked all the figures and you’re wondering what kind of financing you can afford. But don’t forget the added costs you must bear…

French property in a rural location

Top Ten Tips for Buying in France

Buying a home overseas can be a very exciting time. But it can also be worrying and an expensive process. To help you through this process – and help make your money go further, Moneycorp, the UK’s leading foreign exchange company, offers the following advice

Leaseback Property in France

A means by which when buying property in France you can save nearly 20% of the purchase price and have most of the mortgage paid for you.

meadow with sign

Buying the Dordogne Dream

“Our very own plot”We’d been back for just two days from our exploratory trip to France before finally deciding that we had to buy the plot of land. It was only the second piece of land we had visited…

keys

Buy To Let Mortgages

Following the success of the buy to let as an investment idea, many people have begun to investigate the possibility of similar investments overseas, and France, being a popular holiday destination seems the perfect place. France is also the first

french house

An Introduction To French Mortgages

Confused about French mortgages? Do you want some help to find the best option for you? These pages are designed to give you everything you might need to help you through the process of buying your property.

Most people will purchase a permanent or second home in France with a mortgage. With a number of mortgage products on both the French and overseas markets, choosing the right French mortgage for your financial and personal circumstances is an important decision.

Apply Now For Your Mortage

You can apply for your mortgage right here online by completing our simple application form. Once your form has been submitted our mortgage advisors will be in touch.

Buy Euros on a Regular Payment Plan

The Regular Payment Plan removes the worry caused by exchange rate fluctuations when making regular foreign currency payments over a period of time. This Moneycorp facility was launched last year, and has already proved extremely popular…

Surveyors in France ? Yes, they exist…

Many nightmare properties are still being bought by unsuspecting buyers, who are lulled into a false sense of security by comments such as ‘here in France we don’t have surveys done’, says chartered building surveyor Martin Rushton

La Belle Vie en France?

When David Low and Lindsay Nixon bought a semi-derelict barn in the Lot during the summer of 2003, they had visions of sunny days spent gradually renovating their dream home. Eighteen months on and despite several setbacks they are now hard at work turning the dream into reality.

French holiday home insurance

If you don’t plan to live in your second home for much of the year it’s important that your insurance takes this into account. And if you want to let it, you will need insurance for that too…